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Side-by-side financial comparison of CHIMERA INVESTMENT CORP (CIM) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $66.2M, roughly 1.4× CHIMERA INVESTMENT CORP). CHIMERA INVESTMENT CORP runs the higher net margin — 42.8% vs -1.5%, a 44.3% gap on every dollar of revenue.

Chimera Investment Corp is a US-based real estate investment trust (REIT) primarily investing in residential mortgage-backed securities, residential and commercial mortgage loans, and other real estate-related financial assets. It delivers sustainable risk-adjusted returns for shareholders via regular dividend distributions from its investment portfolio.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

CIM vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.4× larger
PAL
$91.5M
$66.2M
CIM
Higher net margin
CIM
CIM
44.3% more per $
CIM
42.8%
-1.5%
PAL

Income Statement — Q4 FY2025 vs Q3 FY2024

Metric
CIM
CIM
PAL
PAL
Revenue
$66.2M
$91.5M
Net Profit
$28.3M
$-1.4M
Gross Margin
Operating Margin
42.6%
-2.4%
Net Margin
42.8%
-1.5%
Revenue YoY
0.5%
Net Profit YoY
119.3%
EPS (diluted)
$0.05
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIM
CIM
PAL
PAL
Q4 25
$66.2M
Q3 25
$65.0M
Q2 25
$66.0M
Q1 25
$69.2M
Q4 24
$65.8M
Q3 24
$66.5M
$91.5M
Q2 24
$67.3M
Q1 24
$65.1M
Net Profit
CIM
CIM
PAL
PAL
Q4 25
$28.3M
Q3 25
$-580.0K
Q2 25
$35.5M
Q1 25
$167.3M
Q4 24
$-146.5M
Q3 24
$136.5M
$-1.4M
Q2 24
$56.7M
Q1 24
$129.5M
Operating Margin
CIM
CIM
PAL
PAL
Q4 25
42.6%
Q3 25
-0.5%
Q2 25
54.3%
Q1 25
Q4 24
-222.6%
Q3 24
-2.4%
Q2 24
84.2%
Q1 24
Net Margin
CIM
CIM
PAL
PAL
Q4 25
42.8%
Q3 25
-0.9%
Q2 25
53.7%
Q1 25
241.7%
Q4 24
-222.6%
Q3 24
205.4%
-1.5%
Q2 24
84.2%
Q1 24
198.8%
EPS (diluted)
CIM
CIM
PAL
PAL
Q4 25
$0.05
Q3 25
$-0.27
Q2 25
$0.17
Q1 25
$1.77
Q4 24
$-2.06
Q3 24
$1.39
$-0.05
Q2 24
$0.41
Q1 24
$1.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIM
CIM
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$278.6M
$16.8M
Total DebtLower is stronger
$251.5M
$64.0M
Stockholders' EquityBook value
$2.6B
$338.5M
Total Assets
$15.8B
$498.2M
Debt / EquityLower = less leverage
0.10×
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIM
CIM
PAL
PAL
Q4 25
$278.6M
Q3 25
$491.5M
Q2 25
$250.2M
Q1 25
$253.3M
Q4 24
$84.0M
Q3 24
$97.3M
$16.8M
Q2 24
$162.3M
Q1 24
$169.0M
Total Debt
CIM
CIM
PAL
PAL
Q4 25
$251.5M
Q3 25
$251.0M
Q2 25
$135.2M
Q1 25
$134.9M
Q4 24
$134.6M
Q3 24
$134.4M
$64.0M
Q2 24
$62.4M
Q1 24
Stockholders' Equity
CIM
CIM
PAL
PAL
Q4 25
$2.6B
Q3 25
$2.6B
Q2 25
$2.6B
Q1 25
$2.6B
Q4 24
$2.5B
Q3 24
$2.7B
$338.5M
Q2 24
$2.6B
Q1 24
$2.6B
Total Assets
CIM
CIM
PAL
PAL
Q4 25
$15.8B
Q3 25
$15.1B
Q2 25
$14.9B
Q1 25
$13.2B
Q4 24
$13.1B
Q3 24
$13.7B
$498.2M
Q2 24
$13.1B
Q1 24
$12.5B
Debt / Equity
CIM
CIM
PAL
PAL
Q4 25
0.10×
Q3 25
0.10×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
0.19×
Q2 24
0.02×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIM
CIM
PAL
PAL
Operating Cash FlowLast quarter
$-248.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
-8.78×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIM
CIM
PAL
PAL
Q4 25
$-248.9M
Q3 25
$-137.5M
Q2 25
$-7.4M
Q1 25
$48.8M
Q4 24
$205.7M
Q3 24
$41.4M
Q2 24
$69.0M
Q1 24
$57.3M
Cash Conversion
CIM
CIM
PAL
PAL
Q4 25
-8.78×
Q3 25
Q2 25
-0.21×
Q1 25
0.29×
Q4 24
Q3 24
0.30×
Q2 24
1.22×
Q1 24
0.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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