vs
Side-by-side financial comparison of Cincinnati Financial (CINF) and Ecolab (ECL). Click either name above to swap in a different company.
Ecolab is the larger business by last-quarter revenue ($4.1B vs $2.8B, roughly 1.4× Cincinnati Financial). Ecolab runs the higher net margin — 10.6% vs 9.6%, a 1.1% gap on every dollar of revenue. On growth, Ecolab posted the faster year-over-year revenue change (10.0% vs -1.7%). Over the past eight quarters, Cincinnati Financial's revenue compounded faster (5.2% CAGR vs 1.0%).
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
Ecolab Inc., headquartered in Saint Paul, Minnesota, provides products related to water treatment, sanitation, and hygiene, primarily to commercial and industrial customers.
CINF vs ECL — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $4.1B |
| Net Profit | $274.0M | $432.6M |
| Gross Margin | — | — |
| Operating Margin | — | 15.3% |
| Net Margin | 9.6% | 10.6% |
| Revenue YoY | -1.7% | 10.0% |
| Net Profit YoY | — | 1.3% |
| EPS (diluted) | — | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q2 26 | — | $4.1B | ||
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | $4.2B | ||
| Q3 25 | $3.7B | $4.2B | ||
| Q2 25 | $3.2B | $4.0B | ||
| Q1 25 | $2.6B | $3.7B | ||
| Q4 24 | $2.5B | $4.0B | ||
| Q3 24 | $3.3B | $4.0B |
| Q2 26 | — | $432.6M | ||
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | $563.9M | ||
| Q3 25 | $1.1B | $585.0M | ||
| Q2 25 | $685.0M | $524.2M | ||
| Q1 25 | $-90.0M | $402.5M | ||
| Q4 24 | $405.0M | $472.9M | ||
| Q3 24 | $820.0M | $736.5M |
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | — | 44.0% | ||
| Q3 25 | — | 44.8% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 43.3% | ||
| Q3 24 | — | 43.4% |
| Q2 26 | — | 15.3% | ||
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | 17.0% | ||
| Q3 25 | 37.9% | 18.3% | ||
| Q2 25 | 26.3% | 17.6% | ||
| Q1 25 | -5.0% | 15.0% | ||
| Q4 24 | 18.9% | 14.6% | ||
| Q3 24 | 31.3% | 26.1% |
| Q2 26 | — | 10.6% | ||
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | 13.4% | ||
| Q3 25 | 30.1% | 14.0% | ||
| Q2 25 | 21.1% | 13.0% | ||
| Q1 25 | -3.5% | 10.9% | ||
| Q4 24 | 16.0% | 11.8% | ||
| Q3 24 | 24.7% | 18.4% |
| Q2 26 | — | $1.52 | ||
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $1.98 | ||
| Q3 25 | $7.11 | $2.05 | ||
| Q2 25 | $4.34 | $1.84 | ||
| Q1 25 | $-0.57 | $1.41 | ||
| Q4 24 | $2.57 | $1.65 | ||
| Q3 24 | $5.20 | $2.58 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $519.8K |
| Total DebtLower is stronger | $816.0M | $8.5M |
| Stockholders' EquityBook value | $15.7B | $10.0M |
| Total Assets | $41.2B | $25.0M |
| Debt / EquityLower = less leverage | 0.05× | 0.85× |
8-quarter trend — quarters aligned by calendar period.
| Q2 26 | — | $519.8K | ||
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $646.2M | ||
| Q3 25 | $1.6B | $2.0B | ||
| Q2 25 | $1.1B | $1.9B | ||
| Q1 25 | $1.1B | $1.2B | ||
| Q4 24 | $1.3B | $1.3B | ||
| Q3 24 | $1.8B | $1.3B |
| Q2 26 | — | $8.5M | ||
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | $7.4B | ||
| Q3 25 | $858.0M | $8.1B | ||
| Q2 25 | $859.0M | $7.5B | ||
| Q1 25 | $853.0M | $7.0B | ||
| Q4 24 | $850.0M | $6.9B | ||
| Q3 24 | $849.0M | $7.0B |
| Q2 26 | — | $10.0M | ||
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | $9.8B | ||
| Q3 25 | $15.4B | $9.7B | ||
| Q2 25 | $14.3B | $9.3B | ||
| Q1 25 | $13.7B | $8.9B | ||
| Q4 24 | $13.9B | $8.8B | ||
| Q3 24 | $13.8B | $8.5B |
| Q2 26 | — | $25.0M | ||
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | $24.7B | ||
| Q3 25 | $40.6B | $23.9B | ||
| Q2 25 | $38.8B | $23.7B | ||
| Q1 25 | $37.3B | $22.4B | ||
| Q4 24 | $36.5B | $22.4B | ||
| Q3 24 | $37.0B | $22.1B |
| Q2 26 | — | 0.85× | ||
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | 0.75× | ||
| Q3 25 | 0.06× | 0.83× | ||
| Q2 25 | 0.06× | 0.81× | ||
| Q1 25 | 0.06× | 0.79× | ||
| Q4 24 | 0.06× | 0.79× | ||
| Q3 24 | 0.06× | 0.82× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CINF
Segment breakdown not available.
ECL
| Product and equipment sales | $3.2B | 78% |
| Service and lease sales | $891.5M | 22% |
