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Side-by-side financial comparison of Citizens Financial Group (CFG) and Packaging Corporation of America (PKG). Click either name above to swap in a different company.
Packaging Corporation of America is the larger business by last-quarter revenue ($2.4B vs $2.2B, roughly 1.1× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 23.8% vs 7.2%, a 16.6% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (12.0% vs 10.6%). Over the past eight quarters, Packaging Corporation of America's revenue compounded faster (6.8% CAGR vs 5.1%).
Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.
Packaging Corporation of America is an American manufacturing company based in Lake Forest, Illinois. The company has about 15,500 employees, with operations primarily in the United States. The CEO is Mark W. Kowlzan.
CFG vs PKG — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.2B | $2.4B |
| Net Profit | $517.0M | $170.9M |
| Gross Margin | — | 19.1% |
| Operating Margin | — | 10.6% |
| Net Margin | 23.8% | 7.2% |
| Revenue YoY | 12.0% | 10.6% |
| Net Profit YoY | 38.6% | -16.1% |
| EPS (diluted) | $1.13 | $1.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.2B | $2.4B | ||
| Q4 25 | $2.2B | $2.4B | ||
| Q3 25 | $2.1B | $2.3B | ||
| Q2 25 | $2.0B | $2.2B | ||
| Q1 25 | $1.9B | $2.1B | ||
| Q4 24 | $2.0B | $2.1B | ||
| Q3 24 | $1.9B | $2.2B | ||
| Q2 24 | $2.0B | $2.1B |
| Q1 26 | $517.0M | $170.9M | ||
| Q4 25 | $528.0M | $101.9M | ||
| Q3 25 | $494.0M | $226.9M | ||
| Q2 25 | $436.0M | $241.5M | ||
| Q1 25 | $373.0M | $203.8M | ||
| Q4 24 | $401.0M | $221.2M | ||
| Q3 24 | $382.0M | $238.1M | ||
| Q2 24 | $392.0M | $198.9M |
| Q1 26 | — | 19.1% | ||
| Q4 25 | — | 18.9% | ||
| Q3 25 | — | 21.8% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 21.9% | ||
| Q3 24 | — | 23.1% | ||
| Q2 24 | — | 21.1% |
| Q1 26 | — | 10.6% | ||
| Q4 25 | 31.4% | 7.1% | ||
| Q3 25 | 29.7% | 14.0% | ||
| Q2 25 | 27.2% | 15.4% | ||
| Q1 25 | 24.2% | 13.1% | ||
| Q4 24 | 25.6% | 14.1% | ||
| Q3 24 | 24.7% | 15.0% | ||
| Q2 24 | 24.5% | 13.3% |
| Q1 26 | 23.8% | 7.2% | ||
| Q4 25 | 24.5% | 4.3% | ||
| Q3 25 | 23.3% | 9.8% | ||
| Q2 25 | 21.4% | 11.1% | ||
| Q1 25 | 19.3% | 9.5% | ||
| Q4 24 | 20.2% | 10.3% | ||
| Q3 24 | 20.1% | 10.9% | ||
| Q2 24 | 20.0% | 9.6% |
| Q1 26 | $1.13 | $1.91 | ||
| Q4 25 | $1.12 | $1.14 | ||
| Q3 25 | $1.05 | $2.51 | ||
| Q2 25 | $0.92 | $2.67 | ||
| Q1 25 | $0.77 | $2.26 | ||
| Q4 24 | $0.83 | $2.45 | ||
| Q3 24 | $0.77 | $2.64 | ||
| Q2 24 | $0.78 | $2.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $26.2B | — |
| Total Assets | $227.9B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $529.0M | ||
| Q3 25 | — | $634.0M | ||
| Q2 25 | — | $787.9M | ||
| Q1 25 | — | $751.7M | ||
| Q4 24 | — | $685.0M | ||
| Q3 24 | — | $676.6M | ||
| Q2 24 | — | $613.6M |
| Q1 26 | — | — | ||
| Q4 25 | $11.2B | $4.0B | ||
| Q3 25 | $10.4B | $4.0B | ||
| Q2 25 | $12.5B | — | ||
| Q1 25 | $12.3B | — | ||
| Q4 24 | $12.4B | $2.5B | ||
| Q3 24 | $13.9B | $2.5B | ||
| Q2 24 | $13.1B | — |
| Q1 26 | $26.2B | — | ||
| Q4 25 | $26.3B | $4.6B | ||
| Q3 25 | $25.8B | $4.8B | ||
| Q2 25 | $25.2B | $4.6B | ||
| Q1 25 | $24.9B | $4.5B | ||
| Q4 24 | $24.3B | $4.4B | ||
| Q3 24 | $24.9B | $4.3B | ||
| Q2 24 | $23.9B | $4.1B |
| Q1 26 | $227.9B | — | ||
| Q4 25 | $226.4B | $10.7B | ||
| Q3 25 | $222.7B | $11.0B | ||
| Q2 25 | $218.3B | $9.0B | ||
| Q1 25 | $220.1B | $9.0B | ||
| Q4 24 | $217.5B | $8.8B | ||
| Q3 24 | $219.7B | $8.8B | ||
| Q2 24 | $219.9B | $9.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.43× | 0.87× | ||
| Q3 25 | 0.40× | 0.84× | ||
| Q2 25 | 0.50× | — | ||
| Q1 25 | 0.49× | — | ||
| Q4 24 | 0.51× | 0.57× | ||
| Q3 24 | 0.56× | 0.58× | ||
| Q2 24 | 0.55× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
