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Side-by-side financial comparison of CHEMUNG FINANCIAL CORP (CHMG) and SS Innovations International, Inc. (SSII). Click either name above to swap in a different company.
CHEMUNG FINANCIAL CORP is the larger business by last-quarter revenue ($23.8M vs $14.5M, roughly 1.6× SS Innovations International, Inc.). CHEMUNG FINANCIAL CORP runs the higher net margin — 32.5% vs -17.0%, a 49.5% gap on every dollar of revenue. On growth, SS Innovations International, Inc. posted the faster year-over-year revenue change (79.1% vs 20.3%). CHEMUNG FINANCIAL CORP produced more free cash flow last quarter ($43.8M vs $-3.2M). Over the past eight quarters, SS Innovations International, Inc.'s revenue compounded faster (99.9% CAGR vs 0.2%).
Chemung Canal Trust Company is a New York State chartered trust company based in Elmira, New York. It was founded as a publicly traded bank in 1833.
SS Innovations International, Inc. is a global medical technology enterprise specializing in the research, development and manufacturing of innovative surgical robotic systems. It provides high-precision, accessible robotic platforms for minimally invasive surgery, catering to healthcare facilities across multiple regions to boost surgical outcomes and cut procedural burdens.
CHMG vs SSII — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.8M | $14.5M |
| Net Profit | $7.7M | $-2.5M |
| Gross Margin | — | 43.9% |
| Operating Margin | 46.1% | -3.7% |
| Net Margin | 32.5% | -17.0% |
| Revenue YoY | 20.3% | 79.1% |
| Net Profit YoY | 30.9% | -28.5% |
| EPS (diluted) | $1.61 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.8M | $14.5M | ||
| Q3 25 | $28.8M | $12.8M | ||
| Q2 25 | $10.1M | $10.0M | ||
| Q1 25 | $25.7M | $5.1M | ||
| Q4 24 | $25.9M | $8.1M | ||
| Q3 24 | $24.3M | $4.4M | ||
| Q2 24 | $23.4M | $4.5M | ||
| Q1 24 | $23.7M | $3.6M |
| Q4 25 | $7.7M | $-2.5M | ||
| Q3 25 | $7.8M | $-3.7M | ||
| Q2 25 | $-6.5M | $-256.7K | ||
| Q1 25 | $6.0M | $-5.7M | ||
| Q4 24 | $5.9M | $-1.9M | ||
| Q3 24 | $5.7M | $-3.2M | ||
| Q2 24 | $5.0M | $-4.1M | ||
| Q1 24 | $7.0M | $-9.8M |
| Q4 25 | — | 43.9% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 52.8% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 20.0% |
| Q4 25 | 46.1% | -3.7% | ||
| Q3 25 | 35.0% | -14.3% | ||
| Q2 25 | -87.2% | 1.0% | ||
| Q1 25 | 29.9% | -115.6% | ||
| Q4 24 | 29.0% | -22.7% | ||
| Q3 24 | 29.8% | -73.1% | ||
| Q2 24 | 26.8% | -90.9% | ||
| Q1 24 | 38.3% | -270.3% |
| Q4 25 | 32.5% | -17.0% | ||
| Q3 25 | 27.1% | -29.0% | ||
| Q2 25 | -63.9% | -2.6% | ||
| Q1 25 | 23.4% | -111.0% | ||
| Q4 24 | 29.8% | -23.7% | ||
| Q3 24 | 23.5% | -74.0% | ||
| Q2 24 | 21.3% | -91.8% | ||
| Q1 24 | 29.7% | -270.5% |
| Q4 25 | $1.61 | $-0.01 | ||
| Q3 25 | $1.62 | $-0.02 | ||
| Q2 25 | $-1.35 | $0.00 | ||
| Q1 25 | $1.26 | $-0.03 | ||
