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Side-by-side financial comparison of Citizens Financial Group (CFG) and DYCOM INDUSTRIES INC (DY). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.5B, roughly 1.5× DYCOM INDUSTRIES INC). Citizens Financial Group runs the higher net margin — 24.5% vs 7.3%, a 17.2% gap on every dollar of revenue. On growth, DYCOM INDUSTRIES INC posted the faster year-over-year revenue change (14.1% vs 8.6%). Over the past eight quarters, DYCOM INDUSTRIES INC's revenue compounded faster (23.5% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Quanta Services is a U.S. corporation that provides infrastructure services for the electric power, pipeline, industrial and communications industries. Its capabilities include planning, design, installation, program management, maintenance and repair of most types of network infrastructure. The company has grown organically since its founding, but it has also acquired over 150 companies in the electrical contracting industry. It has provided its services and expertise to many major electrica...

CFG vs DY — Head-to-Head

Bigger by revenue
CFG
CFG
1.5× larger
CFG
$2.2B
$1.5B
DY
Growing faster (revenue YoY)
DY
DY
+5.5% gap
DY
14.1%
8.6%
CFG
Higher net margin
CFG
CFG
17.2% more per $
CFG
24.5%
7.3%
DY
Faster 2-yr revenue CAGR
DY
DY
Annualised
DY
23.5%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
CFG
CFG
DY
DY
Revenue
$2.2B
$1.5B
Net Profit
$528.0M
$106.4M
Gross Margin
Operating Margin
31.4%
9.7%
Net Margin
24.5%
7.3%
Revenue YoY
8.6%
14.1%
Net Profit YoY
31.7%
52.4%
EPS (diluted)
$1.12
$3.63

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
DY
DY
Q4 25
$2.2B
$1.5B
Q3 25
$2.1B
$1.4B
Q2 25
$2.0B
$1.3B
Q1 25
$1.9B
$1.1B
Q4 24
$2.0B
$1.3B
Q3 24
$1.9B
$1.2B
Q2 24
$2.0B
$1.1B
Q1 24
$2.0B
$952.5M
Net Profit
CFG
CFG
DY
DY
Q4 25
$528.0M
$106.4M
Q3 25
$494.0M
$97.5M
Q2 25
$436.0M
$61.0M
Q1 25
$373.0M
$32.7M
Q4 24
$401.0M
$69.8M
Q3 24
$382.0M
$68.4M
Q2 24
$392.0M
$62.6M
Q1 24
$334.0M
$23.4M
Operating Margin
CFG
CFG
DY
DY
Q4 25
31.4%
9.7%
Q3 25
29.7%
9.5%
Q2 25
27.2%
6.2%
Q1 25
24.2%
4.1%
Q4 24
25.6%
7.2%
Q3 24
24.7%
7.9%
Q2 24
24.5%
6.8%
Q1 24
21.9%
3.3%
Net Margin
CFG
CFG
DY
DY
Q4 25
24.5%
7.3%
Q3 25
23.3%
7.1%
Q2 25
21.4%
4.9%
Q1 25
19.3%
3.0%
Q4 24
20.2%
5.5%
Q3 24
20.1%
5.7%
Q2 24
20.0%
5.5%
Q1 24
17.0%
2.5%
EPS (diluted)
CFG
CFG
DY
DY
Q4 25
$1.12
$3.63
Q3 25
$1.05
$3.33
Q2 25
$0.92
$2.09
Q1 25
$0.77
$1.11
Q4 24
$0.83
$2.37
Q3 24
$0.77
$2.32
Q2 24
$0.78
$2.12
Q1 24
$0.65
$0.79

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
DY
DY
Cash + ST InvestmentsLiquidity on hand
$110.1M
Total DebtLower is stronger
$11.2B
Stockholders' EquityBook value
$26.3B
$1.5B
Total Assets
$226.4B
$3.3B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
DY
DY
Q4 25
$110.1M
Q3 25
$28.5M
Q2 25
$16.1M
Q1 25
$92.7M
Q4 24
$15.3M
Q3 24
$19.6M
Q2 24
$26.1M
Q1 24
$101.1M
Total Debt
CFG
CFG
DY
DY
Q4 25
$11.2B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
Q3 24
$13.9B
Q2 24
$13.1B
Q1 24
$13.8B
Stockholders' Equity
CFG
CFG
DY
DY
Q4 25
$26.3B
$1.5B
Q3 25
$25.8B
$1.4B
Q2 25
$25.2B
$1.3B
Q1 25
$24.9B
$1.2B
Q4 24
$24.3B
$1.2B
Q3 24
$24.9B
$1.2B
Q2 24
$23.9B
$1.1B
Q1 24
$23.8B
$1.1B
Total Assets
CFG
CFG
DY
DY
Q4 25
$226.4B
$3.3B
Q3 25
$222.7B
$3.2B
Q2 25
$218.3B
$3.1B
Q1 25
$220.1B
$2.9B
Q4 24
$217.5B
$3.1B
Q3 24
$219.7B
$2.8B
Q2 24
$219.9B
$2.6B
Q1 24
$220.4B
$2.5B
Debt / Equity
CFG
CFG
DY
DY
Q4 25
0.43×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
Q3 24
0.56×
Q2 24
0.55×
Q1 24
0.58×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
DY
DY
Operating Cash FlowLast quarter
$2.2B
$220.0M
Free Cash FlowOCF − Capex
$164.8M
FCF MarginFCF / Revenue
11.4%
Capex IntensityCapex / Revenue
3.8%
Cash ConversionOCF / Net Profit
4.19×
2.07×
TTM Free Cash FlowTrailing 4 quarters
$296.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
DY
DY
Q4 25
$2.2B
$220.0M
Q3 25
$1.7B
$57.4M
Q2 25
$886.0M
$-54.0M
Q1 25
$-213.0M
$328.2M
Q4 24
$2.0B
$65.8M
Q3 24
$130.0M
$-7.5M
Q2 24
$834.0M
$-37.4M
Q1 24
$554.0M
$325.1M
Free Cash Flow
CFG
CFG
DY
DY
Q4 25
$164.8M
Q3 25
$5.8M
Q2 25
$-133.5M
Q1 25
$259.7M
Q4 24
$-8.8M
Q3 24
$-72.9M
Q2 24
$-79.4M
Q1 24
$267.7M
FCF Margin
CFG
CFG
DY
DY
Q4 25
11.4%
Q3 25
0.4%
Q2 25
-10.6%
Q1 25
23.9%
Q4 24
-0.7%
Q3 24
-6.1%
Q2 24
-6.9%
Q1 24
28.1%
Capex Intensity
CFG
CFG
DY
DY
Q4 25
3.8%
Q3 25
3.8%
Q2 25
6.3%
Q1 25
6.3%
Q4 24
5.9%
Q3 24
5.4%
Q2 24
3.7%
Q1 24
6.0%
Cash Conversion
CFG
CFG
DY
DY
Q4 25
4.19×
2.07×
Q3 25
3.43×
0.59×
Q2 25
2.03×
-0.88×
Q1 25
-0.57×
10.05×
Q4 24
4.99×
0.94×
Q3 24
0.34×
-0.11×
Q2 24
2.13×
-0.60×
Q1 24
1.66×
13.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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