NORTHRIM BANCORP INCNRIMEarnings & Financial Report
Northrim Bancorp Inc is a U.S. regional bank holding company based in Anchorage, Alaska. It offers commercial and consumer banking services including deposit accounts, business and personal loans, mortgage products, and wealth management solutions, serving local small businesses, individual customers and corporate clients in its operating areas.
NRIM Q4 FY2025 Key Financial Metrics
Revenue
$61.2M
Gross Profit
$48.9M
Operating Profit
$16.6M
Net Profit
N/A
Gross Margin
79.9%
Operating Margin
27.2%
Net Margin
N/A
YoY Growth
11.6%
EPS
$-2.80
NORTHRIM BANCORP INC Q4 FY2025 Financial Summary
NORTHRIM BANCORP INC reported revenue of $61.2M (up 11.6% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin). Cost of goods sold was $12.3M, operating expenses totaled $32.3M.
Key Financial Metrics
| Total Revenue | $61.2M |
|---|---|
| Net Profit | N/A |
| Gross Margin | 79.9% |
| Operating Margin | 27.2% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
NORTHRIM BANCORP INC Q4 FY2025 revenue of $61.2M breaks down across 5 segments, led by Community Banking Segment at $44.3M (72.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Community Banking Segment | $44.3M | 72.4% |
| Specialty Finance Segment | $7.4M | 12.1% |
| Other | $4.7M | 7.7% |
| Home Mortgage Lending Segment | $3.6M | 5.8% |
| Credit And Debit Card | $1.2M | 2.0% |
NORTHRIM BANCORP INC Revenue by Segment — Quarterly Trend
NORTHRIM BANCORP INC revenue by segment across the last 4 reported quarters, showing how each business line (such as Community Banking Segment and Specialty Finance Segment) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Community Banking Segment | $44.3M | $57.9M | $42.2M | $39.3M |
| Specialty Finance Segment | $7.4M | $7.8M | $6.8M | $6.7M |
| Other | $4.7M | $5.2M | $6.3M | $5.3M |
| Home Mortgage Lending Segment | $3.6M | $5.2M | $5.0M | $3.4M |
| Credit And Debit Card | $1.2M | $1.2M | $1.2M | $1.1M |
NORTHRIM BANCORP INC Annual Revenue by Year
NORTHRIM BANCORP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $255.6M).
NORTHRIM BANCORP INC Quarterly Revenue & Net Profit History
NORTHRIM BANCORP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $61.2M | +11.6% | N/A | N/A |
| Q3 FY2025 | $77.2M | +51.4% | $27.1M | 35.1% |
| Q2 FY2025 | $61.4M | +32.2% | $11.8M | 19.2% |
| Q1 FY2025 | $55.8M | +27.7% | $13.3M | 23.9% |
| Q4 FY2024 | $54.8M | +65.0% | N/A | N/A |
| Q3 FY2024 | $51.0M | +48.5% | $8.8M | 17.3% |
| Q2 FY2024 | $46.5M | +44.7% | $9.0M | 19.4% |
| Q1 FY2024 | $43.7M | +45.8% | $8.2M | 18.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $43.7M | $46.5M | $51.0M | $54.8M | $55.8M | $61.4M | $77.2M | $61.2M |
| YoY Growth | 45.8% | 44.7% | 48.5% | 65.0% | 27.7% | 32.2% | 51.4% | 11.6% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.76B | $2.82B | $2.96B | $3.04B | $3.14B | $3.24B | $3.31B | $3.29B |
| Liabilities | $2.52B | $2.57B | $2.70B | $2.77B | $2.86B | $2.95B | $3.00B | $2.96B |
| Equity | $239.3M | $247.2M | $260.1M | $267.1M | $279.8M | $290.2M | $315.7M | $326.5M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-5.5M | $-38.5M | $-201000 | $-8.7M | $16.5M | $-4.4M | $92.7M | $139.3M |