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Side-by-side financial comparison of Capitol Federal Financial, Inc. (CFFN) and i3 Verticals, Inc. (IIIV). Click either name above to swap in a different company.

Capitol Federal Financial, Inc. is the larger business by last-quarter revenue ($56.8M vs $52.7M, roughly 1.1× i3 Verticals, Inc.). Capitol Federal Financial, Inc. runs the higher net margin — 35.7% vs 0.9%, a 34.8% gap on every dollar of revenue. On growth, Capitol Federal Financial, Inc. posted the faster year-over-year revenue change (21.0% vs -14.6%). Capitol Federal Financial, Inc. produced more free cash flow last quarter ($15.8M vs $13.8M). Over the past eight quarters, Capitol Federal Financial, Inc.'s revenue compounded faster (36.0% CAGR vs -4.7%).

Capitol Federal Savings Bank (CapFed) is a federally chartered and insured savings bank founded in 1893 and headquartered in Topeka, Kansas. Capitol Federal has 51 locations serving both the Kansas and Missouri sides of the Kansas City metropolitan area with personal and business financial services. It is owned by holding company Capitol Federal Financial Inc. for trading on the Nasdaq.

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

CFFN vs IIIV — Head-to-Head

Bigger by revenue
CFFN
CFFN
1.1× larger
CFFN
$56.8M
$52.7M
IIIV
Growing faster (revenue YoY)
CFFN
CFFN
+35.7% gap
CFFN
21.0%
-14.6%
IIIV
Higher net margin
CFFN
CFFN
34.8% more per $
CFFN
35.7%
0.9%
IIIV
More free cash flow
CFFN
CFFN
$2.0M more FCF
CFFN
$15.8M
$13.8M
IIIV
Faster 2-yr revenue CAGR
CFFN
CFFN
Annualised
CFFN
36.0%
-4.7%
IIIV

