10q10k10q10k.net
Citizens Financial Group

Citizens Financial GroupCFGEarnings & Financial Report

NYSE · Financials · Regional Banks

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

NextMay 1, 2026

CFG Q4 2025 Key Financial Metrics

Revenue

$433.0M

Gross Profit

N/A

Operating Profit

N/A

Net Profit

$528.0M

Gross Margin

N/A

Operating Margin

N/A

Net Margin

121.9%

YoY Growth

9.1%

EPS

$1.12

Financial Flow

Citizens Financial Group Q4 2025 Financial Summary

Citizens Financial Group reported revenue of $433.0M for Q4 2025, with a net profit of $528.0M (121.9% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$433.0M
Net Profit$528.0M
Gross MarginN/A
Operating MarginN/A
Report PeriodQ4 2025

Citizens Financial Group Annual Revenue by Year

Citizens Financial Group annual revenue history includes year-by-year totals (for example, 2025 revenue was $1.6B).

YearAnnual Revenue
2025$1.6B
2024$1.5B
2023$1.3B
2022$1.3B

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$367.0M$402.0M$367.0M$397.0M$367.0M$383.0M$452.0M$433.0M
YoY Growth18.8%24.5%18.4%22.5%0.0%-4.7%23.2%9.1%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$220.45B$219.94B$219.71B$217.52B$220.15B$218.31B$222.75B$226.35B
Liabilities$196.69B$196.07B$194.77B$193.27B$195.28B$193.08B$196.92B$200.03B
Equity$23.76B$23.87B$24.93B$24.25B$24.87B$25.23B$25.83B$26.32B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$554.0M$834.0M$130.0M$483.0M$-213.0M$886.0M$1.70B$-158.0M