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Side-by-side financial comparison of Citizens Financial Group (CFG) and Primoris Services Corp (PRIM). Click either name above to swap in a different company.

Citizens Financial Group is the larger business by last-quarter revenue ($2.2B vs $1.9B, roughly 1.2× Primoris Services Corp). Citizens Financial Group runs the higher net margin — 24.5% vs 2.8%, a 21.7% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs 6.7%). Over the past eight quarters, Primoris Services Corp's revenue compounded faster (14.7% CAGR vs 4.9%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Primoris Services Corporation is a publicly traded specialty construction and infrastructure company based in the United States, with a particular focus on pipelines for natural gas, wastewater and water. As of 2014 it was a Fortune 1000 company.

CFG vs PRIM — Head-to-Head

Bigger by revenue
CFG
CFG
1.2× larger
CFG
$2.2B
$1.9B
PRIM
Growing faster (revenue YoY)
CFG
CFG
+1.9% gap
CFG
8.6%
6.7%
PRIM
Higher net margin
CFG
CFG
21.7% more per $
CFG
24.5%
2.8%
PRIM
Faster 2-yr revenue CAGR
PRIM
PRIM
Annualised
PRIM
14.7%
4.9%
CFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CFG
CFG
PRIM
PRIM
Revenue
$2.2B
$1.9B
Net Profit
$528.0M
$51.7M
Gross Margin
9.4%
Operating Margin
31.4%
4.2%
Net Margin
24.5%
2.8%
Revenue YoY
8.6%
6.7%
Net Profit YoY
31.7%
-4.2%
EPS (diluted)
$1.12
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
PRIM
PRIM
Q4 25
$2.2B
$1.9B
Q3 25
$2.1B
$2.2B
Q2 25
$2.0B
$1.9B
Q1 25
$1.9B
$1.6B
Q4 24
$2.0B
$1.7B
Q3 24
$1.9B
$1.6B
Q2 24
$2.0B
$1.6B
Q1 24
$2.0B
$1.4B
Net Profit
CFG
CFG
PRIM
PRIM
Q4 25
$528.0M
$51.7M
Q3 25
$494.0M
$94.6M
Q2 25
$436.0M
$84.3M
Q1 25
$373.0M
$44.2M
Q4 24
$401.0M
$54.0M
Q3 24
$382.0M
$58.4M
Q2 24
$392.0M
$49.5M
Q1 24
$334.0M
$18.9M
Gross Margin
CFG
CFG
PRIM
PRIM
Q4 25
9.4%
Q3 25
10.8%
Q2 25
12.3%
Q1 25
10.4%
Q4 24
10.6%
Q3 24
12.0%
Q2 24
11.9%
Q1 24
9.4%
Operating Margin
CFG
CFG
PRIM
PRIM
Q4 25
31.4%
4.2%
Q3 25
29.7%
6.3%
Q2 25
27.2%
6.7%
Q1 25
24.2%
4.3%
Q4 24
25.6%
5.0%
Q3 24
24.7%
6.0%
Q2 24
24.5%
5.5%
Q1 24
21.9%
3.1%
Net Margin
CFG
CFG
PRIM
PRIM
Q4 25
24.5%
2.8%
Q3 25
23.3%
4.3%
Q2 25
21.4%
4.5%
Q1 25
19.3%
2.7%
Q4 24
20.2%
3.1%
Q3 24
20.1%
3.5%
Q2 24
20.0%
3.2%
Q1 24
17.0%
1.3%
EPS (diluted)
CFG
CFG
PRIM
PRIM
Q4 25
$1.12
$0.94
Q3 25
$1.05
$1.73
Q2 25
$0.92
$1.54
Q1 25
$0.77
$0.81
Q4 24
$0.83
$0.98
Q3 24
$0.77
$1.07
Q2 24
$0.78
$0.91
Q1 24
$0.65
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
PRIM
PRIM
Cash + ST InvestmentsLiquidity on hand
$535.5M
Total DebtLower is stronger
$11.2B
$469.9M
Stockholders' EquityBook value
$26.3B
$1.7B
Total Assets
$226.4B
$4.4B
Debt / EquityLower = less leverage
0.43×
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
PRIM
PRIM
Q4 25
$535.5M
Q3 25
$431.4M
Q2 25
$390.3M
Q1 25
$351.6M
Q4 24
$455.8M
Q3 24
$352.7M
Q2 24
$207.4M
Q1 24
$177.6M
Total Debt
CFG
CFG
PRIM
PRIM
Q4 25
$11.2B
$469.9M
Q3 25
$10.4B
$486.0M
Q2 25
$12.5B
$603.1M
Q1 25
$12.3B
$612.0M
Q4 24
$12.4B
$734.8M
Q3 24
$13.9B
$903.7M
Q2 24
$13.1B
$933.0M
Q1 24
$13.8B
$951.7M
Stockholders' Equity
CFG
CFG
PRIM
PRIM
Q4 25
$26.3B
$1.7B
Q3 25
$25.8B
$1.6B
Q2 25
$25.2B
$1.5B
Q1 25
$24.9B
$1.4B
Q4 24
$24.3B
$1.4B
Q3 24
$24.9B
$1.4B
Q2 24
$23.9B
$1.3B
Q1 24
$23.8B
$1.2B
Total Assets
CFG
CFG
PRIM
PRIM
Q4 25
$226.4B
$4.4B
Q3 25
$222.7B
$4.6B
Q2 25
$218.3B
$4.5B
Q1 25
$220.1B
$4.2B
Q4 24
$217.5B
$4.2B
Q3 24
$219.7B
$4.2B
Q2 24
$219.9B
$4.0B
Q1 24
$220.4B
$4.0B
Debt / Equity
CFG
CFG
PRIM
PRIM
Q4 25
0.43×
0.28×
Q3 25
0.40×
0.30×
Q2 25
0.50×
0.39×
Q1 25
0.49×
0.42×
Q4 24
0.51×
0.52×
Q3 24
0.56×
0.67×
Q2 24
0.55×
0.72×
Q1 24
0.58×
0.76×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
PRIM
PRIM
Operating Cash FlowLast quarter
$2.2B
$142.9M
Free Cash FlowOCF − Capex
$121.1M
FCF MarginFCF / Revenue
6.5%
Capex IntensityCapex / Revenue
1.2%
Cash ConversionOCF / Net Profit
4.19×
2.76×
TTM Free Cash FlowTrailing 4 quarters
$340.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
PRIM
PRIM
Q4 25
$2.2B
$142.9M
Q3 25
$1.7B
$182.9M
Q2 25
$886.0M
$78.5M
Q1 25
$-213.0M
$66.2M
Q4 24
$2.0B
$298.3M
Q3 24
$130.0M
$222.5M
Q2 24
$834.0M
$16.1M
Q1 24
$554.0M
$-28.5M
Free Cash Flow
CFG
CFG
PRIM
PRIM
Q4 25
$121.1M
Q3 25
$148.4M
Q2 25
$45.3M
Q1 25
$25.6M
Q4 24
$270.0M
Q3 24
$158.8M
Q2 24
$-8.1M
Q1 24
$-38.9M
FCF Margin
CFG
CFG
PRIM
PRIM
Q4 25
6.5%
Q3 25
6.8%
Q2 25
2.4%
Q1 25
1.6%
Q4 24
15.5%
Q3 24
9.6%
Q2 24
-0.5%
Q1 24
-2.8%
Capex Intensity
CFG
CFG
PRIM
PRIM
Q4 25
1.2%
Q3 25
1.6%
Q2 25
1.8%
Q1 25
2.5%
Q4 24
1.6%
Q3 24
3.9%
Q2 24
1.5%
Q1 24
0.7%
Cash Conversion
CFG
CFG
PRIM
PRIM
Q4 25
4.19×
2.76×
Q3 25
3.43×
1.93×
Q2 25
2.03×
0.93×
Q1 25
-0.57×
1.50×
Q4 24
4.99×
5.53×
Q3 24
0.34×
3.81×
Q2 24
2.13×
0.32×
Q1 24
1.66×
-1.50×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CFG
CFG

Segment breakdown not available.

PRIM
PRIM

Energy Segment$1.2B64%
Unit Price Contracts$473.7M25%
Cost Reimbursable Contracts$121.3M7%
Other$74.9M4%

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