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Side-by-side financial comparison of Citizens Financial Group (CFG) and MASTEC INC (MTZ). Click either name above to swap in a different company.

MASTEC INC is the larger business by last-quarter revenue ($3.9B vs $2.2B, roughly 1.8× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 24.5% vs 3.6%, a 20.9% gap on every dollar of revenue. On growth, MASTEC INC posted the faster year-over-year revenue change (15.8% vs 8.6%). Over the past eight quarters, MASTEC INC's revenue compounded faster (21.1% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Mastec, Inc. is an American infrastructure engineering and construction company based in Coral Gables, Florida. The company provides engineering, building, installation, maintenance and upgrade of energy, utility and communications infrastructure. Its customers are primarily in the utility, communications and government industries.

CFG vs MTZ — Head-to-Head

Bigger by revenue
MTZ
MTZ
1.8× larger
MTZ
$3.9B
$2.2B
CFG
Growing faster (revenue YoY)
MTZ
MTZ
+7.2% gap
MTZ
15.8%
8.6%
CFG
Higher net margin
CFG
CFG
20.9% more per $
CFG
24.5%
3.6%
MTZ
Faster 2-yr revenue CAGR
MTZ
MTZ
Annualised
MTZ
21.1%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFG
CFG
MTZ
MTZ
Revenue
$2.2B
$3.9B
Net Profit
$528.0M
$142.7M
Gross Margin
Operating Margin
31.4%
4.4%
Net Margin
24.5%
3.6%
Revenue YoY
8.6%
15.8%
Net Profit YoY
31.7%
90.9%
EPS (diluted)
$1.12
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
MTZ
MTZ
Q4 25
$2.2B
$3.9B
Q3 25
$2.1B
$4.0B
Q2 25
$2.0B
$3.5B
Q1 25
$1.9B
$2.8B
Q4 24
$2.0B
$3.4B
Q3 24
$1.9B
$3.3B
Q2 24
$2.0B
$3.0B
Q1 24
$2.0B
$2.7B
Net Profit
CFG
CFG
MTZ
MTZ
Q4 25
$528.0M
$142.7M
Q3 25
$494.0M
$160.7M
Q2 25
$436.0M
$85.8M
Q1 25
$373.0M
$9.9M
Q4 24
$401.0M
$74.7M
Q3 24
$382.0M
$95.2M
Q2 24
$392.0M
$34.0M
Q1 24
$334.0M
$-41.2M
Operating Margin
CFG
CFG
MTZ
MTZ
Q4 25
31.4%
4.4%
Q3 25
29.7%
5.3%
Q2 25
27.2%
3.4%
Q1 25
24.2%
0.3%
Q4 24
25.6%
2.8%
Q3 24
24.7%
4.2%
Q2 24
24.5%
2.1%
Q1 24
21.9%
-1.7%
Net Margin
CFG
CFG
MTZ
MTZ
Q4 25
24.5%
3.6%
Q3 25
23.3%
4.0%
Q2 25
21.4%
2.4%
Q1 25
19.3%
0.3%
Q4 24
20.2%
2.2%
Q3 24
20.1%
2.9%
Q2 24
20.0%
1.1%
Q1 24
17.0%
-1.5%
EPS (diluted)
CFG
CFG
MTZ
MTZ
Q4 25
$1.12
$1.81
Q3 25
$1.05
$2.04
Q2 25
$0.92
$1.09
Q1 25
$0.77
$0.13
Q4 24
$0.83
$0.95
Q3 24
$0.77
$1.21
Q2 24
$0.78
$0.43
Q1 24
$0.65
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
MTZ
MTZ
