vs

Side-by-side financial comparison of Cherry Hill Mortgage Investment Corp (CHMI) and FLEXIBLE SOLUTIONS INTERNATIONAL INC (FSI). Click either name above to swap in a different company.

Cherry Hill Mortgage Investment Corp is the larger business by last-quarter revenue ($11.8M vs $9.1M, roughly 1.3× FLEXIBLE SOLUTIONS INTERNATIONAL INC). On growth, FLEXIBLE SOLUTIONS INTERNATIONAL INC posted the faster year-over-year revenue change (-0.5% vs -37.2%). Over the past eight quarters, FLEXIBLE SOLUTIONS INTERNATIONAL INC's revenue compounded faster (-0.6% CAGR vs -15.2%).

Cherry Hill Mortgage Investment Corp is a U.S.-headquartered real estate finance firm focused on acquiring, investing in and managing residential mortgage-related assets. Its core holdings include agency mortgage-backed securities, residential loans and mortgage servicing rights, operating primarily in the U.S. domestic housing finance market.

Flexible Solutions International Inc develops and manufactures specialty chemicals for water conservation, energy efficiency, and agricultural use. Core products include water body evaporative reduction solutions, farm crop yield additives, and swimming pool heat retention products, serving customers across North America and global agricultural markets.

CHMI vs FSI — Head-to-Head

Bigger by revenue
CHMI
CHMI
1.3× larger
CHMI
$11.8M
$9.1M
FSI
Growing faster (revenue YoY)
FSI
FSI
+36.7% gap
FSI
-0.5%
-37.2%
CHMI
Faster 2-yr revenue CAGR
FSI
FSI
Annualised
FSI
-0.6%
-15.2%
CHMI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHMI
CHMI
FSI
FSI
Revenue
$11.8M
$9.1M
Net Profit
$-460.9K
Gross Margin
78.9%
29.4%
Operating Margin
72.1%
11.6%
Net Margin
-5.1%
Revenue YoY
-37.2%
-0.5%
Net Profit YoY
-167.8%
EPS (diluted)
$0.18
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHMI
CHMI
FSI
FSI
Q4 25
$11.8M
$9.1M
Q3 25
$8.6M
$10.6M
Q2 25
$6.0M
$11.4M
Q1 25
$-3.0M
$7.5M
Q4 24
$18.7M
$9.2M
Q3 24
$-7.1M
$9.3M
Q2 24
$6.6M
$10.5M
Q1 24
$16.3M
$9.2M
Net Profit
CHMI
CHMI
FSI
FSI
Q4 25
$-460.9K
Q3 25
$4.5M
$-503.4K
Q2 25
$1.6M
$2.0M
Q1 25
$-7.0M
$-277.7K
Q4 24
$679.6K
Q3 24
$-12.4M
$611.9K
Q2 24
$784.0K
$1.3M
Q1 24
$12.1M
$457.2K
Gross Margin
CHMI
CHMI
FSI
FSI
Q4 25
78.9%
29.4%
Q3 25
73.2%
23.9%
Q2 25
67.7%
47.4%
Q1 25
183.4%
26.1%
Q4 24
83.3%
29.2%
Q3 24
145.3%
40.9%
Q2 24
47.5%
37.4%
Q1 24
83.9%
30.6%
Operating Margin
CHMI
CHMI
FSI
FSI
Q4 25
72.1%
11.6%
Q3 25
56.0%
2.9%
Q2 25
44.4%
29.0%
Q1 25
223.6%
-0.9%
Q4 24
76.2%
9.4%
Q3 24
171.8%
20.5%
Q2 24
22.0%
18.7%
Q1 24
78.0%
8.3%
Net Margin
CHMI
CHMI
FSI
FSI
Q4 25
-5.1%
Q3 25
52.7%
-4.8%
Q2 25
25.9%
