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Side-by-side financial comparison of CHIMERA INVESTMENT CORP (CIM) and Commerce.com, Inc. (CMRC). Click either name above to swap in a different company.
Commerce.com, Inc. is the larger business by last-quarter revenue ($89.5M vs $66.2M, roughly 1.4× CHIMERA INVESTMENT CORP). CHIMERA INVESTMENT CORP runs the higher net margin — 42.8% vs -9.3%, a 52.2% gap on every dollar of revenue. On growth, Commerce.com, Inc. posted the faster year-over-year revenue change (2.9% vs 0.5%). Over the past eight quarters, Commerce.com, Inc.'s revenue compounded faster (5.5% CAGR vs 0.8%).
Chimera Investment Corp is a US-based real estate investment trust (REIT) primarily investing in residential mortgage-backed securities, residential and commercial mortgage loans, and other real estate-related financial assets. It delivers sustainable risk-adjusted returns for shareholders via regular dividend distributions from its investment portfolio.
SPS Commerce, Inc. is a technology and application software company based in the United States that provides cloud-based supply chain management software. The company's headquarters are located in Minneapolis, Minnesota, but it also has a US office in New Jersey, and international locations in Amsterdam, Beijing, Breukelen, Hong Kong, Kyiv, Melbourne, Montpellier, Sydney, and Toronto.
CIM vs CMRC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $66.2M | $89.5M |
| Net Profit | $28.3M | $-8.4M |
| Gross Margin | — | 78.3% |
| Operating Margin | 42.6% | -7.4% |
| Net Margin | 42.8% | -9.3% |
| Revenue YoY | 0.5% | 2.9% |
| Net Profit YoY | 119.3% | -250.0% |
| EPS (diluted) | $0.05 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $66.2M | $89.5M | ||
| Q3 25 | $65.0M | $86.0M | ||
| Q2 25 | $66.0M | $84.4M | ||
| Q1 25 | $69.2M | $82.4M | ||
| Q4 24 | $65.8M | $87.0M | ||
| Q3 24 | $66.5M | $83.7M | ||
| Q2 24 | $67.3M | $81.8M | ||
| Q1 24 | $65.1M | $80.4M |
| Q4 25 | $28.3M | $-8.4M | ||
| Q3 25 | $-580.0K | $-2.2M | ||
| Q2 25 | $35.5M | $-8.4M | ||
| Q1 25 | $167.3M | $-353.0K | ||
| Q4 24 | $-146.5M | $-2.4M | ||
| Q3 24 | $136.5M | $-7.0M | ||
| Q2 24 | $56.7M | $-11.3M | ||
| Q1 24 | $129.5M | $-6.4M |
| Q4 25 | — | 78.3% | ||
| Q3 25 | — | 78.4% | ||
| Q2 25 | — | 79.0% | ||
| Q1 25 | — | 79.4% | ||
| Q4 24 | — | 77.6% | ||
| Q3 24 | — | 76.3% | ||
| Q2 24 | — | 75.8% | ||
| Q1 24 | — | 77.1% |
| Q4 25 | 42.6% | -7.4% | ||
| Q3 25 | -0.5% | -0.5% | ||
| Q2 25 | 54.3% | -8.0% | ||
| Q1 25 | — | -2.9% | ||
| Q4 24 | -222.6% | -0.9% | ||
| Q3 24 | — | -23.0% | ||
| Q2 24 | 84.2% | -16.5% | ||
| Q1 24 | — | -10.2% |
| Q4 25 | 42.8% | -9.3% | ||
| Q3 25 | -0.9% | -2.6% | ||
| Q2 25 | 53.7% | -9.9% | ||
| Q1 25 | 241.7% | -0.4% | ||
| Q4 24 | -222.6% | -2.7% | ||
| Q3 24 | 205.4% | -8.4% | ||
| Q2 24 | 84.2% | -13.8% | ||
| Q1 24 | 198.8% | -8.0% |
| Q4 25 | $0.05 | $-0.11 | ||
| Q3 25 | $-0.27 | $-0.03 | ||
| Q2 25 | $0.17 | $-0.10 | ||
| Q1 25 | $1.77 | $0.00 | ||
