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Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and FONAR CORP (FONR). Click either name above to swap in a different company.
C & F FINANCIAL CORP is the larger business by last-quarter revenue ($35.9M vs $25.5M, roughly 1.4× FONAR CORP). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs 8.0%, a 10.6% gap on every dollar of revenue. On growth, C & F FINANCIAL CORP posted the faster year-over-year revenue change (12.0% vs 2.4%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-227.0K). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs -0.3%).
Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.
FONAR Corp is a specialized medical technology firm that designs, manufactures, and distributes innovative MRI systems including upright and open models. It primarily serves U.S. hospitals, diagnostic imaging centers, and healthcare providers, delivering high-precision scanning solutions for clinical diagnostic use.
CFFI vs FONR — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $35.9M | $25.5M |
| Net Profit | $6.7M | $2.1M |
| Gross Margin | — | — |
| Operating Margin | 22.6% | 13.5% |
| Net Margin | 18.7% | 8.0% |
| Revenue YoY | 12.0% | 2.4% |
| Net Profit YoY | 11.0% | 4.7% |
| EPS (diluted) | $2.08 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.9M | $25.5M | ||
| Q3 25 | $36.0M | $26.0M | ||
| Q2 25 | $36.4M | $27.3M | ||
| Q1 25 | $32.6M | $27.2M | ||
| Q4 24 | $32.0M | $24.9M | ||
| Q3 24 | $33.5M | $25.0M | ||
| Q2 24 | $31.2M | $25.9M | ||
| Q1 24 | $30.6M | $25.7M |
| Q4 25 | $6.7M | $2.1M | ||
| Q3 25 | $7.1M | $2.3M | ||
| Q2 25 | $7.7M | $729.3K | ||
| Q1 25 | $5.4M | $2.5M | ||
| Q4 24 | $6.0M | $2.0M | ||
| Q3 24 | $5.4M | $3.1M | ||
| Q2 24 | $5.0M | $830.4K | ||
| Q1 24 | $3.4M | $1.9M |
| Q4 25 | 22.6% | 13.5% | ||
| Q3 25 | 24.5% | 14.1% | ||
| Q2 25 | 26.5% | 5.3% | ||
| Q1 25 | 20.0% | 15.2% | ||
| Q4 24 | 22.6% | 11.9% | ||
| Q3 24 | 19.9% | 21.0% | ||
| Q2 24 | 20.0% | 7.4% | ||
| Q1 24 | 13.1% | 16.8% |
| Q4 25 | 18.7% | 8.0% | ||
| Q3 25 | 19.6% | 8.7% | ||
| Q2 25 | 21.2% | 2.7% | ||
| Q1 25 | 16.5% | 9.2% | ||
| Q4 24 | 18.8% | 7.9% | ||
| Q3 24 | 16.1% | 12.6% | ||
| Q2 24 | 16.1% | 3.2% | ||
| Q1 24 | 11.1% | 7.3% |
| Q4 25 | $2.08 | — | ||
| Q3 25 | $2.18 | — | ||
| Q2 25 | $2.37 | — | ||
| Q1 25 | $1.66 | — | ||
| Q4 24 | $1.85 | — | ||
| Q3 24 | $1.65 | — | ||
| Q2 24 | $1.50 | — | ||
| Q1 24 | $1.01 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $121.0K |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $261.8M | $176.9M |
| Total Assets | $2.8B | $217.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $121.0K | ||
