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Side-by-side financial comparison of Citizens Financial Group (CFG) and Consolidated Edison (ED). Click either name above to swap in a different company.

Consolidated Edison is the larger business by last-quarter revenue ($4.0B vs $2.2B, roughly 1.8× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 24.5% vs 7.5%, a 17.0% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs 8.2%). Over the past eight quarters, Citizens Financial Group's revenue compounded faster (4.9% CAGR vs -3.7%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Consolidated Edison, Inc., commonly known as Con Edison or ConEd, is an energy company based in New York City. It is one of the largest investor-owned energy companies in the United States, with approximately $15.26 billion in annual revenues as of 2024, and over $70 billion in assets. The company provides a wide range of energy-related products and services to its customers through its subsidiaries:Consolidated Edison Company of New York, Inc.

CFG vs ED — Head-to-Head

Bigger by revenue
ED
ED
1.8× larger
ED
$4.0B
$2.2B
CFG
Growing faster (revenue YoY)
CFG
CFG
+0.4% gap
CFG
8.6%
8.2%
ED
Higher net margin
CFG
CFG
17.0% more per $
CFG
24.5%
7.5%
ED
Faster 2-yr revenue CAGR
CFG
CFG
Annualised
CFG
4.9%
-3.7%
ED

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFG
CFG
ED
ED
Revenue
$2.2B
$4.0B
Net Profit
$528.0M
$298.0M
Gross Margin
Operating Margin
31.4%
12.3%
Net Margin
24.5%
7.5%
Revenue YoY
8.6%
8.2%
Net Profit YoY
31.7%
-3.9%
EPS (diluted)
$1.12
$0.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
ED
ED
Q4 25
$2.2B
$4.0B
Q3 25
$2.1B
$4.6B
Q2 25
$2.0B
$3.6B
Q1 25
$1.9B
$4.9B
Q4 24
$2.0B
$3.7B
Q3 24
$1.9B
$4.2B
Q2 24
$2.0B
$3.3B
Q1 24
$2.0B
$4.3B
Net Profit
CFG
CFG
ED
ED
Q4 25
$528.0M
$298.0M
Q3 25
$494.0M
$688.0M
Q2 25
$436.0M
$246.0M
Q1 25
$373.0M
$791.0M
Q4 24
$401.0M
$310.0M
Q3 24
$382.0M
$588.0M
Q2 24
$392.0M
$202.0M
Q1 24
$334.0M
$720.0M
Operating Margin
CFG
CFG
ED
ED
Q4 25
31.4%
12.3%
Q3 25
29.7%
21.2%
Q2 25
27.2%
9.8%
Q1 25
24.2%
23.0%
Q4 24
25.6%
13.0%
Q3 24
24.7%
20.4%
Q2 24
24.5%
9.7%
Q1 24
21.9%
23.6%
Net Margin
CFG
CFG
ED
ED
Q4 25
24.5%
7.5%
Q3 25
23.3%
15.1%
Q2 25
21.4%
6.8%
Q1 25
19.3%
16.2%
Q4 24
20.2%
8.5%
Q3 24
20.1%
13.9%
Q2 24
20.0%
6.1%
Q1 24
17.0%
16.8%
EPS (diluted)
CFG
CFG
ED
ED
Q4 25
$1.12
$0.81
Q3 25
$1.05
$1.90
Q2 25
$0.92
$0.68
Q1 25
$0.77
$2.25
Q4 24
$0.83
$0.89
Q3 24
$0.77
$1.69
Q2 24
$0.78
$0.58
Q1 24
$0.65
$2.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
ED
ED
Cash + ST InvestmentsLiquidity on hand
$1.6B
Total DebtLower is stronger
$11.2B
$25.8B
Stockholders' EquityBook value
$26.3B
$24.2B
Total Assets
$226.4B
$74.6B
Debt / EquityLower = less leverage
0.43×
1.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
ED
ED
Q4 25
$1.6B
Q3 25
$181.0M
Q2 25
$1.5B
Q1 25
$360.0M
Q4 24
$1.3B
Q3 24
$93.0M
Q2 24
$1.5B
Q1 24
$169.0M
Total Debt
CFG
CFG
ED
ED
Q4 25
$11.2B
$25.8B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
$24.7B
Q3 24
$13.9B
Q2 24
$13.1B
Q1 24
$13.8B
Stockholders' Equity
CFG
CFG
ED
ED
Q4 25
$26.3B
$24.2B
Q3 25
$25.8B
$24.2B
Q2 25
$25.2B
$23.8B
Q1 25
$24.9B
$23.8B
Q4 24
$24.3B
$22.0B
Q3 24
$24.9B
$21.9B
Q2 24
$23.9B
$21.6B
Q1 24
$23.8B
$21.6B
Total Assets
CFG
CFG
ED
ED
Q4 25
$226.4B
$74.6B
Q3 25
$222.7B
$71.8B
Q2 25
$218.3B
$71.5B
Q1 25
$220.1B
$70.7B
Q4 24
$217.5B
$70.6B
Q3 24
$219.7B
$68.6B
Q2 24
$219.9B
$67.9B
Q1 24
$220.4B
$66.7B
Debt / Equity
CFG
CFG
ED
ED
Q4 25
0.43×
1.07×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
1.13×
Q3 24
0.56×
Q2 24
0.55×
Q1 24
0.58×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
ED
ED
Operating Cash FlowLast quarter
$2.2B
$1.5B
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.19×
4.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
ED
ED
Q4 25
$2.2B
$1.5B
Q3 25
$1.7B
$504.0M
Q2 25
$886.0M
$2.0B
Q1 25
$-213.0M
$837.0M
Q4 24
$2.0B
$1.3B
Q3 24
$130.0M
$392.0M
Q2 24
$834.0M
$1.3B
Q1 24
$554.0M
$573.0M
Cash Conversion
CFG
CFG
ED
ED
Q4 25
4.19×
4.97×
Q3 25
3.43×
0.73×
Q2 25
2.03×
8.04×
Q1 25
-0.57×
1.06×
Q4 24
4.99×
4.23×
Q3 24
0.34×
0.67×
Q2 24
2.13×
6.63×
Q1 24
1.66×
0.80×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

ED
ED

Electricity$2.9B73%
Oil And Gas Purchased$923.0M23%
Steam Plant$189.0M5%
Con Edison Transmission$1.0M0%

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