17.8%
Q1 25
229.2%
-3.7%
Q4 24
7.4%
Q3 24
175.8%
6.6%
Q2 24
11.9%
12.3%
Q1 24
73.7%
5.0%
EPS (diluted)
CHMI
CHMI
FSI
FSI
Q4 25
$0.18
$-0.03
Q3 25
$0.05
$-0.04
Q2 25
$-0.03
$0.15
Q1 25
$-0.29
$-0.02
Q4 24
$0.30
$0.05
Q3 24
$-0.49
$0.05
Q2 24
$-0.06
$0.10
Q1 24
$0.32
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHMI
CHMI
FSI
FSI
Cash + ST InvestmentsLiquidity on hand
$54.9M
Total DebtLower is stronger
$146.3M
$4.4M
Stockholders' EquityBook value
$236.0M
$38.9M
Total Assets
$1.5B
$61.8M
Debt / EquityLower = less leverage
0.62×
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHMI
CHMI
FSI
FSI
Q4 25
$54.9M
Q3 25
$55.4M
Q2 25
$58.0M
$10.0M
Q1 25
$47.3M
$11.0M
Q4 24
$46.3M
$10.0M
Q3 24
$50.2M
$13.0M
Q2 24
$52.4M
$9.2M
Q1 24
$47.5M
$8.3M
Total Debt
CHMI
CHMI
FSI
FSI
Q4 25
$146.3M
$4.4M
Q3 25
$148.0M
$7.1M
Q2 25
$150.1M
$7.5M
Q1 25
$150.1M
$8.1M
Q4 24
$152.1M
$8.8M
Q3 24
$151.8M
$9.4M
Q2 24
$160.5M
$8.3M
Q1 24
$167.5M
$8.0M
Stockholders' Equity
CHMI
CHMI
FSI
FSI
Q4 25
$236.0M
$38.9M
Q3 25
$233.1M
$39.0M
Q2 25
$229.9M
$39.4M
Q1 25
$226.6M
$38.4M
Q4 24
$230.3M
$38.0M
Q3 24
$236.7M
$36.9M
Q2 24
$234.5M
$36.2M
Q1 24
$247.0M
$36.0M
Total Assets
CHMI
CHMI
FSI
FSI
Q4 25
$1.5B
$61.8M
Q3 25
$1.5B
$58.4M
Q2 25
$1.5B
$58.2M
Q1 25
$1.4B
$61.7M
Q4 24
$1.5B
$60.0M
Q3 24
$1.6B
$57.8M
Q2 24
$1.4B
$56.3M
Q1 24
$1.4B
$57.6M
Debt / Equity
CHMI
CHMI
FSI
FSI
Q4 25
0.62×
0.11×
Q3 25
0.63×
0.18×
Q2 25
0.65×
0.19×
Q1 25
0.66×
0.21×
Q4 24
0.66×
0.23×
Q3 24
0.64×
0.25×
Q2 24
0.68×
0.23×
Q1 24
0.68×
0.22×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHMI
CHMI
FSI
FSI
Operating Cash FlowLast quarter
$19.1M
$-3.0M
Free Cash FlowOCF − Capex
$-4.0M
FCF MarginFCF / Revenue
-44.3%
Capex IntensityCapex / Revenue
11.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-591.7K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHMI
CHMI
FSI
FSI
Q4 25
$19.1M
$-3.0M
Q3 25
$-2.4M
$2.0M
Q2 25
$12.5M
$5.3M
Q1 25
$682.0K
$-544.3K
Q4 24
$-4.7M
$-2.2M
Q3 24
$4.4M
$2.5M
Q2 24
$4.1M
$5.9M
Q1 24
$-19.1M
$-604.8K
Free Cash Flow
CHMI
CHMI
FSI
FSI
Q4 25
$-4.0M
Q3 25
$39.4K
Q2 25
$4.3M
Q1 25
$-898.4K
Q4 24
$-4.3M
Q3 24
$1.3M
Q2 24
$4.7M
Q1 24
$-1.1M
FCF Margin
CHMI
CHMI
FSI
FSI
Q4 25
-44.3%
Q3 25
0.4%
Q2 25
37.9%
Q1 25
-12.0%
Q4 24
-47.0%
Q3 24
13.6%
Q2 24
44.9%
Q1 24
-11.7%
Capex Intensity
CHMI
CHMI
FSI
FSI
Q4 25
11.7%
Q3 25
18.7%
Q2 25
8.6%
Q1 25
4.7%
Q4 24
22.8%
Q3 24
13.0%
Q2 24
11.3%
Q1 24
5.2%
Cash Conversion
CHMI
CHMI
FSI
FSI
Q4 25
Q3 25
-0.53×
Q2 25
7.98×
2.60×
Q1 25
Q4 24
-3.27×
Q3 24
4.05×
Q2 24
5.18×
4.59×
Q1 24
-1.58×
-1.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons