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Side-by-side financial comparison of Chime Financial, Inc. (CHYM) and Revolve Group, Inc. (RVLV). Click either name above to swap in a different company.
Chime Financial, Inc. is the larger business by last-quarter revenue ($543.5M vs $324.4M, roughly 1.7× Revolve Group, Inc.). Revolve Group, Inc. runs the higher net margin — 5.7% vs -10.1%, a 15.8% gap on every dollar of revenue. On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs 10.4%). Chime Financial, Inc. produced more free cash flow last quarter ($15.4M vs $-13.3M).
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.
Revolve Theatre Company is a Henley-on-Thames based theatre company specialising in political and Shakespearean plays. The company is owned by Oliver Dench, Joe Morris and Tom Smith.
CHYM vs RVLV — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $543.5M | $324.4M |
| Net Profit | $-54.7M | $18.6M |
| Gross Margin | 87.2% | 53.3% |
| Operating Margin | -11.9% | 6.3% |
| Net Margin | -10.1% | 5.7% |
| Revenue YoY | 28.8% | 10.4% |
| Net Profit YoY | -148.4% | 50.4% |
| EPS (diluted) | $-0.15 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $324.4M | ||
| Q3 25 | $543.5M | $295.6M | ||
| Q2 25 | $528.1M | $309.0M | ||
| Q1 25 | — | $296.7M | ||
| Q4 24 | — | $293.7M | ||
| Q3 24 | $421.9M | $283.1M | ||
| Q2 24 | $384.2M | $282.5M | ||
| Q1 24 | — | $270.6M |
| Q4 25 | — | $18.6M | ||
| Q3 25 | $-54.7M | $21.2M | ||
| Q2 25 | $-923.4M | $10.2M | ||
| Q1 25 | — | $11.8M | ||
| Q4 24 | — | $12.3M | ||
| Q3 24 | $-22.0M | $11.0M | ||
| Q2 24 | $385.0K | $15.4M | ||
| Q1 24 | — | $10.9M |
| Q4 25 | — | 53.3% | ||
| Q3 25 | 87.2% | 54.6% | ||
| Q2 25 | 87.3% | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | 87.3% | 51.2% | ||
| Q2 24 | 86.9% | 54.0% | ||
| Q1 24 | — | 52.3% |
| Q4 25 | — | 6.3% | ||
| Q3 25 | -11.9% | 7.1% | ||
| Q2 25 | -176.2% | 5.8% | ||
| Q1 25 | — | 5.0% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | -7.3% | 5.0% | ||
| Q2 24 | -2.5% | 5.8% | ||
| Q1 24 | — | 3.4% |
| Q4 25 | — | 5.7% | ||
| Q3 25 | -10.1% | 7.2% | ||
| Q2 25 | -174.8% | 3.3% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 4.2% | ||
| Q3 24 | -5.2% | 3.9% | ||
| Q2 24 | 0.1% | 5.4% | ||
| Q1 24 | — | 4.0% |
| Q4 25 | — | $0.27 | ||
| Q3 25 | $-0.15 | $0.29 | ||
| Q2 25 | $-7.29 | $0.14 | ||
| Q1 25 | — | $0.16 | ||
| Q4 24 | — | $0.18 | ||
| Q3 24 | $-0.34 | $0.15 | ||
| Q2 24 | $0.00 | $0.21 | ||
| Q1 24 | — | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $445.0M | $292.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $512.5M |
| Total Assets | $2.0B | $765.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $292.3M | ||
| Q3 25 | $445.0M | $315.4M | ||
| Q2 25 | $868.3M | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | $270.8M | $252.8M | ||
| Q2 24 | $295.4M | $244.7M | ||
| Q1 24 | — | $273.4M |
| Q4 25 | — | $512.5M | ||
| Q3 25 | $1.4B | $490.2M | ||
| Q2 25 | $1.4B | $468.6M | ||
| Q1 25 | — | $453.4M | ||
| Q4 24 | — | $437.8M | ||
| Q3 24 | $-1.9B | $420.8M | ||
| Q2 24 | $-1.9B | $405.8M | ||
| Q1 24 | — | $389.9M |
| Q4 25 | — | $765.0M | ||
| Q3 25 | $2.0B | $751.3M | ||
| Q2 25 | $1.9B | $722.9M | ||
| Q1 25 | — | $713.9M | ||
| Q4 24 | — | $665.5M | ||
| Q3 24 | — | $670.9M | ||
| Q2 24 | — | $657.8M | ||
| Q1 24 | — | $650.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.5M | $-10.2M |
| Free Cash FlowOCF − Capex | $15.4M | $-13.3M |
| FCF MarginFCF / Revenue | 2.8% | -4.1% |
| Capex IntensityCapex / Revenue | 0.4% | 1.0% |
| Cash ConversionOCF / Net Profit | — | -0.55× |
| TTM Free Cash FlowTrailing 4 quarters | — | $48.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-10.2M | ||
| Q3 25 | $17.5M | $11.8M | ||
| Q2 25 | $2.7M | $12.6M | ||
| Q1 25 | — | $45.1M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | — | $9.1M | ||
| Q2 24 | — | $-24.7M | ||
| Q1 24 | — | $38.4M |
| Q4 25 | — | $-13.3M | ||
| Q3 25 | $15.4M | $7.5M | ||
| Q2 25 | $-888.0K | $10.4M | ||
| Q1 25 | — | $43.4M | ||
| Q4 24 | — | $2.1M | ||
| Q3 24 | — | $8.0M | ||
| Q2 24 | — | $-25.7M | ||
| Q1 24 | — | $36.7M |
| Q4 25 | — | -4.1% | ||
| Q3 25 | 2.8% | 2.5% | ||
| Q2 25 | -0.2% | 3.4% | ||
| Q1 25 | — | 14.6% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | -9.1% | ||
| Q1 24 | — | 13.5% |
| Q4 25 | — | 1.0% | ||
| Q3 25 | 0.4% | 1.5% | ||
| Q2 25 | 0.7% | 0.7% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.6% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | — | -0.55× | ||
| Q3 25 | — | 0.56× | ||
| Q2 25 | — | 1.24× | ||
| Q1 25 | — | 3.82× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.83× | ||
| Q2 24 | — | -1.60× | ||
| Q1 24 | — | 3.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
