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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and SS Innovations International, Inc. (SSII). Click either name above to swap in a different company.

CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $14.5M, roughly 1.1× SS Innovations International, Inc.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -17.0%, a 57.1% gap on every dollar of revenue. On growth, SS Innovations International, Inc. posted the faster year-over-year revenue change (79.1% vs 12.6%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-3.2M). Over the past eight quarters, SS Innovations International, Inc.'s revenue compounded faster (99.9% CAGR vs 13.7%).

CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.

SS Innovations International, Inc. is a global medical technology enterprise specializing in the research, development and manufacturing of innovative surgical robotic systems. It provides high-precision, accessible robotic platforms for minimally invasive surgery, catering to healthcare facilities across multiple regions to boost surgical outcomes and cut procedural burdens.

CFBK vs SSII — Head-to-Head

Bigger by revenue
CFBK
CFBK
1.1× larger
CFBK
$15.7M
$14.5M
SSII
Growing faster (revenue YoY)
SSII
SSII
+66.4% gap
SSII
79.1%
12.6%
CFBK
Higher net margin
CFBK
CFBK
57.1% more per $
CFBK
40.0%
-17.0%
SSII
More free cash flow
CFBK
CFBK
$21.4M more FCF
CFBK
$18.2M
$-3.2M
SSII
Faster 2-yr revenue CAGR
SSII
SSII
Annualised
SSII
99.9%
13.7%
CFBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFBK
CFBK
SSII
SSII
Revenue
$15.7M
$14.5M
Net Profit
$5.7M
$-2.5M
Gross Margin
43.9%
Operating Margin
43.4%
-3.7%
Net Margin
40.0%
-17.0%
Revenue YoY
12.6%
79.1%
Net Profit YoY
29.9%
-28.5%
EPS (diluted)
$0.88
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFBK
CFBK
SSII
SSII
Q4 25
$15.7M
$14.5M
Q3 25
$15.5M
$12.8M
Q2 25
$15.6M
$10.0M
Q1 25
$14.1M
$5.1M
Q4 24
$14.0M
$8.1M
Q3 24
$13.1M
$4.4M
Q2 24
$12.6M
$4.5M
Q1 24
$12.2M
$3.6M
Net Profit
CFBK
CFBK
SSII
SSII
Q4 25
$5.7M
$-2.5M
Q3 25
$2.3M
$-3.7M
Q2 25
$5.0M
$-256.7K
Q1 25
$4.4M
$-5.7M
Q4 24
$4.4M
$-1.9M
Q3 24
$4.2M
$-3.2M
Q2 24
$1.7M
$-4.1M
Q1 24
$3.1M
$-9.8M
Gross Margin
CFBK
CFBK
SSII
SSII
Q4 25
43.9%
Q3 25
48.1%
Q2 25
59.1%
Q1 25
21.2%
Q4 24
48.9%
Q3 24
52.8%
Q2 24
31.9%
Q1 24
20.0%
Operating Margin
CFBK
CFBK
SSII
SSII
Q4 25
43.4%
-3.7%
Q3 25
17.5%
-14.3%
Q2 25
41.1%
1.0%
Q1 25
39.5%
-115.6%
Q4 24
36.9%
-22.7%
Q3 24
40.4%
-73.1%
Q2 24
15.4%
-90.9%
Q1 24
30.9%
-270.3%
Net Margin
CFBK
CFBK
SSII
SSII
Q4 25
40.0%
-17.0%
Q3 25
15.1%
-29.0%
Q2 25
32.3%
-2.6%
Q1 25
31.4%
-111.0%
Q4 24
35.2%
-23.7%
Q3 24
32.2%
-74.0%
Q2 24
13.5%
-91.8%
Q1 24
25.2%
-270.5%
EPS (diluted)
CFBK
CFBK
SSII
SSII
Q4 25
$0.88
$-0.01
Q3 25
$0.36
$-0.02
Q2 25
$0.77
$0.00
Q1 25
$0.68
$-0.03
Q4 24
$0.68
$-0.01
Q3 24
$0.65
$-0.02
Q2 24
$0.26
$-0.02
Q1 24
$0.47
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFBK
CFBK
SSII
SSII
Cash + ST InvestmentsLiquidity on hand
$259.0M
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$184.4M
$38.2M
Total Assets
$2.1B
$74.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFBK
CFBK
SSII
SSII
Q4 25
$259.0M
$3.2M
Q3 25
$272.4M
$5.7M
Q2 25
$275.7M
$11.4M
Q1 25
$241.0M
$15.9M
Q4 24
$235.3M
$466.5K
Q3 24
$233.5M
$220.4K
Q2 24
$241.8M
$608.2K
Q1 24
$236.9M
$948.1K
Stockholders' Equity
CFBK
CFBK
SSII
SSII
Q4 25
$184.4M
$38.2M
Q3 25
$179.3M
$39.6M
Q2 25
$177.0M
$42.0M
Q1 25
$172.7M
$40.6M
Q4 24
$168.4M
$13.5M
Q3 24
$164.0M
$13.7M
Q2 24
$159.6M
$14.8M
Q1 24
$158.0M
$16.7M
Total Assets
CFBK
CFBK
SSII
SSII
Q4 25
$2.1B
$74.2M
Q3 25
$2.1B
$69.6M
Q2 25
$2.1B
$70.0M
Q1 25
$2.1B
$63.5M
Q4 24
$2.1B
$42.4M
Q3 24
$2.1B
$39.0M
Q2 24
$2.0B
$35.7M
Q1 24
$2.0B
$35.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFBK
CFBK
SSII
SSII
Operating Cash FlowLast quarter
$18.7M
$-1.5M
Free Cash FlowOCF − Capex
$18.2M
$-3.2M
FCF MarginFCF / Revenue
115.6%
-22.3%
Capex IntensityCapex / Revenue
3.1%
11.8%
Cash ConversionOCF / Net Profit
3.26×
TTM Free Cash FlowTrailing 4 quarters
$33.4M
$-22.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFBK
CFBK
SSII
SSII
Q4 25
$18.7M
$-1.5M
Q3 25
$5.5M
$-7.5M
Q2 25
$8.0M
$-3.5M
Q1 25
$2.2M
$-6.1M
Q4 24
$14.2M
$-3.3M
Q3 24
$-1.3M
$-2.5M
Q2 24
$4.0M
$-1.0M
Q1 24
$-1.2M
$-2.7M
Free Cash Flow
CFBK
CFBK
SSII
SSII
Q4 25
$18.2M
$-3.2M
Q3 25
$5.2M
$-8.2M
Q2 25
$7.8M
$-3.8M
Q1 25
$2.2M
$-7.0M
Q4 24
$13.9M
$-3.4M
Q3 24
$-1.3M
$-4.2M
Q2 24
$4.0M
$-3.1M
Q1 24
$-1.2M
$-2.8M
FCF Margin
CFBK
CFBK
SSII
SSII
Q4 25
115.6%
-22.3%
Q3 25
33.6%
-64.1%
Q2 25
50.3%
-37.7%
Q1 25
15.2%
-136.2%
Q4 24
99.6%
-41.7%
Q3 24
-9.9%
-96.9%
Q2 24
31.6%
-69.5%
Q1 24
-9.5%
-76.9%
Capex Intensity
CFBK
CFBK
SSII
SSII
Q4 25
3.1%
11.8%
Q3 25
1.7%
5.9%
Q2 25
0.7%
3.2%
Q1 25
0.4%
17.0%
Q4 24
1.9%
1.5%
Q3 24
0.2%
38.8%
Q2 24
0.1%
46.8%
Q1 24
0.0%
3.5%
Cash Conversion
CFBK
CFBK
SSII
SSII
Q4 25
3.26×
Q3 25
2.34×
Q2 25
1.58×
Q1 25
0.50×
Q4 24
3.21×
Q3 24
-0.30×
Q2 24
2.35×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFBK
CFBK

Segment breakdown not available.

SSII
SSII

System Sales$13.4M92%
Other$1.2M8%

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