SOUTHSIDE BANCSHARES INCSBSIEarnings & Financial Report
Southside Bancshares Inc. is a U.S.-based bank holding company primarily operating in Texas. It offers a full range of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial loans, and wealth management solutions, serving retail customers, small and medium-sized enterprises and local community groups.
SBSI Q4 FY2025 Key Financial Metrics
Revenue
$62.8M
Gross Profit
N/A
Operating Profit
$24.8M
Net Profit
$21.0M
Gross Margin
N/A
Operating Margin
39.4%
Net Margin
33.4%
YoY Growth
-4.8%
EPS
$0.70
SOUTHSIDE BANCSHARES INC Q4 FY2025 Financial Summary
SOUTHSIDE BANCSHARES INC reported revenue of $62.8M (down 4.8% YoY) for Q4 FY2025, with a net profit of $21.0M (down 3.7% YoY) (33.4% margin).
Key Financial Metrics
| Total Revenue | $62.8M |
|---|---|
| Net Profit | $21.0M |
| Gross Margin | N/A |
| Operating Margin | 39.4% |
| Report Period | Q4 FY2025 |
SOUTHSIDE BANCSHARES INC Annual Revenue by Year
SOUTHSIDE BANCSHARES INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $237.0M).
SOUTHSIDE BANCSHARES INC Quarterly Revenue & Net Profit History
SOUTHSIDE BANCSHARES INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $62.8M | -4.8% | $21.0M | 33.4% |
| Q3 FY2025 | $43.7M | -31.3% | $4.9M | 11.2% |
| Q2 FY2025 | $66.4M | +1.9% | $21.8M | 32.8% |
| Q1 FY2025 | $64.1M | +1.6% | $21.5M | 33.6% |
| Q4 FY2024 | $66.0M | +15.8% | $21.8M | 33.0% |
| Q3 FY2024 | $63.6M | -0.7% | $20.5M | 32.3% |
| Q2 FY2024 | $65.2M | +1.2% | $24.7M | 37.9% |
| Q1 FY2024 | $63.1M | -3.5% | $21.5M | 34.1% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $63.1M | $65.2M | $63.6M | $66.0M | $64.1M | $66.4M | $43.7M | $62.8M |
| YoY Growth | -3.5% | 1.2% | -0.7% | 15.8% | 1.6% | 1.9% | -31.3% | -4.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $8.35B | $8.36B | $8.36B | $8.52B | $8.34B | $8.34B | $8.38B | $8.51B |
| Liabilities | $7.57B | $7.56B | $7.56B | $7.71B | $7.53B | $7.53B | $7.55B | $7.67B |
| Equity | $787.9M | $801.0M | $805.3M | $811.9M | $816.6M | $807.2M | $834.9M | $847.6M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $58.3M | $16.5M | $-11.7M | $101.8M | $23.9M | $5.9M | $40.2M | $93.8M |