vs

Side-by-side financial comparison of Cherry Hill Mortgage Investment Corp (CHMI) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $11.8M, roughly 1.9× Cherry Hill Mortgage Investment Corp). On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs -37.2%). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs -15.2%).

Cherry Hill Mortgage Investment Corp is a U.S.-headquartered real estate finance firm focused on acquiring, investing in and managing residential mortgage-related assets. Its core holdings include agency mortgage-backed securities, residential loans and mortgage servicing rights, operating primarily in the U.S. domestic housing finance market.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

CHMI vs RFIL — Head-to-Head

Bigger by revenue
RFIL
RFIL
1.9× larger
RFIL
$22.7M
$11.8M
CHMI
Growing faster (revenue YoY)
RFIL
RFIL
+60.1% gap
RFIL
22.9%
-37.2%
CHMI
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
-15.2%
CHMI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CHMI
CHMI
RFIL
RFIL
Revenue
$11.8M
$22.7M
Net Profit
$173.0K
Gross Margin
78.9%
36.8%
Operating Margin
72.1%
4.0%
Net Margin
0.8%
Revenue YoY
-37.2%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.18
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHMI
CHMI
RFIL
RFIL
Q4 25
$11.8M
$22.7M
Q3 25
$8.6M
$19.8M
Q2 25
$6.0M
$18.9M
Q1 25
$-3.0M
$19.2M
Q4 24
$18.7M
$18.5M
Q3 24
$-7.1M
$16.8M
Q2 24
$6.6M
$16.1M
Q1 24
$16.3M
$13.5M
Net Profit
CHMI
CHMI
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$4.5M
$392.0K
Q2 25
$1.6M
$-245.0K
Q1 25
$-7.0M
$-245.0K
Q4 24
$-238.0K
Q3 24
$-12.4M
$-705.0K
Q2 24
$784.0K
$-4.3M
Q1 24
$12.1M
$-1.4M
Gross Margin
CHMI
CHMI
RFIL
RFIL
Q4 25
78.9%
36.8%
Q3 25
73.2%
34.0%
Q2 25
67.7%
31.5%
Q1 25
183.4%
29.8%
Q4 24
83.3%
31.3%
Q3 24
145.3%
29.5%
Q2 24
47.5%
29.9%
Q1 24
83.9%
24.5%
Operating Margin
CHMI
CHMI
RFIL
RFIL
Q4 25
72.1%
4.0%
Q3 25
56.0%
3.6%
Q2 25
44.4%
0.6%
Q1 25
223.6%
0.3%
Q4 24
76.2%
0.5%
Q3 24
171.8%
-2.5%
Q2 24
22.0%
-2.6%
Q1 24
78.0%
-15.5%
Net Margin
CHMI
CHMI
RFIL
RFIL
Q4 25
0.8%
Q3 25
52.7%
2.0%
Q2 25
25.9%
-1.3%
Q1 25
229.2%
-1.3%
Q4 24
-1.3%
Q3 24
175.8%
-4.2%
Q2 24
11.9%
-26.7%
Q1 24
73.7%
-10.1%
EPS (diluted)
CHMI
CHMI
RFIL
RFIL
Q4 25
$0.18
$0.01
Q3 25
$0.05
$0.04
Q2 25
$-0.03
$-0.02
Q1 25
$-0.29
$-0.02
Q4 24
$0.30
$-0.02
Q3 24
$-0.49
$-0.07
Q2 24
$-0.06
$-0.41
Q1 24
$0.32
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHMI
CHMI
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$54.9M
$5.1M
Total DebtLower is stronger
$146.3M
Stockholders' EquityBook value
$236.0M
$35.2M
Total Assets
$1.5B
$73.0M
Debt / EquityLower = less leverage
0.62×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHMI
CHMI
RFIL
RFIL
Q4 25
$54.9M
$5.1M
Q3 25
$55.4M
$3.0M
Q2 25
$58.0M
$3.6M
Q1 25
$47.3M
$1.3M
Q4 24
$46.3M
$839.0K
Q3 24
$50.2M
$1.8M
Q2 24
$52.4M
$1.4M
Q1 24
$47.5M
$4.5M
Total Debt
CHMI
CHMI
RFIL
RFIL
Q4 25
$146.3M
Q3 25
$148.0M
Q2 25
$150.1M
Q1 25
$150.1M
Q4 24
$152.1M
Q3 24
$151.8M
Q2 24
$160.5M
Q1 24
$167.5M
Stockholders' Equity
CHMI
CHMI
RFIL
RFIL
Q4 25
$236.0M
$35.2M
Q3 25
$233.1M
$34.8M
Q2 25
$229.9M
$34.2M
Q1 25
$226.6M
$34.2M
Q4 24
$230.3M
$34.1M
Q3 24
$236.7M
$34.1M
Q2 24
$234.5M
$34.6M
Q1 24
$247.0M
$38.7M
Total Assets
CHMI
CHMI
RFIL
RFIL
Q4 25
$1.5B
$73.0M
Q3 25
$1.5B
$73.2M
Q2 25
$1.5B
$72.7M
Q1 25
$1.4B
$70.4M
Q4 24
$1.5B
$71.0M
Q3 24
$1.6B
$71.9M
Q2 24
$1.4B
$72.8M
Q1 24
$1.4B
$79.1M
Debt / Equity
CHMI
CHMI
RFIL
RFIL
Q4 25
0.62×
Q3 25
0.63×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.66×
Q3 24
0.64×
Q2 24
0.68×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHMI
CHMI
RFIL
RFIL
Operating Cash FlowLast quarter
$19.1M
$2.1M
Free Cash FlowOCF − Capex
$2.0M
FCF MarginFCF / Revenue
9.0%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHMI
CHMI
RFIL
RFIL
Q4 25
$19.1M
$2.1M
Q3 25
$-2.4M
$-311.0K
Q2 25
$12.5M
$2.2M
Q1 25
$682.0K
$601.0K
Q4 24
$-4.7M
$-244.0K
Q3 24
$4.4M
$2.4M
Q2 24
$4.1M
$197.0K
Q1 24
$-19.1M
$840.0K
Free Cash Flow
CHMI
CHMI
RFIL
RFIL
Q4 25
$2.0M
Q3 25
$-419.0K
Q2 25
$2.2M
Q1 25
$574.0K
Q4 24
$-418.0K
Q3 24
$2.1M
Q2 24
$28.0K
Q1 24
$697.0K
FCF Margin
CHMI
CHMI
RFIL
RFIL
Q4 25
9.0%
Q3 25
-2.1%
Q2 25
11.4%
Q1 25
3.0%
Q4 24
-2.3%
Q3 24
12.6%
Q2 24
0.2%
Q1 24
5.2%
Capex Intensity
CHMI
CHMI
RFIL
RFIL
Q4 25
0.3%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.9%
Q3 24
1.5%
Q2 24
1.0%
Q1 24
1.1%
Cash Conversion
CHMI
CHMI
RFIL
RFIL
Q4 25
12.13×
Q3 25
-0.53×
-0.79×
Q2 25
7.98×
Q1 25
Q4 24
Q3 24
Q2 24
5.18×
Q1 24
-1.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHMI
CHMI

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

Related Comparisons