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Side-by-side financial comparison of Cheer Holding, Inc. (CHR) and SOUTHSIDE BANCSHARES INC (SBSI). Click either name above to swap in a different company.

Cheer Holding, Inc. is the larger business by last-quarter revenue ($71.0M vs $62.8M, roughly 1.1× SOUTHSIDE BANCSHARES INC). SOUTHSIDE BANCSHARES INC runs the higher net margin — 33.4% vs 10.9%, a 22.5% gap on every dollar of revenue. On growth, Cheer Holding, Inc. posted the faster year-over-year revenue change (-0.1% vs -4.8%).

Cheer Holding, Inc. is a diversified holding company primarily operating in the Chinese market, with core business segments covering early childhood education services, mobile lifestyle platforms, digital content offerings, and integrated consumer solutions for households and enterprise partners across multiple demand scenarios.

Southside Bancshares Inc. is a U.S.-based bank holding company primarily operating in Texas. It offers a full range of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial loans, and wealth management solutions, serving retail customers, small and medium-sized enterprises and local community groups.

CHR vs SBSI — Head-to-Head

Bigger by revenue
CHR
CHR
1.1× larger
CHR
$71.0M
$62.8M
SBSI
Growing faster (revenue YoY)
CHR
CHR
+4.7% gap
CHR
-0.1%
-4.8%
SBSI
Higher net margin
SBSI
SBSI
22.5% more per $
SBSI
33.4%
10.9%
CHR

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
CHR
CHR
SBSI
SBSI
Revenue
$71.0M
$62.8M
Net Profit
$7.8M
$21.0M
Gross Margin
70.7%
Operating Margin
11.7%
39.4%
Net Margin
10.9%
33.4%
Revenue YoY
-0.1%
-4.8%
Net Profit YoY
-37.5%
-3.7%
EPS (diluted)
$0.67
$0.70

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHR
CHR
SBSI
SBSI
Q4 25
$62.8M
Q3 25
$43.7M
Q2 25
$71.0M
$66.4M
Q1 25
$64.1M
Q4 24
$66.0M
Q3 24
$63.6M
Q2 24
$71.1M
$65.2M
Q1 24
$63.1M
Net Profit
CHR
CHR
SBSI
SBSI
Q4 25
$21.0M
Q3 25
$4.9M
Q2 25
$7.8M
$21.8M
Q1 25
$21.5M
Q4 24
$21.8M
Q3 24
$20.5M
Q2 24
$12.4M
$24.7M
Q1 24
$21.5M
Gross Margin
CHR
CHR
SBSI
SBSI
Q4 25
Q3 25
Q2 25
70.7%
Q1 25
Q4 24
Q3 24
Q2 24
73.4%
Q1 24
Operating Margin
CHR
CHR
SBSI
SBSI
Q4 25
39.4%
Q3 25
11.7%
Q2 25
11.7%
40.0%
Q1 25
40.9%
Q4 24
40.1%
Q3 24
39.2%
Q2 24
16.4%
45.9%
Q1 24
41.4%
Net Margin
CHR
CHR
SBSI
SBSI
Q4 25
33.4%
Q3 25
11.2%
Q2 25
10.9%
32.8%
Q1 25
33.6%
Q4 24
33.0%
Q3 24
32.3%
Q2 24
17.5%
37.9%
Q1 24
34.1%
EPS (diluted)
CHR
CHR
SBSI
SBSI
Q4 25
$0.70
Q3 25
$0.16
Q2 25
$0.67
$0.72
Q1 25
$0.71
Q4 24
$0.71
Q3 24
$0.68
Q2 24
$1.23
$0.81
Q1 24
$0.71

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CHR
CHR
SBSI
SBSI
Cash + ST InvestmentsLiquidity on hand
$389.8M
Total DebtLower is stronger
$300.0M
Stockholders' EquityBook value
$322.1M
$847.6M
Total Assets
$362.7M
$8.5B
Debt / EquityLower = less leverage
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CHR
CHR
SBSI
SBSI
Q4 25
$389.8M
Q3 25
$466.9M
Q2 25
$390.1M
Q1 25
$431.0M
Q4 24
$426.2M
Q3 24
$486.3M
Q2 24
$186.1M
$452.0M
Q1 24
$469.4M
Total Debt
CHR
CHR
SBSI
SBSI
Q4 25
$300.0M
Q3 25
$299.9M
Q2 25
$152.4M
Q1 25
$152.4M
Q4 24
$152.3M
Q3 24
$152.3M
Q2 24
$152.2M
Q1 24
$154.2M
Stockholders' Equity
CHR
CHR
SBSI
SBSI
Q4 25
$847.6M
Q3 25
$834.9M
Q2 25
$322.1M
$807.2M
Q1 25
$816.6M
Q4 24
$811.9M
Q3 24
$805.3M
Q2 24
$286.1M
$801.0M
Q1 24
$787.9M
Total Assets
CHR
CHR
SBSI
SBSI
Q4 25
$8.5B
Q3 25
$8.4B
Q2 25
$362.7M
$8.3B
Q1 25
$8.3B
Q4 24
$8.5B
Q3 24
$8.4B
Q2 24
$333.2M
$8.4B
Q1 24
$8.4B
Debt / Equity
CHR
CHR
SBSI
SBSI
Q4 25
0.35×
Q3 25
0.36×
Q2 25
0.19×
Q1 25
0.19×
Q4 24
0.19×
Q3 24
0.19×
Q2 24
0.19×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CHR
CHR
SBSI
SBSI
Operating Cash FlowLast quarter
$3.9M
$93.8M
Free Cash FlowOCF − Capex
$73.5M
FCF MarginFCF / Revenue
117.0%
Capex IntensityCapex / Revenue
32.4%
Cash ConversionOCF / Net Profit
0.51×
4.47×
TTM Free Cash FlowTrailing 4 quarters
$130.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CHR
CHR
SBSI
SBSI
Q4 25
$93.8M
Q3 25
$40.2M
Q2 25
$3.9M
$5.9M
Q1 25
$23.9M
Q4 24
$101.8M
Q3 24
$-11.7M
Q2 24
$-6.7M
$16.5M
Q1 24
$58.3M
Free Cash Flow
CHR
CHR
SBSI
SBSI
Q4 25
$73.5M
Q3 25
$37.4M
Q2 25
$-2.0M
Q1 25
$21.5M
Q4 24
$90.7M
Q3 24
$-14.2M
Q2 24
$15.4M
Q1 24
$55.7M
FCF Margin
CHR
CHR
SBSI
SBSI
Q4 25
117.0%
Q3 25
85.5%
Q2 25
-3.0%
Q1 25
33.6%
Q4 24
137.4%
Q3 24
-22.3%
Q2 24
23.6%
Q1 24
88.4%
Capex Intensity
CHR
CHR
SBSI
SBSI
Q4 25
32.4%
Q3 25
6.5%
Q2 25
12.0%
Q1 25
3.8%
Q4 24
16.9%
Q3 24
3.8%
Q2 24
1.7%
Q1 24
4.1%
Cash Conversion
CHR
CHR
SBSI
SBSI
Q4 25
4.47×
Q3 25
8.18×
Q2 25
0.51×
0.27×
Q1 25
1.11×
Q4 24
4.67×
Q3 24
-0.57×
Q2 24
-0.54×
0.67×
Q1 24
2.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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