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Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and NORTHRIM BANCORP INC (NRIM). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $61.2M, roughly 1.2× NORTHRIM BANCORP INC). On growth, NORTHRIM BANCORP INC posted the faster year-over-year revenue change (11.6% vs -0.1%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

Northrim Bancorp Inc is a U.S. regional bank holding company based in Anchorage, Alaska. It offers commercial and consumer banking services including deposit accounts, business and personal loans, mortgage products, and wealth management solutions, serving local small businesses, individual customers and corporate clients in its operating areas.

CHR vs NRIM — Head-to-Head

Bigger by revenue
CHR
CHR
1.2× larger
CHR
$71.0M
$61.2M
NRIM
Growing faster (revenue YoY)
NRIM
NRIM
+11.7% gap
NRIM
11.6%
-0.1%
CHR

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHR
CHR
NRIM
NRIM
Revenue
$71.0M
$61.2M
Net Profit
$7.8M
Gross Margin
70.7%
79.9%
Operating Margin
11.7%
27.2%
Net Margin
10.9%
Revenue YoY
-0.1%
11.6%
Net Profit YoY
-37.5%
EPS (diluted)
$0.67
$-2.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
NRIM
NRIM
Q4 25
$61.2M
Q3 25
$77.2M
Q2 25
$71.0M
$61.4M
Q1 25
$55.8M
Q4 24
$54.8M
Q3 24
$51.0M
Q2 24
$71.1M
$46.5M
Q1 24
$43.7M
Net Profit
CHR
CHR
NRIM
NRIM
Q4 25
Q3 25
$27.1M
Q2 25
$7.8M
$11.8M
Q1 25
$13.3M
Q4 24
Q3 24
$8.8M
Q2 24
$12.4M
$9.0M
Q1 24
$8.2M
Gross Margin
CHR
CHR
NRIM
NRIM
Q4 25
79.9%
Q3 25
84.0%
Q2 25
70.7%
78.5%
Q1 25
84.1%
Q4 24
77.8%
Q3 24
75.2%
Q2 24
73.4%
79.1%
Q1 24
78.2%
Operating Margin
CHR
CHR
NRIM
NRIM
Q4 25
27.2%
Q3 25
44.8%
Q2 25
11.7%
25.7%
Q1 25
31.5%
Q4 24
24.3%
Q3 24
22.8%
Q2 24
16.4%
24.9%
Q1 24
24.1%
Net Margin
CHR
CHR
NRIM
NRIM
Q4 25
Q3 25
35.1%
Q2 25
10.9%
19.2%
Q1 25
23.9%
Q4 24
Q3 24
17.3%
Q2 24
17.5%
19.4%
Q1 24
18.8%
EPS (diluted)
CHR
CHR
NRIM
NRIM
Q4 25
$-2.80
Q3 25
$1.20
Q2 25
$0.67
$2.09
Q1 25
$2.38
Q4 24
$-1.83
Q3 24
$0.39
Q2 24
$1.23
$1.62
Q1 24
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
NRIM
NRIM
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$12.8M
Stockholders' EquityBook value
$322.1M
$326.5M
Total Assets
$362.7M
$3.3B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
NRIM
NRIM
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$186.1M
Q1 24
Total Debt
CHR
CHR
NRIM
NRIM
Q4 25
$12.8M
Q3 25
Q2 25
Q1 25
Q4 24
$23.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CHR
CHR
NRIM
NRIM
Q4 25
$326.5M
Q3 25
$315.7M
Q2 25
$322.1M
$290.2M
Q1 25
$279.8M
Q4 24
$267.1M
Q3 24
$260.1M
Q2 24
$286.1M
$247.2M
Q1 24
$239.3M
Total Assets
CHR
CHR
NRIM
NRIM
Q4 25
$3.3B
Q3 25
$3.3B
Q2 25
$362.7M
$3.2B
Q1 25
$3.1B
Q4 24
$3.0B
Q3 24
$3.0B
Q2 24
$333.2M
$2.8B
Q1 24
$2.8B
Debt / Equity
CHR
CHR
NRIM
NRIM
Q4 25
0.04×
Q3 25
Q2 25
Q1 25
Q4 24
0.09×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
NRIM
NRIM
Operating Cash FlowLast quarter
$3.9M
$139.3M
Free Cash FlowOCF − Capex
$133.9M
FCF MarginFCF / Revenue
218.9%
Capex IntensityCapex / Revenue
8.9%
Cash ConversionOCF / Net Profit
0.51×
TTM Free Cash FlowTrailing 4 quarters
$235.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
NRIM
NRIM
Q4 25
$139.3M
Q3 25
$92.7M
Q2 25
$3.9M
$-4.4M
Q1 25
$16.5M
Q4 24
$-8.7M
Q3 24
$-201.0K
Q2 24
$-6.7M
$-38.5M
Q1 24
$-5.5M
Free Cash Flow
CHR
CHR
NRIM
NRIM
Q4 25
$133.9M
Q3 25
$89.9M
Q2 25
$-4.7M
Q1 25
$16.3M
Q4 24
$-9.3M
Q3 24
$-330.0K
Q2 24
$-39.4M
Q1 24
$-6.6M
FCF Margin
CHR
CHR
NRIM
NRIM
Q4 25
218.9%
Q3 25
116.5%
Q2 25
-7.7%
Q1 25
29.3%
Q4 24
-17.1%
Q3 24
-0.6%
Q2 24
-84.7%
Q1 24
-15.1%
Capex Intensity
CHR
CHR
NRIM
NRIM
Q4 25
8.9%
Q3 25
3.5%
Q2 25
0.5%
Q1 25
0.4%
Q4 24
1.1%
Q3 24
0.3%
Q2 24
1.9%
Q1 24
2.4%
Cash Conversion
CHR
CHR
NRIM
NRIM
Q4 25
Q3 25
3.42×
Q2 25
0.51×
-0.37×
Q1 25
1.24×
Q4 24
Q3 24
-0.02×
Q2 24
-0.54×
-4.27×
Q1 24
-0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CHR
CHR

Segment breakdown not available.

NRIM
NRIM

Community Banking Segment$44.3M72%
Specialty Finance Segment$7.4M12%
Other$4.7M8%
Home Mortgage Lending Segment$3.6M6%
Credit And Debit Card$1.2M2%

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