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Side-by-side financial comparison of Cherry Hill Mortgage Investment Corp (CHMI) and Rocky Mountain Chocolate Factory, Inc. (RMCF). Click either name above to swap in a different company.
Cherry Hill Mortgage Investment Corp is the larger business by last-quarter revenue ($11.8M vs $7.5M, roughly 1.6× Rocky Mountain Chocolate Factory, Inc.). On growth, Rocky Mountain Chocolate Factory, Inc. posted the faster year-over-year revenue change (-4.4% vs -37.2%). Over the past eight quarters, Rocky Mountain Chocolate Factory, Inc.'s revenue compounded faster (1.9% CAGR vs -15.2%).
Cherry Hill Mortgage Investment Corp is a U.S.-headquartered real estate finance firm focused on acquiring, investing in and managing residential mortgage-related assets. Its core holdings include agency mortgage-backed securities, residential loans and mortgage servicing rights, operating primarily in the U.S. domestic housing finance market.
Rocky Mountain Chocolate, formerly Rocky Mountain Chocolate Factory, Inc., is an international franchiser, confectionery manufacturer and retail operator in the United States, with outlets in Panama and the Philippines. The company is based in the town of Durango, Colorado, United States of America.
CHMI vs RMCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | ||
|---|---|---|
| Revenue | $11.8M | $7.5M |
| Net Profit | — | $-155.0K |
| Gross Margin | 78.9% | 34.0% |
| Operating Margin | 72.1% | 1.1% |
| Net Margin | — | -2.1% |
| Revenue YoY | -37.2% | -4.4% |
| Net Profit YoY | — | 81.7% |
| EPS (diluted) | $0.18 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $11.8M | $7.5M | ||
| Q3 25 | $8.6M | $6.8M | ||
| Q2 25 | $6.0M | $6.4M | ||
| Q1 25 | $-3.0M | $8.9M | ||
| Q4 24 | $18.7M | $7.9M | ||
| Q3 24 | $-7.1M | $6.4M | ||
| Q2 24 | $6.6M | $6.4M | ||
| Q1 24 | $16.3M | $7.3M |
| Q4 25 | — | $-155.0K | ||
| Q3 25 | $4.5M | $-662.0K | ||
| Q2 25 | $1.6M | $-324.0K | ||
| Q1 25 | $-7.0M | $-2.9M | ||
| Q4 24 | — | $-847.0K | ||
| Q3 24 | $-12.4M | $-722.0K | ||
| Q2 24 | $784.0K | $-1.7M | ||
| Q1 24 | $12.1M | $-1.6M |
| Q4 25 | 78.9% | 34.0% | ||
| Q3 25 | 73.2% | 23.6% | ||
| Q2 25 | 67.7% | 31.1% | ||
| Q1 25 | 183.4% | 10.8% | ||
| Q4 24 | 83.3% | 23.4% | ||
| Q3 24 | 145.3% | 31.8% | ||
| Q2 24 | 47.5% | 12.8% | ||
| Q1 24 | 83.9% | 24.3% |
| Q4 25 | 72.1% | 1.1% | ||
| Q3 25 | 56.0% | -7.0% | ||
| Q2 25 | 44.4% | -2.3% | ||
| Q1 25 | 223.6% | -30.3% | ||
| Q4 24 | 76.2% | -8.9% | ||
| Q3 24 | 171.8% | -14.3% | ||
| Q2 24 | 22.0% | -25.4% | ||
| Q1 24 | 78.0% | -21.7% |
| Q4 25 | — | -2.1% | ||
| Q3 25 | 52.7% | -9.7% | ||
| Q2 25 | 25.9% | -5.1% | ||
| Q1 25 | 229.2% | -32.5% | ||
| Q4 24 | — | -10.7% | ||
| Q3 24 | 175.8% | -11.3% | ||
| Q2 24 | 11.9% | -25.9% | ||
| Q1 24 | 73.7% | -21.9% |
| Q4 25 | $0.18 | $-0.02 | ||
