Citizens Financial GroupCFGEarnings & Financial Report
Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.
CFG Q1 FY2026 Key Financial Metrics
Revenue
$2.2B
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$517.0M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
23.8%
YoY Growth
12.0%
EPS
$1.13
Citizens Financial Group Q1 FY2026 Financial Summary
Citizens Financial Group reported revenue of $2.2B (up 12.0% YoY) for Q1 FY2026, with a net profit of $517.0M (up 38.6% YoY) (23.8% margin).
Key Financial Metrics
| Total Revenue | $2.2B |
|---|---|
| Net Profit | $517.0M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Citizens Financial Group Annual Revenue by Year
Citizens Financial Group annual revenue history includes year-by-year totals (for example, 2025 revenue was $8.2B).
Citizens Financial Group Quarterly Revenue & Net Profit History
Citizens Financial Group results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $2.2B | +12.0% | $517.0M | 23.8% |
| Q4 FY2025 | $2.2B | +8.6% | $528.0M | 24.5% |
| Q3 FY2025 | $2.1B | +11.4% | $494.0M | 23.3% |
| Q2 FY2025 | $2.0B | +3.8% | $436.0M | 21.4% |
| Q1 FY2025 | $1.9B | -1.2% | $373.0M | 19.3% |
| Q4 FY2024 | $2.0B | -0.1% | $401.0M | 20.2% |
| Q3 FY2024 | $1.9B | -5.6% | $382.0M | 20.1% |
| Q2 FY2024 | $2.0B | -6.3% | $392.0M | 20.0% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.96B | $1.90B | $1.99B | $1.94B | $2.04B | $2.12B | $2.16B | $2.17B |
| YoY Growth | -6.3% | -5.6% | -0.1% | -1.2% | 3.8% | 11.4% | 8.6% | 12.0% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $219.94B | $219.71B | $217.52B | $220.15B | $218.31B | $222.75B | $226.35B | $227.92B |
| Liabilities | $196.07B | $194.77B | $193.27B | $195.28B | $193.08B | $196.92B | $200.03B | $201.75B |
| Equity | $23.87B | $24.93B | $24.25B | $24.87B | $25.23B | $25.83B | $26.32B | $26.17B |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $834.0M | $130.0M | $2.00B | $-213.0M | $886.0M | $1.70B | $2.21B |