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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.
CF BANKSHARES INC. is the larger business by last-quarter revenue ($15.7M vs $11.5M, roughly 1.4× TRANSACT TECHNOLOGIES INC). On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs 11.9%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $589.0K). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 3.5%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
CFBK vs TACT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $11.5M |
| Net Profit | $5.7M | — |
| Gross Margin | — | 47.6% |
| Operating Margin | 43.4% | -10.1% |
| Net Margin | 40.0% | — |
| Revenue YoY | 12.6% | 11.9% |
| Net Profit YoY | 29.9% | — |
| EPS (diluted) | $0.88 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $11.5M | ||
| Q3 25 | $15.5M | $13.2M | ||
| Q2 25 | $15.6M | $13.8M | ||
| Q1 25 | $14.1M | $13.1M | ||
| Q4 24 | $14.0M | $10.2M | ||
| Q3 24 | $13.1M | $10.9M | ||
| Q2 24 | $12.6M | $11.6M | ||
| Q1 24 | $12.2M | $10.7M |
| Q4 25 | $5.7M | — | ||
| Q3 25 | $2.3M | $15.0K | ||
| Q2 25 | $5.0M | $-143.0K | ||
| Q1 25 | $4.4M | $19.0K | ||
| Q4 24 | $4.4M | — | ||
| Q3 24 | $4.2M | $-551.0K | ||
| Q2 24 | $1.7M | $-319.0K | ||
| Q1 24 | $3.1M | $-1.0M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
| Q4 25 | 43.4% | -10.1% | ||
| Q3 25 | 17.5% | 0.1% | ||
| Q2 25 | 41.1% | -1.9% | ||
| Q1 25 | 39.5% | -0.1% | ||
| Q4 24 | 36.9% | -10.3% | ||
| Q3 24 | 40.4% | -7.7% | ||
| Q2 24 | 15.4% | -3.8% | ||
| Q1 24 | 30.9% | -12.2% |
| Q4 25 | 40.0% | — | ||
| Q3 25 | 15.1% | 0.1% | ||
| Q2 25 | 32.3% | -1.0% | ||
| Q1 25 | 31.4% | 0.1% | ||
| Q4 24 | 35.2% | — | ||
| Q3 24 | 32.2% | -5.1% | ||
| Q2 24 | 13.5% | -2.8% | ||
| Q1 24 | 25.2% | -9.7% |
| Q4 25 | $0.88 | $-0.11 | ||
| Q3 25 | $0.36 | $0.00 | ||
| Q2 25 | $0.77 | $-0.01 | ||
| Q1 25 | $0.68 | $0.00 | ||
| Q4 24 | $0.68 | $-0.80 | ||
| Q3 24 | $0.65 | $-0.06 | ||
| Q2 24 | $0.26 | $-0.03 | ||
| Q1 24 | $0.47 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $20.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $184.4M | $31.1M |
| Total Assets | $2.1B | $44.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $20.4M | ||
| Q3 25 | $272.4M | $20.0M | ||
| Q2 25 | $275.7M | $17.7M | ||
| Q1 25 | $241.0M | $14.2M | ||
| Q4 24 | $235.3M | $14.4M | ||
| Q3 24 | $233.5M | $11.3M | ||
| Q2 24 | $241.8M | $11.1M | ||
| Q1 24 | $236.9M | $10.6M |
| Q4 25 | $184.4M | $31.1M | ||
| Q3 25 | $179.3M | $31.8M | ||
| Q2 25 | $177.0M | $31.3M | ||
| Q1 25 | $172.7M | $30.9M | ||
| Q4 24 | $168.4M | $30.6M | ||
| Q3 24 | $164.0M | $38.4M | ||
| Q2 24 | $159.6M | $38.5M | ||
| Q1 24 | $158.0M | $38.6M |
| Q4 25 | $2.1B | $44.8M | ||
| Q3 25 | $2.1B | $45.0M | ||
| Q2 25 | $2.1B | $44.5M | ||
| Q1 25 | $2.1B | $44.2M | ||
| Q4 24 | $2.1B | $44.0M | ||
| Q3 24 | $2.1B | $50.5M | ||
| Q2 24 | $2.0B | $50.4M | ||
| Q1 24 | $2.0B | $51.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $609.0K |
| Free Cash FlowOCF − Capex | $18.2M | $589.0K |
| FCF MarginFCF / Revenue | 115.6% | 5.1% |
| Capex IntensityCapex / Revenue | 3.1% | 0.2% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $609.0K | ||
| Q3 25 | $5.5M | $3.6M | ||
| Q2 25 | $8.0M | $3.6M | ||
| Q1 25 | $2.2M | $-161.0K | ||
| Q4 24 | $14.2M | $2.4M | ||
| Q3 24 | $-1.3M | $327.0K | ||
| Q2 24 | $4.0M | $636.0K | ||
| Q1 24 | $-1.2M | $-1.5M |
| Q4 25 | $18.2M | $589.0K | ||
| Q3 25 | $5.2M | $3.6M | ||
| Q2 25 | $7.8M | $3.6M | ||
| Q1 25 | $2.2M | $-171.0K | ||
| Q4 24 | $13.9M | $2.4M | ||
| Q3 24 | $-1.3M | $259.0K | ||
| Q2 24 | $4.0M | $499.0K | ||
| Q1 24 | $-1.2M | $-1.6M |
| Q4 25 | 115.6% | 5.1% | ||
| Q3 25 | 33.6% | 27.1% | ||
| Q2 25 | 50.3% | 25.9% | ||
| Q1 25 | 15.2% | -1.3% | ||
| Q4 24 | 99.6% | 23.2% | ||
| Q3 24 | -9.9% | 2.4% | ||
| Q2 24 | 31.6% | 4.3% | ||
| Q1 24 | -9.5% | -14.9% |
| Q4 25 | 3.1% | 0.2% | ||
| Q3 25 | 1.7% | 0.5% | ||
| Q2 25 | 0.7% | 0.1% | ||
| Q1 25 | 0.4% | 0.1% | ||
| Q4 24 | 1.9% | 0.1% | ||
| Q3 24 | 0.2% | 0.6% | ||
| Q2 24 | 0.1% | 1.2% | ||
| Q1 24 | 0.0% | 1.0% |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | 242.00× | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | -8.47× | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
