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Side-by-side financial comparison of CHEMUNG FINANCIAL CORP (CHMG) and Laird Superfood, Inc. (LSF). Click either name above to swap in a different company.

CHEMUNG FINANCIAL CORP is the larger business by last-quarter revenue ($23.8M vs $13.3M, roughly 1.8× Laird Superfood, Inc.). CHEMUNG FINANCIAL CORP runs the higher net margin — 32.5% vs -13.2%, a 45.6% gap on every dollar of revenue. On growth, CHEMUNG FINANCIAL CORP posted the faster year-over-year revenue change (20.3% vs 15.0%). Over the past eight quarters, Laird Superfood, Inc.'s revenue compounded faster (16.1% CAGR vs 0.2%).

Chemung Canal Trust Company is a New York State chartered trust company based in Elmira, New York. It was founded as a publicly traded bank in 1833.

Laird Superfood, Inc. develops, manufactures and sells a portfolio of plant-based functional superfood products, including premium coffee creamers, hydration blends, nutritional supplements, and plant-powered snacks. It serves health-conscious consumers through direct-to-consumer e-commerce platforms and offline retail partners, mainly operating in the North American market with a focus on sustainably sourced clean ingredients.

CHMG vs LSF — Head-to-Head

Bigger by revenue
CHMG
CHMG
1.8× larger
CHMG
$23.8M
$13.3M
LSF
Growing faster (revenue YoY)
CHMG
CHMG
+5.3% gap
CHMG
20.3%
15.0%
LSF
Higher net margin
CHMG
CHMG
45.6% more per $
CHMG
32.5%
-13.2%
LSF
Faster 2-yr revenue CAGR
LSF
LSF
Annualised
LSF
16.1%
0.2%
CHMG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHMG
CHMG
LSF
LSF
Revenue
$23.8M
$13.3M
Net Profit
$7.7M
$-1.8M
Gross Margin
34.1%
Operating Margin
46.1%
-13.5%
Net Margin
32.5%
-13.2%
Revenue YoY
20.3%
15.0%
Net Profit YoY
30.9%
-341.4%
EPS (diluted)
$1.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHMG
CHMG
LSF
LSF
Q4 25
$23.8M
$13.3M
Q3 25
$28.8M
$12.9M
Q2 25
$10.1M
$12.0M
Q1 25
$25.7M
$11.7M
Q4 24
$25.9M
$11.6M
Q3 24
$24.3M
$11.8M
Q2 24
$23.4M
$10.0M
Q1 24
$23.7M
$9.9M
Net Profit
CHMG
CHMG
LSF
LSF
Q4 25
$7.7M
$-1.8M
Q3 25
$7.8M
$-975.1K
Q2 25
$-6.5M
$-362.2K
Q1 25
$6.0M
$-156.2K
Q4 24
$5.9M
$-398.4K
Q3 24
$5.7M
$-166.1K
Q2 24
$5.0M
$-239.1K
Q1 24
$7.0M
$-1.0M
Gross Margin
CHMG
CHMG
LSF
LSF
Q4 25
34.1%
Q3 25
36.5%
Q2 25
39.9%
Q1 25
41.9%
Q4 24
38.6%
Q3 24
43.0%
Q2 24
41.8%
Q1 24
40.0%
Operating Margin
CHMG
CHMG
LSF
LSF
Q4 25
46.1%
-13.5%
Q3 25
35.0%
-7.7%
Q2 25
-87.2%
-3.3%
Q1 25
29.9%
-1.9%
Q4 24
29.0%
-4.1%
Q3 24
29.8%
-2.3%
Q2 24
26.8%
-3.4%
Q1 24
38.3%
-11.0%
Net Margin
CHMG
CHMG
LSF
