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Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $56.4M, roughly 1.3× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 10.9%, a 15.2% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -0.1%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

CHR vs KINS — Head-to-Head

Bigger by revenue
CHR
CHR
1.3× larger
CHR
$71.0M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+34.1% gap
KINS
34.0%
-0.1%
CHR
Higher net margin
KINS
KINS
15.2% more per $
KINS
26.2%
10.9%
CHR

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHR
CHR
KINS
KINS
Revenue
$71.0M
$56.4M
Net Profit
$7.8M
$14.8M
Gross Margin
70.7%
Operating Margin
11.7%
32.7%
Net Margin
10.9%
26.2%
Revenue YoY
-0.1%
34.0%
Net Profit YoY
-37.5%
171.4%
EPS (diluted)
$0.67
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
KINS
KINS
Q4 25
$56.4M
Q3 25
$55.7M
Q2 25
$71.0M
$52.3M
Q1 25
$50.5M
Q4 24
$42.1M
Q3 24
$40.8M
Q2 24
$71.1M
$36.5M
Q1 24
$35.8M
Net Profit
CHR
CHR
KINS
KINS
Q4 25
$14.8M
Q3 25
$10.9M
Q2 25
$7.8M
$11.3M
Q1 25
$3.9M
Q4 24
$5.4M
Q3 24
$7.0M
Q2 24
$12.4M
$4.5M
Q1 24
$1.4M
Gross Margin
CHR
CHR
KINS
KINS
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Operating Margin
CHR
CHR
KINS
KINS
Q4 25
32.7%
Q3 25
24.6%
Q2 25
11.7%
27.1%
Q1 25
9.3%
Q4 24
15.9%
Q3 24
22.3%
Q2 24
16.4%
15.7%
Q1 24
5.0%
Net Margin
CHR
CHR
KINS
KINS
Q4 25
26.2%
Q3 25
19.5%
Q2 25
10.9%
21.5%
Q1 25
7.7%
Q4 24
12.9%
Q3 24
17.1%
Q2 24
17.5%
12.4%
Q1 24
4.0%
EPS (diluted)
CHR
CHR
KINS
KINS
Q4 25
$1.09
Q3 25
$0.74
Q2 25
$0.67
$0.78
Q1 25
$0.27
Q4 24
$0.44
Q3 24
$0.55
Q2 24
$1.23
$0.37
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
KINS
KINS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$322.1M
$122.7M
Total Assets
$362.7M
$453.4M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
KINS
KINS
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$186.1M
Q1 24
Total Debt
CHR
CHR
KINS
KINS
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
CHR
CHR
KINS
KINS
Q4 25
$122.7M
Q3 25
$107.7M
Q2 25
$322.1M
$94.9M
Q1 25
$82.2M
Q4 24
$66.7M
Q3 24
$59.7M
Q2 24
$286.1M
$40.8M
Q1 24
$35.7M
Total Assets
CHR
CHR
KINS
KINS
Q4 25
$453.4M
Q3 25
$428.6M
Q2 25
$362.7M
$393.4M
Q1 25
$385.4M
Q4 24
$374.9M
Q3 24
$347.0M
Q2 24
$333.2M
$319.8M
Q1 24
$318.3M
Debt / Equity
CHR
CHR
KINS
KINS
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
KINS
KINS
Operating Cash FlowLast quarter
$3.9M
$75.9M
Free Cash FlowOCF − Capex
$73.1M
FCF MarginFCF / Revenue
129.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
0.51×
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
KINS
KINS
Q4 25
$75.9M
Q3 25
$25.9M
Q2 25
$3.9M
$9.3M
Q1 25
$17.9M
Q4 24
$57.9M
Q3 24
$21.7M
Q2 24
$-6.7M
$7.1M
Q1 24
$6.1M
Free Cash Flow
CHR
CHR
KINS
KINS
Q4 25
$73.1M
Q3 25
$25.3M
Q2 25
$8.7M
Q1 25
$17.0M
Q4 24
$55.6M
Q3 24
$21.0M
Q2 24
$6.6M
Q1 24
$5.6M
FCF Margin
CHR
CHR
KINS
KINS
Q4 25
129.5%
Q3 25
45.4%
Q2 25
16.6%
Q1 25
33.7%
Q4 24
132.1%
Q3 24
51.6%
Q2 24
18.1%
Q1 24
15.5%
Capex Intensity
CHR
CHR
KINS
KINS
Q4 25
5.0%
Q3 25
1.2%
Q2 25
1.1%
Q1 25
1.7%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.4%
Q1 24
1.5%
Cash Conversion
CHR
CHR
KINS
KINS
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.51×
0.82×
Q1 25
4.60×
Q4 24
10.65×
Q3 24
3.12×
Q2 24
-0.54×
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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