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Side-by-side financial comparison of Citizens Financial Group (CFG) and Quest Diagnostics (DGX). Click either name above to swap in a different company.

Quest Diagnostics is the larger business by last-quarter revenue ($2.9B vs $2.2B, roughly 1.3× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 23.8% vs 9.7%, a 14.1% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (12.0% vs 9.2%). Over the past eight quarters, Quest Diagnostics's revenue compounded faster (9.9% CAGR vs 5.1%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Quest Diagnostics Incorporated is an American clinical laboratory. A Fortune 500 company, Quest operates in the United States, Puerto Rico, Mexico, and Brazil. Quest also maintains collaborative agreements with various hospitals and clinics across the globe.

CFG vs DGX — Head-to-Head

Bigger by revenue
DGX
DGX
1.3× larger
DGX
$2.9B
$2.2B
CFG
Growing faster (revenue YoY)
CFG
CFG
+2.9% gap
CFG
12.0%
9.2%
DGX
Higher net margin
CFG
CFG
14.1% more per $
CFG
23.8%
9.7%
DGX
Faster 2-yr revenue CAGR
DGX
DGX
Annualised
DGX
9.9%
5.1%
CFG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CFG
CFG
DGX
DGX
Revenue
$2.2B
$2.9B
Net Profit
$517.0M
$281.0M
Gross Margin
Operating Margin
15.4%
Net Margin
23.8%
9.7%
Revenue YoY
12.0%
9.2%
Net Profit YoY
38.6%
12.0%
EPS (diluted)
$1.13
$2.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
DGX
DGX
Q1 26
$2.2B
$2.9B
Q4 25
$2.2B
$2.8B
Q3 25
$2.1B
$2.8B
Q2 25
$2.0B
$2.8B
Q1 25
$1.9B
$2.7B
Q4 24
$2.0B
$2.6B
Q3 24
$1.9B
$2.5B
Q2 24
$2.0B
$2.4B
Net Profit
CFG
CFG
DGX
DGX
Q1 26
$517.0M
$281.0M
Q4 25
$528.0M
$245.0M
Q3 25
$494.0M
$245.0M
Q2 25
$436.0M
$282.0M
Q1 25
$373.0M
$220.0M
Q4 24
$401.0M
$222.0M
Q3 24
$382.0M
$226.0M
Q2 24
$392.0M
$229.0M
Gross Margin
CFG
CFG
DGX
DGX
Q1 26
Q4 25
32.4%
Q3 25
33.7%
Q2 25
34.2%
Q1 25
32.5%
Q4 24
32.7%
Q3 24
32.6%
Q2 24
33.5%
Operating Margin
CFG
CFG
DGX
DGX
Q1 26
15.4%
Q4 25
31.4%
13.8%
Q3 25
29.7%
13.7%
Q2 25
27.2%
15.9%
Q1 25
24.2%
13.0%
Q4 24
25.6%
13.8%
Q3 24
24.7%
13.3%
Q2 24
24.5%
14.8%
Net Margin
CFG
CFG
DGX
DGX
Q1 26
23.8%
9.7%
Q4 25
24.5%
8.7%
Q3 25
23.3%
8.7%
Q2 25
21.4%
10.2%
Q1 25
19.3%
8.3%
Q4 24
20.2%
8.5%
Q3 24
20.1%
9.1%
Q2 24
20.0%
9.6%
EPS (diluted)
CFG
CFG
DGX
DGX
Q1 26
$1.13
$2.24
Q4 25
$1.12
$2.18
Q3 25
$1.05
$2.16
Q2 25
$0.92
$2.47
Q1 25
$0.77
$1.94
Q4 24
$0.83
$1.95
Q3 24
$0.77
$1.99
Q2 24
$0.78
$2.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
DGX
DGX
Cash + ST InvestmentsLiquidity on hand
$393.0M
Total DebtLower is stronger
$5.7B
Stockholders' EquityBook value
$26.2B
$7.7B
Total Assets
$227.9B
$16.7B
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
DGX
DGX
Q1 26
$393.0M
Q4 25
$420.0M
Q3 25
$432.0M
Q2 25
$319.0M
Q1 25
$188.0M
Q4 24
$549.0M
Q3 24
$764.0M
Q2 24
$271.0M
Total Debt
CFG
CFG
DGX
DGX
Q1 26
$5.7B
Q4 25
$11.2B
$5.2B
Q3 25
$10.4B
$5.2B
Q2 25
$12.5B
$5.2B
Q1 25
$12.3B
$5.9B
Q4 24
$12.4B
$5.6B
Q3 24
$13.9B
$5.6B
Q2 24
$13.1B
$3.8B
Stockholders' Equity
CFG
CFG
DGX
DGX
Q1 26
$26.2B
$7.7B
Q4 25
$26.3B
$7.2B
Q3 25
$25.8B
$7.3B
Q2 25
$25.2B
$7.2B
Q1 25
$24.9B
$6.9B
Q4 24
$24.3B
$6.8B
Q3 24
$24.9B
$6.8B
Q2 24
$23.9B
$6.6B
Total Assets
CFG
CFG
DGX
DGX
Q1 26
$227.9B
$16.7B
Q4 25
$226.4B
$16.2B
Q3 25
$222.7B
$16.2B
Q2 25
$218.3B
$16.0B
Q1 25
$220.1B
$15.8B
Q4 24
$217.5B
$16.2B
Q3 24
$219.7B
$16.1B
Q2 24
$219.9B
$13.9B
Debt / Equity
CFG
CFG
DGX
DGX
Q1 26
0.74×
Q4 25
0.43×
0.72×
Q3 25
0.40×
0.71×
Q2 25
0.50×
0.72×
Q1 25
0.49×
0.85×
Q4 24
0.51×
0.83×
Q3 24
0.56×
0.83×
Q2 24
0.55×
0.58×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
DGX
DGX
Operating Cash FlowLast quarter
$278.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
3.9%
Cash ConversionOCF / Net Profit
0.99×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
DGX
DGX
Q1 26
$278.0M
Q4 25
$2.2B
$465.0M
Q3 25
$1.7B
$563.0M
Q2 25
$886.0M
$544.0M
Q1 25
$-213.0M
$314.0M
Q4 24
$2.0B
$464.0M
Q3 24
$130.0M
$356.0M
Q2 24
$834.0M
$360.0M
Free Cash Flow
CFG
CFG
DGX
DGX
Q1 26
Q4 25
$307.0M
Q3 25
$419.0M
Q2 25
$436.0M
Q1 25
$197.0M
Q4 24
$341.0M
Q3 24
$250.0M
Q2 24
$268.0M
FCF Margin
CFG
CFG
DGX
DGX
Q1 26
Q4 25
10.9%
Q3 25
14.9%
Q2 25
15.8%
Q1 25
7.4%
Q4 24
13.0%
Q3 24
10.0%
Q2 24
11.2%
Capex Intensity
CFG
CFG
DGX
DGX
Q1 26
3.9%
Q4 25
5.6%
Q3 25
5.1%
Q2 25
3.9%
Q1 25
4.4%
Q4 24
4.7%
Q3 24
4.3%
Q2 24
3.8%
Cash Conversion
CFG
CFG
DGX
DGX
Q1 26
0.99×
Q4 25
4.19×
1.90×
Q3 25
3.43×
2.30×
Q2 25
2.03×
1.93×
Q1 25
-0.57×
1.43×
Q4 24
4.99×
2.09×
Q3 24
0.34×
1.58×
Q2 24
2.13×
1.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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