LSF
Q4 25
32.5%
-13.2%
Q3 25
27.1%
-7.6%
Q2 25
-63.9%
-3.0%
Q1 25
23.4%
-1.3%
Q4 24
29.8%
-3.4%
Q3 24
23.5%
-1.4%
Q2 24
21.3%
-2.4%
Q1 24
29.7%
-10.3%
EPS (diluted)
CHMG
CHMG
LSF
LSF
Q4 25
$1.61
Q3 25
$1.62
Q2 25
$-1.35
Q1 25
$1.26
Q4 24
$1.24
Q3 24
$1.19
Q2 24
$1.05
Q1 24
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHMG
CHMG
LSF
LSF
Cash + ST InvestmentsLiquidity on hand
$50.1M
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$254.7M
$11.5M
Total Assets
$2.7B
$19.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHMG
CHMG
LSF
LSF
Q4 25
$50.1M
$5.1M
Q3 25
$107.6M
$5.1M
Q2 25
$320.1M
$3.9M
Q1 25
$53.4M
$7.0M
Q4 24
$47.0M
$8.3M
Q3 24
$80.4M
$7.9M
Q2 24
$70.2M
$7.6M
Q1 24
$94.9M
$7.1M
Total Debt
CHMG
CHMG
LSF
LSF
Q4 25
Q3 25
Q2 25
$99.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CHMG
CHMG
LSF
LSF
Q4 25
$254.7M
$11.5M
Q3 25
$245.3M
$12.8M
Q2 25
$235.0M
$13.4M
Q1 25
$228.3M
$13.3M
Q4 24
$215.3M
$13.2M
Q3 24
$220.7M
$13.1M
Q2 24
$201.2M
$12.6M
Q1 24
$197.1M
$12.7M
Total Assets
CHMG
CHMG
LSF
LSF
Q4 25
$2.7B
$19.2M
Q3 25
$2.7B
$18.9M
Q2 25
$2.9B
$20.4M
Q1 25
$2.8B
$21.5M
Q4 24
$2.8B
$19.3M
Q3 24
$2.8B
$18.8M
Q2 24
$2.8B
$18.0M
Q1 24
$2.8B
$17.6M
Debt / Equity
CHMG
CHMG
LSF
LSF
Q4 25
Q3 25
Q2 25
0.42×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHMG
CHMG
LSF
LSF
Operating Cash FlowLast quarter
$45.5M
$68.4K
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
183.7%
Capex IntensityCapex / Revenue
7.1%
Cash ConversionOCF / Net Profit
5.88×
TTM Free Cash FlowTrailing 4 quarters
$71.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHMG
CHMG
LSF
LSF
Q4 25
$45.5M
$68.4K
Q3 25
$12.2M
$1.2M
Q2 25
$9.7M
$-2.8M
Q1 25
$7.2M
$-1.3M
Q4 24
$29.8M
$339.2K
Q3 24
$9.2M
$305.8K
Q2 24
$6.5M
$642.7K
Q1 24
$7.9M
$-422.3K
Free Cash Flow
CHMG
CHMG
LSF
LSF
Q4 25
$43.8M
Q3 25
$11.8M
Q2 25
$9.4M
Q1 25
$6.9M
Q4 24
$26.2M
Q3 24
$8.6M
Q2 24
$5.5M
Q1 24
$7.9M
FCF Margin
CHMG
CHMG
LSF
LSF
Q4 25
183.7%
Q3 25
41.1%
Q2 25
92.9%
Q1 25
26.7%
Q4 24
101.2%
Q3 24
35.2%
Q2 24
23.4%
Q1 24
33.1%
Capex Intensity
CHMG
CHMG
LSF
LSF
Q4 25
7.1%
Q3 25
1.4%
Q2 25
3.6%
Q1 25
1.3%
Q4 24
14.0%
Q3 24
2.5%
Q2 24
4.4%
Q1 24
0.3%
Cash Conversion
CHMG
CHMG
LSF
LSF
Q4 25
5.88×
Q3 25
1.57×
Q2 25
Q1 25
1.19×
Q4 24
5.04×
Q3 24
1.60×
Q2 24
1.30×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHMG
CHMG

Segment breakdown not available.

LSF
LSF

Wholesale$7.0M52%
Coffee Tea And Hot Chocolate Products$4.4M33%
Hydration And Beverage Enhancing Supplements$1.6M12%
Other$352.6K3%

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