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Side-by-side financial comparison of Citizens Financial Group (CFG) and KELLY SERVICES INC (KELYA). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.2B, roughly 1.8× KELLY SERVICES INC). On growth, Citizens Financial Group posted the faster year-over-year revenue change (12.0% vs -3.3%). Over the past eight quarters, Citizens Financial Group's revenue compounded faster (5.1% CAGR vs -3.1%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Kelly Services, Inc. is an American multinational office staffing company. The company places employees at all levels in various sectors including financial services, information technology, and law. Also, its professional services include human resource and management consulting, outsourcing, recruitment, career transition, and vendor management. Kelly Services was founded by William Russell Kelly in 1946 and is headquartered in Troy, Michigan.

CFG vs KELYA — Head-to-Head

Bigger by revenue
CFG
CFG
1.8× larger
CFG
$2.2B
$1.2B
KELYA
Growing faster (revenue YoY)
CFG
CFG
+15.4% gap
CFG
12.0%
-3.3%
KELYA
Faster 2-yr revenue CAGR
CFG
CFG
Annualised
CFG
5.1%
-3.1%
KELYA

Income Statement — Q1 FY2026 vs Q4 FY2024

Metric
CFG
CFG
KELYA
KELYA
Revenue
$2.2B
$1.2B
Net Profit
$517.0M
Gross Margin
20.3%
Operating Margin
-4.8%
Net Margin
23.8%
Revenue YoY
12.0%
-3.3%
Net Profit YoY
38.6%
EPS (diluted)
$1.13
$-0.86

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
KELYA
KELYA
Q1 26
$2.2B
Q4 25
$2.2B
Q3 25
$2.1B
Q2 25
$2.0B
Q1 25
$1.9B
Q4 24
$2.0B
$1.2B
Q3 24
$1.9B
$1.0B
Q2 24
$2.0B
$1.1B
Net Profit
CFG
CFG
KELYA
KELYA
Q1 26
$517.0M
Q4 25
$528.0M
Q3 25
$494.0M
Q2 25
$436.0M
Q1 25
$373.0M
Q4 24
$401.0M
Q3 24
$382.0M
$800.0K
Q2 24
$392.0M
$4.6M
Gross Margin
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
20.3%
Q3 24
21.4%
Q2 24
20.2%
Operating Margin
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
31.4%
Q3 25
29.7%
Q2 25
27.2%
Q1 25
24.2%
Q4 24
25.6%
-4.8%
Q3 24
24.7%
0.3%
Q2 24
24.5%
1.2%
Net Margin
CFG
CFG
KELYA
KELYA
Q1 26
23.8%
Q4 25
24.5%
Q3 25
23.3%
Q2 25
21.4%
Q1 25
19.3%
Q4 24
20.2%
Q3 24
20.1%
0.1%
Q2 24
20.0%
0.4%
EPS (diluted)
CFG
CFG
KELYA
KELYA
Q1 26
$1.13
Q4 25
$1.12
Q3 25
$1.05
Q2 25
$0.92
Q1 25
$0.77
Q4 24
$0.83
$-0.86
Q3 24
$0.77
$0.02
Q2 24
$0.78
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
KELYA
KELYA
Cash + ST InvestmentsLiquidity on hand
$39.0M
Total DebtLower is stronger
$239.4M
Stockholders' EquityBook value
$26.2B
$1.2B
Total Assets
$227.9B
$2.6B
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$39.0M
Q3 24
$32.8M
Q2 24
$38.2M
Total Debt
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
$11.2B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
$239.4M
Q3 24
$13.9B
$228.2M
Q2 24
$13.1B
$210.4M
Stockholders' Equity
CFG
CFG
KELYA
KELYA
Q1 26
$26.2B
Q4 25
$26.3B
Q3 25
$25.8B
Q2 25
$25.2B
Q1 25
$24.9B
Q4 24
$24.3B
$1.2B
Q3 24
$24.9B
$1.3B
Q2 24
$23.9B
$1.3B
Total Assets
CFG
CFG
KELYA
KELYA
Q1 26
$227.9B
Q4 25
$226.4B
Q3 25
$222.7B
Q2 25
$218.3B
Q1 25
$220.1B
Q4 24
$217.5B
$2.6B
Q3 24
$219.7B
$2.7B
Q2 24
$219.9B
$2.6B
Debt / Equity
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
0.43×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
0.19×
Q3 24
0.56×
0.18×
Q2 24
0.55×
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
KELYA
KELYA
Operating Cash FlowLast quarter
$15.0M
Free Cash FlowOCF − Capex
$13.0M
FCF MarginFCF / Revenue
1.1%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$15.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
$2.2B
Q3 25
$1.7B
Q2 25
$886.0M
Q1 25
$-213.0M
Q4 24
$2.0B
$15.0M
Q3 24
$130.0M
$-20.3M
Q2 24
$834.0M
$57.7M
Free Cash Flow
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$13.0M
Q3 24
$-22.7M
Q2 24
$54.7M
FCF Margin
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.1%
Q3 24
-2.2%
Q2 24
5.2%
Capex Intensity
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.2%
Q3 24
0.2%
Q2 24
0.3%
Cash Conversion
CFG
CFG
KELYA
KELYA
Q1 26
Q4 25
4.19×
Q3 25
3.43×
Q2 25
2.03×
Q1 25
-0.57×
Q4 24
4.99×
Q3 24
0.34×
-25.38×
Q2 24
2.13×
12.54×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

KELYA
KELYA

Science Engineering Technology$295.8M25%
Education$293.1M25%
Staffing Services$237.7M20%
Other$138.8M12%
Talent Solutions$120.5M10%
Outcome Based Services$103.6M9%
Permanent Placement$1.6M0%

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