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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.
Creative Media & Community Trust Corp is the larger business by last-quarter revenue ($28.5M vs $15.7M, roughly 1.8× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -125.8%, a 165.8% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs 3.6%). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs -8.5%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
CFBK vs CMCT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $28.5M |
| Net Profit | $5.7M | $-11.4M |
| Gross Margin | — | — |
| Operating Margin | 43.4% | -125.6% |
| Net Margin | 40.0% | -125.8% |
| Revenue YoY | 12.6% | 3.6% |
| Net Profit YoY | 29.9% | -11.4% |
| EPS (diluted) | $0.88 | $-3.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $28.5M | ||
| Q3 25 | $15.5M | $26.2M | ||
| Q2 25 | $15.6M | $29.7M | ||
| Q1 25 | $14.1M | $32.3M | ||
| Q4 24 | $14.0M | $27.5M | ||
| Q3 24 | $13.1M | $28.6M | ||
| Q2 24 | $12.6M | $34.4M | ||
| Q1 24 | $12.2M | $34.0M |
| Q4 25 | $5.7M | $-11.4M | ||
| Q3 25 | $2.3M | $-12.5M | ||
| Q2 25 | $5.0M | $-9.0M | ||
| Q1 25 | $4.4M | $-6.1M | ||
| Q4 24 | $4.4M | $-10.3M | ||
| Q3 24 | $4.2M | $-10.4M | ||
| Q2 24 | $1.7M | $-796.0K | ||
| Q1 24 | $3.1M | $-3.7M |
| Q4 25 | 43.4% | -125.6% | ||
| Q3 25 | 17.5% | -47.7% | ||
| Q2 25 | 41.1% | -30.3% | ||
| Q1 25 | 39.5% | -19.0% | ||
| Q4 24 | 36.9% | -128.8% | ||
| Q3 24 | 40.4% | -36.9% | ||
| Q2 24 | 15.4% | -1.6% | ||
| Q1 24 | 30.9% | -10.7% |
| Q4 25 | 40.0% | -125.8% | ||
| Q3 25 | 15.1% | -47.5% | ||
| Q2 25 | 32.3% | -30.3% | ||
| Q1 25 | 31.4% | -18.9% | ||
| Q4 24 | 35.2% | -129.8% | ||
| Q3 24 | 32.2% | -36.3% | ||
| Q2 24 | 13.5% | -2.3% | ||
| Q1 24 | 25.2% | -11.0% |
| Q4 25 | $0.88 | $-3.89 | ||
| Q3 25 | $0.36 | $-23.52 | ||
| Q2 25 | $0.77 | $-18.94 | ||
| Q1 25 | $0.68 | $-20.73 | ||
| Q4 24 | $0.68 | $97.71 | ||
| Q3 24 | $0.65 | $-305.04 | ||
| Q2 24 | $0.26 | $-98.64 | ||
| Q1 24 | $0.47 | $-125.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $15.4M |
| Total DebtLower is stronger | — | $509.8M |
| Stockholders' EquityBook value | $184.4M | $265.4M |
| Total Assets | $2.1B | $859.2M |
| Debt / EquityLower = less leverage | — | 1.92× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $15.4M | ||
| Q3 25 | $272.4M | $17.3M | ||
| Q2 25 | $275.7M | $27.8M | ||
| Q1 25 | $241.0M | $19.8M | ||
| Q4 24 | $235.3M | $20.3M | ||
| Q3 24 | $233.5M | $18.5M | ||
| Q2 24 | $241.8M | $29.3M | ||
| Q1 24 | $236.9M | $21.3M |
| Q4 25 | — | $509.8M | ||
| Q3 25 | — | $527.8M | ||
| Q2 25 | — | $535.6M | ||
| Q1 25 | — | $512.7M | ||
| Q4 24 | — | $505.7M | ||
| Q3 24 | — | $478.3M | ||
| Q2 24 | — | $485.1M | ||
| Q1 24 | — | $472.8M |
| Q4 25 | $184.4M | $265.4M | ||
| Q3 25 | $179.3M | $281.9M | ||
| Q2 25 | $177.0M | $287.1M | ||
| Q1 25 | $172.7M | $293.0M | ||
| Q4 24 | $168.4M | $304.5M | ||
| Q3 24 | $164.0M | $321.0M | ||
| Q2 24 | $159.6M | $351.1M | ||
| Q1 24 | $158.0M | $369.9M |
| Q4 25 | $2.1B | $859.2M | ||
| Q3 25 | $2.1B | $871.8M | ||
| Q2 25 | $2.1B | $885.0M | ||
| Q1 25 | $2.1B | $882.3M | ||
| Q4 24 | $2.1B | $889.6M | ||
| Q3 24 | $2.1B | $868.0M | ||
| Q2 24 | $2.0B | $891.2M | ||
| Q1 24 | $2.0B | $887.5M |
| Q4 25 | — | 1.92× | ||
| Q3 25 | — | 1.87× | ||
| Q2 25 | — | 1.87× | ||
| Q1 25 | — | 1.75× | ||
| Q4 24 | — | 1.66× | ||
| Q3 24 | — | 1.49× | ||
| Q2 24 | — | 1.38× | ||
| Q1 24 | — | 1.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $5.8M |
| Free Cash FlowOCF − Capex | $18.2M | — |
| FCF MarginFCF / Revenue | 115.6% | — |
| Capex IntensityCapex / Revenue | 3.1% | — |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $5.8M | ||
| Q3 25 | $5.5M | $3.7M | ||
| Q2 25 | $8.0M | $-2.5M | ||
| Q1 25 | $2.2M | $1.2M | ||
| Q4 24 | $14.2M | $17.0M | ||
| Q3 24 | $-1.3M | $10.3M | ||
| Q2 24 | $4.0M | $3.9M | ||
| Q1 24 | $-1.2M | $1.6M |
| Q4 25 | $18.2M | — | ||
| Q3 25 | $5.2M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $2.2M | — | ||
| Q4 24 | $13.9M | — | ||
| Q3 24 | $-1.3M | — | ||
| Q2 24 | $4.0M | — | ||
| Q1 24 | $-1.2M | — |
| Q4 25 | 115.6% | — | ||
| Q3 25 | 33.6% | — | ||
| Q2 25 | 50.3% | — | ||
| Q1 25 | 15.2% | — | ||
| Q4 24 | 99.6% | — | ||
| Q3 24 | -9.9% | — | ||
| Q2 24 | 31.6% | — | ||
| Q1 24 | -9.5% | — |
| Q4 25 | 3.1% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