Cash + ST InvestmentsLiquidity on hand
$396.0M
Total DebtLower is stronger
$11.2B
$2.2B
Stockholders' EquityBook value
$26.3B
$3.3B
Total Assets
$226.4B
$9.9B
Debt / EquityLower = less leverage
0.43×
0.67×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
MTZ
MTZ
Q4 25
$396.0M
Q3 25
$231.4M
Q2 25
$191.1M
Q1 25
$345.7M
Q4 24
$399.9M
Q3 24
$181.2M
Q2 24
$297.6M
Q1 24
$249.3M
Total Debt
CFG
CFG
MTZ
MTZ
Q4 25
$11.2B
$2.2B
Q3 25
$10.4B
$2.2B
Q2 25
$12.5B
$2.1B
Q1 25
$12.3B
$2.0B
Q4 24
$12.4B
$2.0B
Q3 24
$13.9B
$2.1B
Q2 24
$13.1B
$2.4B
Q1 24
$13.8B
$2.5B
Stockholders' Equity
CFG
CFG
MTZ
MTZ
Q4 25
$26.3B
$3.3B
Q3 25
$25.8B
$3.1B
Q2 25
$25.2B
$2.9B
Q1 25
$24.9B
$2.9B
Q4 24
$24.3B
$2.9B
Q3 24
$24.9B
$2.8B
Q2 24
$23.9B
$2.7B
Q1 24
$23.8B
$2.7B
Total Assets
CFG
CFG
MTZ
MTZ
Q4 25
$226.4B
$9.9B
Q3 25
$222.7B
$9.7B
Q2 25
$218.3B
$9.1B
Q1 25
$220.1B
$8.9B
Q4 24
$217.5B
$9.0B
Q3 24
$219.7B
$8.8B
Q2 24
$219.9B
$8.7B
Q1 24
$220.4B
$8.7B
Debt / Equity
CFG
CFG
MTZ
MTZ
Q4 25
0.43×
0.67×
Q3 25
0.40×
0.71×
Q2 25
0.50×
0.71×
Q1 25
0.49×
0.71×
Q4 24
0.51×
0.70×
Q3 24
0.56×
0.76×
Q2 24
0.55×
0.87×
Q1 24
0.58×
0.95×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
MTZ
MTZ
Operating Cash FlowLast quarter
$2.2B
$372.7M
Free Cash FlowOCF − Capex
$292.5M
FCF MarginFCF / Revenue
7.4%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
4.19×
2.61×
TTM Free Cash FlowTrailing 4 quarters
$285.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
MTZ
MTZ
Q4 25
$2.2B
$372.7M
Q3 25
$1.7B
$89.0M
Q2 25
$886.0M
$5.6M
Q1 25
$-213.0M
$78.4M
Q4 24
$2.0B
$471.7M
Q3 24
$130.0M
$277.7M
Q2 24
$834.0M
$264.4M
Q1 24
$554.0M
$107.8M
Free Cash Flow
CFG
CFG
MTZ
MTZ
Q4 25
$292.5M
Q3 25
$20.3M
Q2 25
$-58.2M
Q1 25
$31.1M
Q4 24
$423.4M
Q3 24
$234.1M
Q2 24
$232.9M
Q1 24
$82.3M
FCF Margin
CFG
CFG
MTZ
MTZ
Q4 25
7.4%
Q3 25
0.5%
Q2 25
-1.6%
Q1 25
1.1%
Q4 24
12.4%
Q3 24
7.2%
Q2 24
7.9%
Q1 24
3.1%
Capex Intensity
CFG
CFG
MTZ
MTZ
Q4 25
2.0%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
1.7%
Q4 24
1.4%
Q3 24
1.3%
Q2 24
1.1%
Q1 24
0.9%
Cash Conversion
CFG
CFG
MTZ
MTZ
Q4 25
4.19×
2.61×
Q3 25
3.43×
0.55×
Q2 25
2.03×
0.07×
Q1 25
-0.57×
7.91×
Q4 24
4.99×
6.31×
Q3 24
0.34×
2.92×
Q2 24
2.13×
7.78×
Q1 24
1.66×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

MTZ
MTZ

Clean Energy And Infrastructure$1.3B33%
Power Delivery$1.1B28%
Communications$906.7M23%
Pipeline Infrastructure$643.8M16%

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