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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and QT IMAGING HOLDINGS, INC. (QTI). Click either name above to swap in a different company.

CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $8.3M, roughly 1.9× QT IMAGING HOLDINGS, INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -16.8%, a 56.8% gap on every dollar of revenue. On growth, QT IMAGING HOLDINGS, INC. posted the faster year-over-year revenue change (877.2% vs 12.6%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

QT Imaging Holdings, Inc. is a medical technology company that designs, manufactures and commercializes non-invasive medical imaging systems primarily for breast health diagnostics. It serves healthcare providers, clinics and medical institutions across key markets including North America, Europe and Asia-Pacific, focusing on improving the accuracy and accessibility of diagnostic imaging for patients.

CFBK vs QTI — Head-to-Head

Bigger by revenue
CFBK
CFBK
1.9× larger
CFBK
$15.7M
$8.3M
QTI
Growing faster (revenue YoY)
QTI
QTI
+864.5% gap
QTI
877.2%
12.6%
CFBK
Higher net margin
CFBK
CFBK
56.8% more per $
CFBK
40.0%
-16.8%
QTI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFBK
CFBK
QTI
QTI
Revenue
$15.7M
$8.3M
Net Profit
$5.7M
$-1.4M
Gross Margin
38.0%
Operating Margin
43.4%
-8.5%
Net Margin
40.0%
-16.8%
Revenue YoY
12.6%
877.2%
Net Profit YoY
29.9%
60.2%
EPS (diluted)
$0.88
$-1.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
QTI
QTI
Q4 25
$15.7M
$8.3M
Q3 25
$15.5M
$4.2M
Q2 25
$15.6M
$3.7M
Q1 25
$14.1M
$2.8M
Q4 24
$14.0M
Q3 24
$13.1M
Q2 24
$12.6M
$1.7M
Q1 24
$12.2M
$1.4M
Net Profit
CFBK
CFBK
QTI
QTI
Q4 25
$5.7M
$-1.4M
Q3 25
$2.3M
$-4.6M
Q2 25
$5.0M
$-4.0M
Q1 25
$4.4M
$-11.1M
Q4 24
$4.4M
Q3 24
$4.2M
Q2 24
$1.7M
$-1.2M
Q1 24
$3.1M
$-628.6K
Gross Margin
CFBK
CFBK
QTI
QTI
Q4 25
38.0%
Q3 25
43.0%
Q2 25
49.9%
Q1 25
64.7%
Q4 24
Q3 24
Q2 24
51.0%
Q1 24
55.8%
Operating Margin
CFBK
CFBK
QTI
QTI
Q4 25
43.4%
-8.5%
Q3 25
17.5%
-39.4%
Q2 25
41.1%
-28.5%
Q1 25
39.5%
-37.2%
Q4 24
36.9%
Q3 24
40.4%
Q2 24
15.4%
-129.5%
Q1 24
30.9%
-409.5%
Net Margin
CFBK
CFBK
QTI
QTI
Q4 25
40.0%
-16.8%
Q3 25
15.1%
-108.7%
Q2 25
32.3%
-109.3%
Q1 25
31.4%
-397.9%
Q4 24
35.2%
Q3 24
32.2%
Q2 24
13.5%
-72.9%
Q1 24
25.2%
-46.1%
EPS (diluted)
CFBK
CFBK
QTI
QTI
Q4 25
$0.88
$-1.00
Q3 25
$0.36
$-0.47
Q2 25
$0.77
$-0.14
Q1 25
$0.68
$-0.40
Q4 24
$0.68
Q3 24
$0.65
Q2 24
$0.26
$-0.30
Q1 24
$0.47
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
QTI
QTI
Cash + ST InvestmentsLiquidity on hand
$259.0M
$10.4M
Total DebtLower is stronger
$10.1M
Stockholders' EquityBook value
$184.4M
$6.4M
Total Assets
$2.1B
$23.0M
Debt / EquityLower = less leverage
1.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
QTI
QTI
Q4 25
$259.0M
$10.4M
Q3 25
$272.4M
Q2 25
$275.7M
Q1 25
$241.0M
Q4 24
$235.3M
Q3 24
$233.5M
Q2 24
$241.8M
Q1 24
$236.9M
Total Debt
CFBK
CFBK
QTI
QTI
Q4 25
$10.1M
Q3 25
$15.1M
Q2 25
$10.1M
Q1 25
$10.2M
Q4 24
Q3 24
Q2 24
$11.7M
Q1 24
$11.7M
Stockholders' Equity
CFBK
CFBK
QTI
QTI
Q4 25
$184.4M
$6.4M
Q3 25
$179.3M
$-9.1M
Q2 25
$177.0M
$-324.3K
Q1 25
$172.7M
$-20.2M
Q4 24
$168.4M
Q3 24
$164.0M
Q2 24
$159.6M
$-6.2M
Q1 24
$158.0M
$-4.9M
Total Assets
CFBK
CFBK
QTI
QTI
Q4 25
$2.1B
$23.0M
Q3 25
$2.1B
$12.1M
Q2 25
$2.1B
$11.6M
Q1 25
$2.1B
$10.9M
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.0B
$10.8M
Q1 24
$2.0B
$12.9M
Debt / Equity
CFBK
CFBK
QTI
QTI
Q4 25
1.57×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
QTI
QTI
Operating Cash FlowLast quarter
$18.7M
$-3.1M
Free Cash FlowOCF − Capex
$18.2M
FCF MarginFCF / Revenue
115.6%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
QTI
QTI
Q4 25
$18.7M
$-3.1M
Q3 25
$5.5M
$-878.8K
Q2 25
$8.0M
$-1.4M
Q1 25
$2.2M
$-3.5M
Q4 24
$14.2M
Q3 24
$-1.3M
Q2 24
$4.0M
$-979.6K
Q1 24
$-1.2M
$-6.0M
Free Cash Flow
CFBK
CFBK
QTI
QTI
Q4 25
$18.2M
Q3 25
$5.2M
Q2 25
$7.8M
Q1 25
$2.2M
Q4 24
$13.9M
Q3 24
$-1.3M
Q2 24
$4.0M
Q1 24
$-1.2M
FCF Margin
CFBK
CFBK
QTI
QTI
Q4 25
115.6%
Q3 25
33.6%
Q2 25
50.3%
Q1 25
15.2%
Q4 24
99.6%
Q3 24
-9.9%
Q2 24
31.6%
Q1 24
-9.5%
Capex Intensity
CFBK
CFBK
QTI
QTI
Q4 25
3.1%
Q3 25
1.7%
0.0%
Q2 25
0.7%
Q1 25
0.4%
Q4 24
1.9%
Q3 24
0.2%
Q2 24
0.1%
Q1 24
0.0%
Cash Conversion
CFBK
CFBK
QTI
QTI
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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