| Q4 24 | $-2.06 | $-0.03 | ||
| Q3 24 | $1.39 | $-0.09 | ||
| Q2 24 | $0.41 | $-0.15 | ||
| Q1 24 | $1.36 | $-0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $278.6M | $141.1M |
| Total DebtLower is stronger | $251.5M | $157.0M |
| Stockholders' EquityBook value | $2.6B | $39.4M |
| Total Assets | $15.8B | $308.8M |
| Debt / EquityLower = less leverage | 0.10× | 3.99× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $278.6M | $141.1M | ||
| Q3 25 | $491.5M | $142.0M | ||
| Q2 25 | $250.2M | $134.5M | ||
| Q1 25 | $253.3M | $120.7M | ||
| Q4 24 | $84.0M | $178.2M | ||
| Q3 24 | $97.3M | $168.4M | ||
| Q2 24 | $162.3M | $275.8M | ||
| Q1 24 | $169.0M | $265.2M |
| Q4 25 | $251.5M | $157.0M | ||
| Q3 25 | $251.0M | $157.3M | ||
| Q2 25 | $135.2M | $157.5M | ||
| Q1 25 | $134.9M | $157.8M | ||
| Q4 24 | $134.6M | $216.5M | ||
| Q3 24 | $134.4M | — | ||
| Q2 24 | $62.4M | $340.9M | ||
| Q1 24 | — | $340.5M |
| Q4 25 | $2.6B | $39.4M | ||
| Q3 25 | $2.6B | $42.8M | ||
| Q2 25 | $2.6B | $38.8M | ||
| Q1 25 | $2.6B | $38.1M | ||
| Q4 24 | $2.5B | $33.4M | ||
| Q3 24 | $2.7B | $29.0M | ||
| Q2 24 | $2.6B | $26.1M | ||
| Q1 24 | $2.6B | $26.9M |
| Q4 25 | $15.8B | $308.8M | ||
| Q3 25 | $15.1B | $309.5M | ||
| Q2 25 | $14.9B | $302.5M | ||
| Q1 25 | $13.2B | $286.3M | ||
| Q4 24 | $13.1B | $340.3M | ||
| Q3 24 | $13.7B | $335.1M | ||
| Q2 24 | $13.1B | $452.5M | ||
| Q1 24 | $12.5B | $442.5M |
| Q4 25 | 0.10× | 3.99× | ||
| Q3 25 | 0.10× | 3.67× | ||
| Q2 25 | 0.05× | 4.06× | ||
| Q1 25 | 0.05× | 4.14× | ||
| Q4 24 | 0.05× | 6.49× | ||
| Q3 24 | 0.05× | — | ||
| Q2 24 | 0.02× | 13.06× | ||
| Q1 24 | — | 12.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-248.9M | $980.0K |
| Free Cash FlowOCF − Capex | — | $-2.2M |
| FCF MarginFCF / Revenue | — | -2.4% |
| Capex IntensityCapex / Revenue | — | 3.5% |
| Cash ConversionOCF / Net Profit | -8.78× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-248.9M | $980.0K | ||
| Q3 25 | $-137.5M | $10.6M | ||
| Q2 25 | $-7.4M | $13.6M | ||
| Q1 25 | $48.8M | $401.0K | ||
| Q4 24 | $205.7M | $12.4M | ||
| Q3 24 | $41.4M | $5.6M | ||
| Q2 24 | $69.0M | $11.7M | ||
| Q1 24 | $57.3M | $-3.4M |
| Q4 25 | — | $-2.2M | ||
| Q3 25 | — | $7.6M | ||
| Q2 25 | — | $11.9M | ||
| Q1 25 | — | $-424.0K | ||
| Q4 24 | — | $11.6M | ||
| Q3 24 | — | $4.5M | ||
| Q2 24 | — | $10.7M | ||
| Q1 24 | — | $-4.2M |
| Q4 25 | — | -2.4% | ||
| Q3 25 | — | 8.8% | ||
| Q2 25 | — | 14.1% | ||
| Q1 25 | — | -0.5% | ||
| Q4 24 | — | 13.3% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 13.0% | ||
| Q1 24 | — | -5.3% |
| Q4 25 | — | 3.5% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | -8.78× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.21× | — | ||
| Q1 25 | 0.29× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 1.22× | — | ||
| Q1 24 | 0.44× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIM
Segment breakdown not available.
CMRC
| Subscription And Circulation | $65.2M | 73% |
| Partner And Services | $24.4M | 27% |
