vs

Side-by-side financial comparison of C & F FINANCIAL CORP (CFFI) and Hyperscale Data, Inc. (GPUS). Click either name above to swap in a different company.

C & F FINANCIAL CORP is the larger business by last-quarter revenue ($35.9M vs $26.9M, roughly 1.3× Hyperscale Data, Inc.). C & F FINANCIAL CORP runs the higher net margin — 18.7% vs -112.0%, a 130.6% gap on every dollar of revenue. On growth, Hyperscale Data, Inc. posted the faster year-over-year revenue change (38.4% vs 12.0%). C & F FINANCIAL CORP produced more free cash flow last quarter ($22.2M vs $-56.2M). Over the past eight quarters, C & F FINANCIAL CORP's revenue compounded faster (8.2% CAGR vs -16.3%).

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

Hyperscale Data, Inc. provides GPU-accelerated computing infrastructure and cloud solutions tailored for AI development, big data processing, and high-performance computing workloads. It primarily serves AI startups, large technology firms, and cloud service providers across North America and the Asia-Pacific region, delivering scalable, high-efficiency computing resources to support complex data processing needs.

CFFI vs GPUS — Head-to-Head

Bigger by revenue
CFFI
CFFI
1.3× larger
CFFI
$35.9M
$26.9M
GPUS
Growing faster (revenue YoY)
GPUS
GPUS
+26.4% gap
GPUS
38.4%
12.0%
CFFI
Higher net margin
CFFI
CFFI
130.6% more per $
CFFI
18.7%
-112.0%
GPUS
More free cash flow
CFFI
CFFI
$78.3M more FCF
CFFI
$22.2M
$-56.2M
GPUS
Faster 2-yr revenue CAGR
CFFI
CFFI
Annualised
CFFI
8.2%
-16.3%
GPUS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFFI
CFFI
GPUS
GPUS
Revenue
$35.9M
$26.9M
Net Profit
$6.7M
$-30.1M
Gross Margin
14.5%
Operating Margin
22.6%
-117.8%
Net Margin
18.7%
-112.0%
Revenue YoY
12.0%
38.4%
Net Profit YoY
11.0%
-6670.3%
EPS (diluted)
$2.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFFI
CFFI
GPUS
GPUS
Q4 25
$35.9M
$26.9M
Q3 25
$36.0M
$24.3M
Q2 25
$36.4M
$25.9M
Q1 25
$32.6M
$25.0M
Q4 24
$32.0M
$19.4M
Q3 24
$33.5M
$31.1M
Q2 24
$31.2M
$17.8M
Q1 24
$30.6M
$38.4M
Net Profit
CFFI
CFFI
GPUS
GPUS
Q4 25
$6.7M
$-30.1M
Q3 25
$7.1M
$-13.0M
Q2 25
$7.7M
$-19.1M
Q1 25
$5.4M
$-4.2M
Q4 24
$6.0M
$-445.0K
Q3 24
$5.4M
$-25.5M
Q2 24
$5.0M
$-33.9M
Q1 24
$3.4M
$3.7M
Gross Margin
CFFI
CFFI
GPUS
GPUS
Q4 25
14.5%
Q3 25
25.8%
Q2 25
23.7%
Q1 25
21.1%
Q4 24
6.5%
Q3 24
27.5%
Q2 24
-21.3%
Q1 24
47.4%
Operating Margin
CFFI
CFFI
GPUS
GPUS
Q4 25
22.6%
-117.8%
Q3 25
24.5%
-57.8%
Q2 25
26.5%
-39.2%
Q1 25
20.0%
-25.5%
Q4 24
22.6%
-46.8%
Q3 24
19.9%
-79.2%
Q2 24
20.0%
-151.4%
Q1 24
13.1%
9.5%
Net Margin
CFFI
CFFI
GPUS
GPUS
Q4 25
18.7%
-112.0%
Q3 25
19.6%
-53.5%
Q2 25
21.2%
-73.7%
Q1 25
16.5%
-16.8%
Q4 24
18.8%
-2.3%
Q3 24
16.1%
-82.3%
Q2 24
16.1%
-190.7%
Q1 24
11.1%
9.7%
EPS (diluted)
CFFI
CFFI
GPUS
GPUS
Q4 25
$2.08
Q3 25
$2.18
$-0.39
Q2 25
$2.37
$-2.66
Q1 25
$1.66
Q4 24
$1.85
$-8.78
Q3 24
$1.65
$-24.82
Q2 24
$1.50
$-37.81
Q1 24
$1.01
$3.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFFI
CFFI
GPUS
GPUS
Cash + ST InvestmentsLiquidity on hand
$13.1M
Total DebtLower is stronger
$83.1M
Stockholders' EquityBook value
$261.8M
$119.8M
Total Assets
$2.8B
$313.7M
Debt / EquityLower = less leverage
0.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFFI
CFFI
GPUS
GPUS
Q4 25
$13.1M
Q3 25
$24.8M
Q2 25
$5.9M
Q1 25
$4.2M
Q4 24
$4.5M
Q3 24
$7.9M
Q2 24
$9.6M
Q1 24
$18.9M
Total Debt
CFFI
CFFI
GPUS
GPUS
Q4 25
$83.1M
Q3 25
$80.0M
Q2 25
$88.5M
Q1 25
$92.8M
Q4 24
$96.7M
Q3 24
$104.8M
Q2 24
$106.8M
Q1 24
$30.0M
Stockholders' Equity
CFFI
CFFI
GPUS
GPUS
Q4 25
$261.8M
$119.8M
Q3 25
$253.3M
$55.9M
Q2 25
$240.3M
$5.5M
Q1 25
$234.6M
$6.3M
Q4 24
$226.4M
$8.6M
Q3 24
$227.3M
$2.7M
Q2 24
$218.5M
$26.7M
Q1 24
$216.3M
$59.0M
Total Assets
CFFI
CFFI
GPUS
GPUS
Q4 25
$2.8B
$313.7M
Q3 25
$2.7B
$242.4M
Q2 25
$2.7B
$213.5M
Q1 25
$2.6B
$218.5M
Q4 24
$2.6B
$220.8M
Q3 24
$2.6B
$231.5M
Q2 24
$2.5B
$270.8M
Q1 24
$2.5B
$299.8M
Debt / Equity
CFFI
CFFI
GPUS
GPUS
Q4 25
0.69×
Q3 25
1.43×
Q2 25
16.06×
Q1 25
14.71×
Q4 24
11.19×
Q3 24
38.41×
Q2 24
4.00×
Q1 24
0.51×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFFI
CFFI
GPUS
GPUS
Operating Cash FlowLast quarter
$24.5M
$-37.7M
Free Cash FlowOCF − Capex
$22.2M
$-56.2M
FCF MarginFCF / Revenue
61.8%
-208.7%
Capex IntensityCapex / Revenue
6.5%
68.6%
Cash ConversionOCF / Net Profit
3.65×
TTM Free Cash FlowTrailing 4 quarters
$42.8M
$-87.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFFI
CFFI
GPUS
GPUS
Q4 25
$24.5M
$-37.7M
Q3 25
$23.4M
$-17.8M
Q2 25
$-4.4M
$-3.1M
Q1 25
$3.2M
$-4.0M
Q4 24
$36.8M
$-9.2M
Q3 24
$404.0K
$3.7M
Q2 24
$1.7M
$-3.7M
Q1 24
$895.0K
$-10.2M
Free Cash Flow
CFFI
CFFI
GPUS
GPUS
Q4 25
$22.2M
$-56.2M
Q3 25
$22.7M
$-20.6M
Q2 25
$-5.0M
$-3.5M
Q1 25
$2.9M
$-6.8M
Q4 24
$33.3M
$-9.3M
Q3 24
$-1.6M
$2.6M
Q2 24
$1.2M
$-5.9M
Q1 24
$410.0K
$-11.6M
FCF Margin
CFFI
CFFI
GPUS
GPUS
Q4 25
61.8%
-208.7%
Q3 25
63.0%
-84.5%
Q2 25
-13.6%
-13.5%
Q1 25
9.0%
-27.3%
Q4 24
103.8%
-47.6%
Q3 24
-4.9%
8.4%
Q2 24
3.7%
-33.4%
Q1 24
1.3%
-30.3%
Capex Intensity
CFFI
CFFI
GPUS
GPUS
Q4 25
6.5%
68.6%
Q3 25
2.1%
11.5%
Q2 25
1.6%
1.5%
Q1 25
0.8%
11.5%
Q4 24
10.9%
0.3%
Q3 24
6.1%
3.6%
Q2 24
1.7%
12.6%
Q1 24
1.6%
3.7%
Cash Conversion
CFFI
CFFI
GPUS
GPUS
Q4 25
3.65×
Q3 25
3.31×
Q2 25
-0.57×
Q1 25
0.60×
Q4 24
6.09×
Q3 24
0.07×
Q2 24
0.34×
Q1 24
0.26×
-2.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFFI
CFFI

Community Banking$25.9M72%
Consumer Finance Segment$7.0M19%
Mortgage Banking Segment$1.9M5%
Other$1.1M3%

GPUS
GPUS

Transferred Over Time$10.4M39%
Revenue From Mined Crypto Assets At Sentinum Owned And Operated Facilities$5.8M21%
Hotel And Real Estate Operations$4.8M18%
Other$4.0M15%
Turn On Green$2.0M7%

Related Comparisons