| Q3 25 | $0.05 | $-0.09 | ||
| Q2 25 | $-0.03 | $-0.04 | ||
| Q1 25 | $-0.29 | $-0.38 | ||
| Q4 24 | $0.30 | $-0.11 | ||
| Q3 24 | $-0.49 | $-0.11 | ||
| Q2 24 | $-0.06 | $-0.26 | ||
| Q1 24 | $0.32 | $-0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $54.9M | $641.0K |
| Total DebtLower is stronger | $146.3M | — |
| Stockholders' EquityBook value | $236.0M | $6.0M |
| Total Assets | $1.5B | $20.7M |
| Debt / EquityLower = less leverage | 0.62× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $54.9M | $641.0K | ||
| Q3 25 | $55.4M | $2.0M | ||
| Q2 25 | $58.0M | $893.0K | ||
| Q1 25 | $47.3M | $720.0K | ||
| Q4 24 | $46.3M | $1.1M | ||
| Q3 24 | $50.2M | $973.0K | ||
| Q2 24 | $52.4M | $637.0K | ||
| Q1 24 | $47.5M | $2.1M |
| Q4 25 | $146.3M | — | ||
| Q3 25 | $148.0M | — | ||
| Q2 25 | $150.1M | — | ||
| Q1 25 | $150.1M | — | ||
| Q4 24 | $152.1M | — | ||
| Q3 24 | $151.8M | — | ||
| Q2 24 | $160.5M | — | ||
| Q1 24 | $167.5M | — |
| Q4 25 | $236.0M | $6.0M | ||
| Q3 25 | $233.1M | $6.1M | ||
| Q2 25 | $229.9M | $6.7M | ||
| Q1 25 | $226.6M | $7.0M | ||
| Q4 24 | $230.3M | $9.8M | ||
| Q3 24 | $236.7M | $10.5M | ||
| Q2 24 | $234.5M | $9.0M | ||
| Q1 24 | $247.0M | $10.6M |
| Q4 25 | $1.5B | $20.7M | ||
| Q3 25 | $1.5B | $22.3M | ||
| Q2 25 | $1.5B | $20.1M | ||
| Q1 25 | $1.4B | $21.2M | ||
| Q4 24 | $1.5B | $21.6M | ||
| Q3 24 | $1.6B | $21.1M | ||
| Q2 24 | $1.4B | $19.0M | ||
| Q1 24 | $1.4B | $20.6M |
| Q4 25 | 0.62× | — | ||
| Q3 25 | 0.63× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.66× | — | ||
| Q4 24 | 0.66× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.68× | — | ||
| Q1 24 | 0.68× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $19.1M | $-1.2M |
| Free Cash FlowOCF − Capex | — | $-1.3M |
| FCF MarginFCF / Revenue | — | -16.9% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.1M | $-1.2M | ||
| Q3 25 | $-2.4M | $-488.0K | ||
| Q2 25 | $12.5M | $350.0K | ||
| Q1 25 | $682.0K | $1.2M | ||
| Q4 24 | $-4.7M | $-2.1M | ||
| Q3 24 | $4.4M | $-3.5M | ||
| Q2 24 | $4.1M | $-2.2M | ||
| Q1 24 | $-19.1M | $129.0K |
| Q4 25 | — | $-1.3M | ||
| Q3 25 | — | $-544.0K | ||
| Q2 25 | — | $182.0K | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-4.6M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-352.3K |
| Q4 25 | — | -16.9% | ||
| Q3 25 | — | -8.0% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -72.6% | ||
| Q2 24 | — | -40.2% | ||
| Q1 24 | — | -4.9% |
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.5% | ||
| Q2 24 | — | 6.5% | ||
| Q1 24 | — | 6.6% |
| Q4 25 | — | — | ||
| Q3 25 | -0.53× | — | ||
| Q2 25 | 7.98× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 5.18× | — | ||
| Q1 24 | -1.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHMI
Segment breakdown not available.
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |