vs

Side-by-side financial comparison of Citizens Financial Group (CFG) and Molson Coors Beverage Company (TAP). Click either name above to swap in a different company.

Molson Coors Beverage Company is the larger business by last-quarter revenue ($3.1B vs $2.2B, roughly 1.4× Citizens Financial Group). Citizens Financial Group runs the higher net margin — 24.5% vs 6.7%, a 17.8% gap on every dollar of revenue. On growth, Citizens Financial Group posted the faster year-over-year revenue change (8.6% vs 6.1%). Over the past eight quarters, Citizens Financial Group's revenue compounded faster (4.9% CAGR vs -9.8%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Molson Coors Beverage Company is a Canadian-American multinational drink and brewing company headquartered in Chicago, Illinois and Montreal, Quebec.

CFG vs TAP — Head-to-Head

Bigger by revenue
TAP
TAP
1.4× larger
TAP
$3.1B
$2.2B
CFG
Growing faster (revenue YoY)
CFG
CFG
+2.5% gap
CFG
8.6%
6.1%
TAP
Higher net margin
CFG
CFG
17.8% more per $
CFG
24.5%
6.7%
TAP
Faster 2-yr revenue CAGR
CFG
CFG
Annualised
CFG
4.9%
-9.8%
TAP

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CFG
CFG
TAP
TAP
Revenue
$2.2B
$3.1B
Net Profit
$528.0M
$209.3M
Gross Margin
31.0%
Operating Margin
31.4%
Net Margin
24.5%
6.7%
Revenue YoY
8.6%
6.1%
Net Profit YoY
31.7%
-28.7%
EPS (diluted)
$1.12
$1.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CFG
CFG
TAP
TAP
Q1 26
$3.1B
Q4 25
$2.2B
$3.1B
Q3 25
$2.1B
$3.5B
Q2 25
$2.0B
$3.7B
Q1 25
$1.9B
$2.7B
Q4 24
$2.0B
$3.2B
Q3 24
$1.9B
$3.6B
Q2 24
$2.0B
$3.8B
Net Profit
CFG
CFG
TAP
TAP
Q1 26
$209.3M
Q4 25
$528.0M
$238.3M
Q3 25
$494.0M
$-2.9B
Q2 25
$436.0M
$428.7M
Q1 25
$373.0M
$121.0M
Q4 24
$401.0M
$287.8M
Q3 24
$382.0M
$199.8M
Q2 24
$392.0M
$427.0M
Gross Margin
CFG
CFG
TAP
TAP
Q1 26
31.0%
Q4 25
31.0%
Q3 25
33.7%
Q2 25
34.3%
Q1 25
31.6%
Q4 24
32.0%
Q3 24
33.4%
Q2 24
34.6%
Operating Margin
CFG
CFG
TAP
TAP
Q1 26
Q4 25
31.4%
10.4%
Q3 25
29.7%
-98.5%
Q2 25
27.2%
15.6%
Q1 25
24.2%
6.9%
Q4 24
25.6%
12.0%
Q3 24
24.7%
12.5%
Q2 24
24.5%
15.6%
Net Margin
CFG
CFG
TAP
TAP
Q1 26
6.7%
Q4 25
24.5%
7.6%
Q3 25
23.3%
-84.0%
Q2 25
21.4%
11.5%
Q1 25
19.3%
4.5%
Q4 24
20.2%
8.9%
Q3 24
20.1%
5.5%
Q2 24
20.0%
11.1%
EPS (diluted)
CFG
CFG
TAP
TAP
Q1 26
$1.22
Q4 25
$1.12
$1.32
Q3 25
$1.05
$-14.79
Q2 25
$0.92
$2.13
Q1 25
$0.77
$0.59
Q4 24
$0.83
$1.39
Q3 24
$0.77
$0.96
Q2 24
$0.78
$2.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CFG
CFG
TAP
TAP
Cash + ST InvestmentsLiquidity on hand
$896.5M
Total DebtLower is stronger
$11.2B
$3.9B
Stockholders' EquityBook value
$26.3B
$10.4B
Total Assets
$226.4B
$22.7B
Debt / EquityLower = less leverage
0.43×
0.37×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CFG
CFG
TAP
TAP
Q1 26
$896.5M
Q4 25
$896.5M
Q3 25
$950.2M
Q2 25
$613.8M
Q1 25
$412.7M
Q4 24
$969.3M
Q3 24
$1.0B
Q2 24
$1.6B
Total Debt
CFG
CFG
TAP
TAP
Q1 26
$3.9B
Q4 25
$11.2B
$6.3B
Q3 25
$10.4B
$6.3B
Q2 25
$12.5B
$6.3B
Q1 25
$12.3B
$6.2B
Q4 24
$12.4B
$6.1B
Q3 24
$13.9B
$6.2B
Q2 24
$13.1B
$7.0B
Stockholders' Equity
CFG
CFG
TAP
TAP
Q1 26
$10.4B
Q4 25
$26.3B
$10.2B
Q3 25
$25.8B
$10.3B
Q2 25
$25.2B
$13.4B
Q1 25
$24.9B
$13.1B
Q4 24
$24.3B
$13.1B
Q3 24
$24.9B
$13.3B
Q2 24
$23.9B
$13.2B
Total Assets
CFG
CFG
TAP
TAP
Q1 26
$22.7B
Q4 25
$226.4B
$22.7B
Q3 25
$222.7B
$22.9B
Q2 25
$218.3B
$26.8B
Q1 25
$220.1B
$25.9B
Q4 24
$217.5B
$26.1B
Q3 24
$219.7B
$26.6B
Q2 24
$219.9B
$27.4B
Debt / Equity
CFG
CFG
TAP
TAP
Q1 26
0.37×
Q4 25
0.43×
0.61×
Q3 25
0.40×
0.61×
Q2 25
0.50×
0.47×
Q1 25
0.49×
0.47×
Q4 24
0.51×
0.47×
Q3 24
0.56×
0.47×
Q2 24
0.55×
0.53×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CFG
CFG
TAP
TAP
Operating Cash FlowLast quarter
$2.2B
Free Cash FlowOCF − Capex
$1.1B
FCF MarginFCF / Revenue
36.5%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
4.19×
TTM Free Cash FlowTrailing 4 quarters
$2.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CFG
CFG
TAP
TAP
Q1 26
Q4 25
$2.2B
$540.7M
Q3 25
$1.7B
$616.1M
Q2 25
$886.0M
$718.3M
Q1 25
$-213.0M
$-90.7M
Q4 24
$2.0B
$494.5M
Q3 24
$130.0M
$521.2M
Q2 24
$834.0M
$869.2M
Free Cash Flow
CFG
CFG
TAP
TAP
Q1 26
$1.1B
Q4 25
$357.8M
Q3 25
$483.0M
Q2 25
$555.0M
Q1 25
$-328.0M
Q4 24
$383.4M
Q3 24
$350.4M
Q2 24
$691.7M
FCF Margin
CFG
CFG
TAP
TAP
Q1 26
36.5%
Q4 25
11.4%
Q3 25
13.9%
Q2 25
14.8%
Q1 25
-12.2%
Q4 24
11.8%
Q3 24
9.7%
Q2 24
18.0%
Capex Intensity
CFG
CFG
TAP
TAP
Q1 26
Q4 25
5.9%
Q3 25
3.8%
Q2 25
4.4%
Q1 25
8.8%
Q4 24
3.4%
Q3 24
4.7%
Q2 24
4.6%
Cash Conversion
CFG
CFG
TAP
TAP
Q1 26
Q4 25
4.19×
2.27×
Q3 25
3.43×
Q2 25
2.03×
1.68×
Q1 25
-0.57×
-0.75×
Q4 24
4.99×
1.72×
Q3 24
0.34×
2.61×
Q2 24
2.13×
2.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons