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Side-by-side financial comparison of Citizens Financial Group (CFG) and Labcorp (LH). Click either name above to swap in a different company.

Labcorp is the larger business by last-quarter revenue ($3.5B vs $2.2B, roughly 1.6× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 24.5% vs 4.7%, a 19.8% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs 5.7%). Over the past eight quarters, Citizens Financial Group's revenue compounded faster (4.9% CAGR vs 4.5%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Labcorp is a leading global life sciences and diagnostic testing firm that offers comprehensive clinical laboratory services, drug development support, and medical testing solutions for healthcare providers, pharmaceutical companies, and individual patients. It uses advanced scientific expertise and innovative technologies to deliver accurate, actionable health insights that support clinical decisions, accelerate new treatment development, and improve patient health outcomes globally.

CFG vs LH — Head-to-Head

Bigger by revenue
LH
LH
1.6× larger
LH
$3.5B
$2.2B
CFG
Growing faster (revenue YoY)
CFG
CFG
+2.9% gap
CFG
8.6%
5.7%
LH
Higher net margin
CFG
CFG
19.8% more per $
CFG
24.5%
4.7%
LH
Faster 2-yr revenue CAGR
CFG
CFG
Annualised
CFG
4.9%
4.5%
LH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CFG
CFG
LH
LH
Revenue
$2.2B
$3.5B
Net Profit
$528.0M
$164.7M
Gross Margin
28.2%
Operating Margin
31.4%
7.6%
Net Margin
24.5%
4.7%
Revenue YoY
8.6%
5.7%
Net Profit YoY
31.7%
14.9%
EPS (diluted)
$1.12
$1.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
LH
LH
Q1 26
$3.5B
Q4 25
$2.2B
$3.5B
Q3 25
$2.1B
$3.6B
Q2 25
$2.0B
$3.5B
Q1 25
$1.9B
$3.3B
Q4 24
$2.0B
$3.3B
Q3 24
$1.9B
$3.3B
Q2 24
$2.0B
$3.2B
Net Profit
CFG
CFG
LH
LH
Q1 26
$164.7M
Q4 25
$528.0M
$164.7M
Q3 25
$494.0M
$261.1M
Q2 25
$436.0M
$237.9M
Q1 25
$373.0M
$212.8M
Q4 24
$401.0M
$143.4M
Q3 24
$382.0M
$169.3M
Q2 24
$392.0M
$205.3M
Gross Margin
CFG
CFG
LH
LH
Q1 26
28.2%
Q4 25
28.2%
Q3 25
28.8%
Q2 25
29.7%
Q1 25
28.3%
Q4 24
26.9%
Q3 24
27.6%
Q2 24
28.8%
Operating Margin
CFG
CFG
LH
LH
Q1 26
7.6%
Q4 25
31.4%
7.6%
Q3 25
29.7%
11.1%
Q2 25
27.2%
11.2%
Q1 25
24.2%
9.7%
Q4 24
25.6%
6.5%
Q3 24
24.7%
7.7%
Q2 24
24.5%
9.2%
Net Margin
CFG
CFG
LH
LH
Q1 26
4.7%
Q4 25
24.5%
4.7%
Q3 25
23.3%
7.3%
Q2 25
21.4%
6.7%
Q1 25
19.3%
6.4%
Q4 24
20.2%
4.3%
Q3 24
20.1%
5.2%
Q2 24
20.0%
6.4%
EPS (diluted)
CFG
CFG
LH
LH
Q1 26
$1.98
Q4 25
$1.12
$1.98
Q3 25
$1.05
$3.12
Q2 25
$0.92
$2.84
Q1 25
$0.77
$2.52
Q4 24
$0.83
$1.72
Q3 24
$0.77
$2.00
Q2 24
$0.78
$2.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
LH
LH
Cash + ST InvestmentsLiquidity on hand
$532.3M
Total DebtLower is stronger
$11.2B
$5.1B
Stockholders' EquityBook value
$26.3B
$8.6B
Total Assets
$226.4B
$18.4B
Debt / EquityLower = less leverage
0.43×
0.59×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
LH
LH
Q1 26
$532.3M
Q4 25
$532.3M
Q3 25
$598.1M
Q2 25
$647.3M
Q1 25
$369.4M
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$265.1M
Total Debt
CFG
CFG
LH
LH
Q1 26
$5.1B
Q4 25
$11.2B
Q3 25
$10.4B
Q2 25
$12.5B
Q1 25
$12.3B
Q4 24
$12.4B
Q3 24
$13.9B
Q2 24
$13.1B
Stockholders' Equity
CFG
CFG
LH
LH
Q1 26
$8.6B
Q4 25
$26.3B
$8.6B
Q3 25
$25.8B
$8.7B
Q2 25
$25.2B
$8.5B
Q1 25
$24.9B
$8.3B
Q4 24
$24.3B
$8.1B
Q3 24
$24.9B
$8.2B
Q2 24
$23.9B
$8.0B
Total Assets
CFG
CFG
LH
LH
Q1 26
$18.4B
Q4 25
$226.4B
$18.4B
Q3 25
$222.7B
$18.3B
Q2 25
$218.3B
$18.1B
Q1 25
$220.1B
$17.6B
Q4 24
$217.5B
$18.4B
Q3 24
$219.7B
$18.6B
Q2 24
$219.9B
$16.7B
Debt / Equity
CFG
CFG
LH
LH
Q1 26
0.59×
Q4 25
0.43×
Q3 25
0.40×
Q2 25
0.50×
Q1 25
0.49×
Q4 24
0.51×
Q3 24
0.56×
Q2 24
0.55×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
LH
LH
Operating Cash FlowLast quarter
$2.2B
$614.2M
Free Cash FlowOCF − Capex
$490.3M
FCF MarginFCF / Revenue
13.9%
Capex IntensityCapex / Revenue
3.5%
Cash ConversionOCF / Net Profit
4.19×
3.73×
TTM Free Cash FlowTrailing 4 quarters
$1.8B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
LH
LH
Q1 26
$614.2M
Q4 25
$2.2B
$614.2M
Q3 25
$1.7B
$387.2M
Q2 25
$886.0M
$620.6M
Q1 25
$-213.0M
$18.5M
Q4 24
$2.0B
$777.2M
Q3 24
$130.0M
$277.3M
Q2 24
$834.0M
$561.1M
Free Cash Flow
CFG
CFG
LH
LH
Q1 26
$490.3M
Q4 25
$490.3M
Q3 25
$280.5M
Q2 25
$542.7M
Q1 25
$-107.5M
Q4 24
$665.1M
Q3 24
$161.5M
Q2 24
$432.9M
FCF Margin
CFG
CFG
LH
LH
Q1 26
13.9%
Q4 25
13.9%
Q3 25
7.9%
Q2 25
15.4%
Q1 25
-3.2%
Q4 24
20.0%
Q3 24
4.9%
Q2 24
13.4%
Capex Intensity
CFG
CFG
LH
LH
Q1 26
3.5%
Q4 25
3.5%
Q3 25
3.0%
Q2 25
2.2%
Q1 25
3.8%
Q4 24
3.4%
Q3 24
3.5%
Q2 24
4.0%
Cash Conversion
CFG
CFG
LH
LH
Q1 26
3.73×
Q4 25
4.19×
3.73×
Q3 25
3.43×
1.48×
Q2 25
2.03×
2.61×
Q1 25
-0.57×
0.09×
Q4 24
4.99×
5.42×
Q3 24
0.34×
1.64×
Q2 24
2.13×
2.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

LH
LH

Revenues$2.7B78%
Other$787.3M22%

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