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Side-by-side financial comparison of Chime Financial, Inc. (CHYM) and Nu Holdings Ltd. (NU). Click either name above to swap in a different company.

Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.

Nubank is a Brazilian neobank headquartered in São Paulo, Brazil. Although it is not formally part of Brazil’s National Financial System, Nubank operates as a financial and payment institution regulated and supervised by the Central Bank of Brazil. It is the largest fintech bank in Latin America, with around 88 million customers in Brazil and 6 million between Mexico and Colombia and a revenue of $8 billion. At its initial public offering in December 2021, Nubank was valued at $45 billion.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CHYM
CHYM
NU
NU
Q3 25
$543.5M
Q2 25
$528.1M
Q3 24
$421.9M
Q2 24
$384.2M
Net Profit
CHYM
CHYM
NU
NU
Q3 25
$-54.7M
Q2 25
$-923.4M
Q3 24
$-22.0M
Q2 24
$385.0K
Gross Margin
CHYM
CHYM
NU
NU
Q3 25
87.2%
Q2 25
87.3%
Q3 24
87.3%
Q2 24
86.9%
Operating Margin
CHYM
CHYM
NU
NU
Q3 25
-11.9%
Q2 25
-176.2%
Q3 24
-7.3%
Q2 24
-2.5%
Net Margin
CHYM
CHYM
NU
NU
Q3 25
-10.1%
Q2 25
-174.8%
Q3 24
-5.2%
Q2 24
0.1%
EPS (diluted)
CHYM
CHYM
NU
NU
Q3 25
$-0.15
Q2 25
$-7.29
Q3 24
$-0.34
Q2 24
$0.00

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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