| Q3 25 | — | $122.0K | ||
| Q2 25 | — | $56.5M | ||
| Q1 25 | — | $123.0K | ||
| Q4 24 | — | $121.0K | ||
| Q3 24 | — | $136.0K | ||
| Q2 24 | — | $56.5M | ||
| Q1 24 | — | $134.0K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $66.9K | ||
| Q1 24 | — | — |
| Q4 25 | $261.8M | $176.9M | ||
| Q3 25 | $253.3M | $174.9M | ||
| Q2 25 | $240.3M | $172.6M | ||
| Q1 25 | $234.6M | $171.9M | ||
| Q4 24 | $226.4M | $169.8M | ||
| Q3 24 | $227.3M | $168.7M | ||
| Q2 24 | $218.5M | $166.0M | ||
| Q1 24 | $216.3M | $165.8M |
| Q4 25 | $2.8B | $217.2M | ||
| Q3 25 | $2.7B | $218.4M | ||
| Q2 25 | $2.7B | $216.9M | ||
| Q1 25 | $2.6B | $214.9M | ||
| Q4 24 | $2.6B | $208.0M | ||
| Q3 24 | $2.6B | $212.3M | ||
| Q2 24 | $2.5B | $214.2M | ||
| Q1 24 | $2.5B | $209.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $24.5M | $171.0K |
| Free Cash FlowOCF − Capex | $22.2M | $-227.0K |
| FCF MarginFCF / Revenue | 61.8% | -0.9% |
| Capex IntensityCapex / Revenue | 6.5% | 1.6% |
| Cash ConversionOCF / Net Profit | 3.65× | 0.08× |
| TTM Free Cash FlowTrailing 4 quarters | $42.8M | $5.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.5M | $171.0K | ||
| Q3 25 | $23.4M | $1.7M | ||
| Q2 25 | $-4.4M | $4.2M | ||
| Q1 25 | $3.2M | $3.1M | ||
| Q4 24 | $36.8M | $2.2M | ||
| Q3 24 | $404.0K | $1.7M | ||
| Q2 24 | $1.7M | $4.6M | ||
| Q1 24 | $895.0K | $2.8M |
| Q4 25 | $22.2M | $-227.0K | ||
| Q3 25 | $22.7M | $-177.0K | ||
| Q2 25 | $-5.0M | $3.6M | ||
| Q1 25 | $2.9M | $2.6M | ||
| Q4 24 | $33.3M | $1.5M | ||
| Q3 24 | $-1.6M | $-148.0K | ||
| Q2 24 | $1.2M | $4.2M | ||
| Q1 24 | $410.0K | $2.6M |
| Q4 25 | 61.8% | -0.9% | ||
| Q3 25 | 63.0% | -0.7% | ||
| Q2 25 | -13.6% | 13.1% | ||
| Q1 25 | 9.0% | 9.4% | ||
| Q4 24 | 103.8% | 6.0% | ||
| Q3 24 | -4.9% | -0.6% | ||
| Q2 24 | 3.7% | 16.1% | ||
| Q1 24 | 1.3% | 10.2% |
| Q4 25 | 6.5% | 1.6% | ||
| Q3 25 | 2.1% | 7.2% | ||
| Q2 25 | 1.6% | 2.4% | ||
| Q1 25 | 0.8% | 2.2% | ||
| Q4 24 | 10.9% | 3.0% | ||
| Q3 24 | 6.1% | 7.2% | ||
| Q2 24 | 1.7% | 1.6% | ||
| Q1 24 | 1.6% | 0.7% |
| Q4 25 | 3.65× | 0.08× | ||
| Q3 25 | 3.31× | 0.75× | ||
| Q2 25 | -0.57× | 5.79× | ||
| Q1 25 | 0.60× | 1.26× | ||
| Q4 24 | 6.09× | 1.14× | ||
| Q3 24 | 0.07× | 0.53× | ||
| Q2 24 | 0.34× | 5.54× | ||
| Q1 24 | 0.26× | 1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFFI
| Community Banking | $25.9M | 72% |
| Consumer Finance Segment | $7.0M | 19% |
| Mortgage Banking Segment | $1.9M | 5% |
| Other | $1.1M | 3% |
FONR
| Managementof Diagnostic Imaging Centers | $23.2M | 91% |
| Manufacturingand Servicingof Medical Equipment | $2.4M | 9% |