| Q4 24 | $1.24 | $-0.01 | ||
| Q3 24 | $1.19 | $-0.02 | ||
| Q2 24 | $1.05 | $-0.02 | ||
| Q1 24 | $1.48 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $50.1M | $3.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $254.7M | $38.2M |
| Total Assets | $2.7B | $74.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $50.1M | $3.2M | ||
| Q3 25 | $107.6M | $5.7M | ||
| Q2 25 | $320.1M | $11.4M | ||
| Q1 25 | $53.4M | $15.9M | ||
| Q4 24 | $47.0M | $466.5K | ||
| Q3 24 | $80.4M | $220.4K | ||
| Q2 24 | $70.2M | $608.2K | ||
| Q1 24 | $94.9M | $948.1K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $99.1M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $254.7M | $38.2M | ||
| Q3 25 | $245.3M | $39.6M | ||
| Q2 25 | $235.0M | $42.0M | ||
| Q1 25 | $228.3M | $40.6M | ||
| Q4 24 | $215.3M | $13.5M | ||
| Q3 24 | $220.7M | $13.7M | ||
| Q2 24 | $201.2M | $14.8M | ||
| Q1 24 | $197.1M | $16.7M |
| Q4 25 | $2.7B | $74.2M | ||
| Q3 25 | $2.7B | $69.6M | ||
| Q2 25 | $2.9B | $70.0M | ||
| Q1 25 | $2.8B | $63.5M | ||
| Q4 24 | $2.8B | $42.4M | ||
| Q3 24 | $2.8B | $39.0M | ||
| Q2 24 | $2.8B | $35.7M | ||
| Q1 24 | $2.8B | $35.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.42× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $45.5M | $-1.5M |
| Free Cash FlowOCF − Capex | $43.8M | $-3.2M |
| FCF MarginFCF / Revenue | 183.7% | -22.3% |
| Capex IntensityCapex / Revenue | 7.1% | 11.8% |
| Cash ConversionOCF / Net Profit | 5.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $71.9M | $-22.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $45.5M | $-1.5M | ||
| Q3 25 | $12.2M | $-7.5M | ||
| Q2 25 | $9.7M | $-3.5M | ||
| Q1 25 | $7.2M | $-6.1M | ||
| Q4 24 | $29.8M | $-3.3M | ||
| Q3 24 | $9.2M | $-2.5M | ||
| Q2 24 | $6.5M | $-1.0M | ||
| Q1 24 | $7.9M | $-2.7M |
| Q4 25 | $43.8M | $-3.2M | ||
| Q3 25 | $11.8M | $-8.2M | ||
| Q2 25 | $9.4M | $-3.8M | ||
| Q1 25 | $6.9M | $-7.0M | ||
| Q4 24 | $26.2M | $-3.4M | ||
| Q3 24 | $8.6M | $-4.2M | ||
| Q2 24 | $5.5M | $-3.1M | ||
| Q1 24 | $7.9M | $-2.8M |
| Q4 25 | 183.7% | -22.3% | ||
| Q3 25 | 41.1% | -64.1% | ||
| Q2 25 | 92.9% | -37.7% | ||
| Q1 25 | 26.7% | -136.2% | ||
| Q4 24 | 101.2% | -41.7% | ||
| Q3 24 | 35.2% | -96.9% | ||
| Q2 24 | 23.4% | -69.5% | ||
| Q1 24 | 33.1% | -76.9% |
| Q4 25 | 7.1% | 11.8% | ||
| Q3 25 | 1.4% | 5.9% | ||
| Q2 25 | 3.6% | 3.2% | ||
| Q1 25 | 1.3% | 17.0% | ||
| Q4 24 | 14.0% | 1.5% | ||
| Q3 24 | 2.5% | 38.8% | ||
| Q2 24 | 4.4% | 46.8% | ||
| Q1 24 | 0.3% | 3.5% |
| Q4 25 | 5.88× | — | ||
| Q3 25 | 1.57× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.19× | — | ||
| Q4 24 | 5.04× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 1.30× | — | ||
| Q1 24 | 1.13× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHMG
Segment breakdown not available.
SSII
| System Sales | $13.4M | 92% |
| Other | $1.2M | 8% |