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CFFN
CFFN
IIIV
IIIV
Revenue
$56.8M
$52.7M
Net Profit
$20.3M
$484.0K
Gross Margin
Operating Margin
44.4%
3.1%
Net Margin
35.7%
0.9%
Revenue YoY
21.0%
-14.6%
Net Profit YoY
31.6%
-76.5%
EPS (diluted)
$0.16
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFFN
CFFN
IIIV
IIIV
Q4 25
$56.8M
$52.7M
Q3 25
$54.6M
$46.0M
Q2 25
$50.7M
$51.9M
Q1 25
$48.8M
$63.1M
Q4 24
$46.9M
$52.2M
Q3 24
$32.0M
Q2 24
$45.0M
$46.2M
Q1 24
$46.0M
$58.0M
Net Profit
CFFN
CFFN
IIIV
IIIV
Q4 25
$20.3M
$484.0K
Q3 25
$18.8M
$3.1M
Q2 25
$18.4M
$12.9M
Q1 25
$15.4M
$-154.0K
Q4 24
$15.4M
$2.1M
Q3 24
$117.9M
Q2 24
$9.6M
$-7.5M
Q1 24
$13.8M
$1.9M
Operating Margin
CFFN
CFFN
IIIV
IIIV
Q4 25
44.4%
3.1%
Q3 25
42.2%
3.2%
Q2 25
42.6%
-9.3%
Q1 25
39.5%
8.0%
Q4 24
40.7%
3.9%
Q3 24
10.6%
Q2 24
34.7%
-2.8%
Q1 24
37.5%
3.4%
Net Margin
CFFN
CFFN
IIIV
IIIV
Q4 25
35.7%
0.9%
Q3 25
34.5%
6.7%
Q2 25
36.2%
24.8%
Q1 25
31.6%
-0.2%
Q4 24
32.9%
3.9%
Q3 24
368.2%
Q2 24
21.4%
-16.3%
Q1 24
29.9%
3.2%
EPS (diluted)
CFFN
CFFN
IIIV
IIIV
Q4 25
$0.16
$0.02
Q3 25
$0.14
$0.14
Q2 25
$0.14
$0.50
Q1 25
$0.12
$0.00
Q4 24
$0.12
$0.08
Q3 24
$4.93
Q2 24
$0.07
$-0.32
Q1 24
$0.11
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFFN
CFFN
IIIV
IIIV
Cash + ST InvestmentsLiquidity on hand
$232.6M
$37.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.0B
$358.5M
Total Assets
$9.8B
$595.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFFN
CFFN
IIIV
IIIV
Q4 25
$232.6M
$37.5M
Q3 25
$252.4M
$66.7M
Q2 25
$175.0M
$55.5M
Q1 25
$340.4M
$7.7M
Q4 24
$170.3M
$85.6M
Q3 24
$86.5M
Q2 24
$317.8M
$9.7M
Q1 24
$443.5M
$3.1M
Total Debt
CFFN
CFFN
IIIV
IIIV
Q4 25
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$26.2M
Q3 24
$26.2M
Q2 24
$374.1M
Q1 24
$369.6M
Stockholders' Equity
CFFN
CFFN
IIIV
IIIV
Q4 25
$1.0B
$358.5M
Q3 25
$1.0B
$389.6M
Q2 25
$1.0B
$383.3M
Q1 25
$1.0B
$385.2M
Q4 24
$1.0B
$375.0M
Q3 24
$379.7M
Q2 24
$1.0B
$249.7M
Q1 24
$1.0B
$249.3M
Total Assets
CFFN
CFFN
IIIV
IIIV
Q4 25
$9.8B
$595.9M
Q3 25
$9.8B
$638.4M
Q2 25
$9.7B
$623.3M
Q1 25
$9.7B
$646.4M
Q4 24
$9.5B
$726.2M
Q3 24
$730.7M
Q2 24
$9.6B
$861.7M
Q1 24
$9.7B
$625.8M
Debt / Equity
CFFN
CFFN
IIIV
IIIV
Q4 25
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
1.50×
Q1 24
1.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFFN
CFFN
IIIV
IIIV
Operating Cash FlowLast quarter
$17.4M
$14.1M
Free Cash FlowOCF − Capex
$15.8M
$13.8M
FCF MarginFCF / Revenue
27.9%
26.2%
Capex IntensityCapex / Revenue
2.8%
0.6%
Cash ConversionOCF / Net Profit
0.86×
29.18×
TTM Free Cash FlowTrailing 4 quarters
$91.2M
$6.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFFN
CFFN
IIIV
IIIV
Q4 25
$17.4M
$14.1M
Q3 25
$55.0M
$14.0M
Q2 25
$12.4M
$7.4M
Q1 25
$15.5M
$-27.1M
Q4 24
$5.6M
$11.5M
Q3 24
$15.1M
Q2 24
$19.1M
$8.1M
Q1 24
$20.5M
$10.7M
Free Cash Flow
CFFN
CFFN
IIIV
IIIV
Q4 25
$15.8M
$13.8M
Q3 25
$49.8M
$13.5M
Q2 25
$10.8M
$6.8M
Q1 25
$14.7M
$-27.6M
Q4 24
$4.5M
$11.0M
Q3 24
$14.6M
Q2 24
$16.4M
$7.2M
Q1 24
$19.0M
$9.9M
FCF Margin
CFFN
CFFN
IIIV
IIIV
Q4 25
27.9%
26.2%
Q3 25
91.3%
29.5%
Q2 25
21.2%
13.1%
Q1 25
30.2%
-43.8%
Q4 24
9.5%
21.1%
Q3 24
45.6%
Q2 24
36.5%
15.6%
Q1 24
41.4%
17.1%
Capex Intensity
CFFN
CFFN
IIIV
IIIV
Q4 25
2.8%
0.6%
Q3 25
9.5%
0.9%
Q2 25
3.2%
1.0%
Q1 25
1.5%
0.8%
Q4 24
2.5%
0.9%
Q3 24
1.7%
Q2 24
5.9%
1.9%
Q1 24
3.2%
1.4%
Cash Conversion
CFFN
CFFN
IIIV
IIIV
Q4 25
0.86×
29.18×
Q3 25
2.93×
4.52×
Q2 25
0.67×
0.57×
Q1 25
1.01×
Q4 24
0.36×
5.59×
Q3 24
0.13×
Q2 24
1.98×
Q1 24
1.49×
5.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFFN
CFFN

Segment breakdown not available.

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

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