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Side-by-side financial comparison of Cincinnati Financial (CINF) and Flutter Entertainment plc (FLUT). Click either name above to swap in a different company.
Flutter Entertainment plc is the larger business by last-quarter revenue ($4.7B vs $2.8B, roughly 1.7× Cincinnati Financial). Cincinnati Financial runs the higher net margin — 9.6% vs 0.2%, a 9.4% gap on every dollar of revenue. On growth, Flutter Entertainment plc posted the faster year-over-year revenue change (24.9% vs -1.7%). Over the past eight quarters, Flutter Entertainment plc's revenue compounded faster (18.1% CAGR vs 5.2%).
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
Flutter Entertainment plc is an Irish-American multinational sports betting and gambling company. It is listed on the New York Stock Exchange and has a secondary listing on the London Stock Exchange. It owns brands such as Betfair, FanDuel, Paddy Power, PokerStars, Sky Betting & Gaming, and Sportsbet. Flutter is the world's largest online betting company.
CINF vs FLUT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $4.7B |
| Net Profit | $274.0M | $10.0M |
| Gross Margin | — | 44.5% |
| Operating Margin | — | 5.4% |
| Net Margin | 9.6% | 0.2% |
| Revenue YoY | -1.7% | 24.9% |
| Net Profit YoY | 404.4% | -93.6% |
| EPS (diluted) | — | $0.00 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | $4.7B | ||
| Q3 25 | $3.7B | $3.8B | ||
| Q2 25 | $3.2B | $4.2B | ||
| Q1 25 | $2.6B | $3.7B | ||
| Q4 24 | $2.5B | $3.8B | ||
| Q3 24 | $3.3B | $3.2B | ||
| Q2 24 | $2.5B | $3.6B |
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | $10.0M | ||
| Q3 25 | $1.1B | $-789.0M | ||
| Q2 25 | $685.0M | $37.0M | ||
| Q1 25 | $-90.0M | $335.0M | ||
| Q4 24 | $405.0M | $156.0M | ||
| Q3 24 | $820.0M | $-114.0M | ||
| Q2 24 | $312.0M | $297.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 44.5% | ||
| Q3 25 | — | 42.9% | ||
| Q2 25 | — | 46.8% | ||
| Q1 25 | — | 46.6% | ||
| Q4 24 | — | 48.2% | ||
| Q3 24 | — | 46.1% | ||
| Q2 24 | — | 49.2% |
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | 5.4% | ||
| Q3 25 | 37.9% | -22.0% | ||
| Q2 25 | 26.3% | 9.3% | ||
| Q1 25 | -5.0% | 6.1% | ||
| Q4 24 | 18.9% | 7.4% | ||
| Q3 24 | 31.3% | 3.0% | ||
| Q2 24 | 15.2% | 10.2% |
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | 0.2% | ||
| Q3 25 | 30.1% | -20.8% | ||
| Q2 25 | 21.1% | 0.9% | ||
| Q1 25 | -3.5% | 9.1% | ||
| Q4 24 | 16.0% | 4.1% | ||
| Q3 24 | 24.7% | -3.5% | ||
| Q2 24 | 12.3% | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | $0.00 | ||
| Q3 25 | $7.11 | $-3.91 | ||
| Q2 25 | $4.34 | $0.59 | ||
| Q1 25 | $-0.57 | $1.57 | ||
| Q4 24 | $2.57 | $0.47 | ||
| Q3 24 | $5.20 | $-0.58 | ||
| Q2 24 | $1.98 | $1.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $1.8B |
| Total DebtLower is stronger | $816.0M | $12.3B |
| Stockholders' EquityBook value | $15.7B | $9.0B |
| Total Assets | $41.2B | $29.3B |
| Debt / EquityLower = less leverage | 0.05× | 1.36× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | $1.8B | ||
| Q3 25 | $1.6B | $1.7B | ||
| Q2 25 | $1.1B | $1.7B | ||
| Q1 25 | $1.1B | $1.5B | ||
| Q4 24 | $1.3B | $1.5B | ||
| Q3 24 | $1.8B | $1.5B | ||
| Q2 24 | $771.0M | $1.5B |
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | $12.3B | ||
| Q3 25 | $858.0M | $12.1B | ||
| Q2 25 | $859.0M | $10.0B | ||
| Q1 25 | $853.0M | $6.8B | ||
| Q4 24 | $850.0M | $6.7B | ||
| Q3 24 | $849.0M | $6.9B | ||
| Q2 24 | $849.0M | $6.8B |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | $9.0B | ||
| Q3 25 | $15.4B | $9.2B | ||
| Q2 25 | $14.3B | $10.2B | ||
| Q1 25 | $13.7B | $9.9B | ||
| Q4 24 | $13.9B | $9.3B | ||
| Q3 24 | $13.8B | $10.2B | ||
| Q2 24 | $12.8B | $9.9B |
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | $29.3B | ||
| Q3 25 | $40.6B | $29.3B | ||
| Q2 25 | $38.8B | $29.9B | ||
| Q1 25 | $37.3B | $24.8B | ||
| Q4 24 | $36.5B | $24.5B | ||
| Q3 24 | $37.0B | $25.5B | ||
| Q2 24 | $34.8B | $24.3B |
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | 1.36× | ||
| Q3 25 | 0.06× | 1.31× | ||
| Q2 25 | 0.06× | 0.97× | ||
| Q1 25 | 0.06× | 0.69× | ||
| Q4 24 | 0.06× | 0.72× | ||
| Q3 24 | 0.06× | 0.67× | ||
| Q2 24 | 0.07× | 0.69× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $428.0M |
| Free Cash FlowOCF − Capex | — | $392.0M |
| FCF MarginFCF / Revenue | — | 8.3% |
| Capex IntensityCapex / Revenue | — | 0.8% |
| Cash ConversionOCF / Net Profit | — | 42.80× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.1B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | $428.0M | ||
| Q3 25 | $1.1B | $209.0M | ||
| Q2 25 | $741.0M | $359.0M | ||
| Q1 25 | $310.0M | $188.0M | ||
| Q4 24 | $642.0M | $652.0M | ||
| Q3 24 | $912.0M | $290.0M | ||
| Q2 24 | $742.0M | $323.0M |
| Q1 26 | — | — | ||
| Q4 25 | $939.0M | $392.0M | ||
| Q3 25 | $1.1B | $196.0M | ||
| Q2 25 | $737.0M | $322.0M | ||
| Q1 25 | $307.0M | $169.0M | ||
| Q4 24 | $638.0M | $595.0M | ||
| Q3 24 | $906.0M | $253.0M | ||
| Q2 24 | $737.0M | $295.0M |
| Q1 26 | — | — | ||
| Q4 25 | 30.4% | 8.3% | ||
| Q3 25 | 29.8% | 5.2% | ||
| Q2 25 | 22.7% | 7.7% | ||
| Q1 25 | 12.0% | 4.6% | ||
| Q4 24 | 25.1% | 15.7% | ||
| Q3 24 | 27.3% | 7.8% | ||
| Q2 24 | 29.0% | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 0.8% | ||
| Q3 25 | 0.1% | 0.3% | ||
| Q2 25 | 0.1% | 0.9% | ||
| Q1 25 | 0.1% | 0.5% | ||
| Q4 24 | 0.2% | 1.5% | ||
| Q3 24 | 0.2% | 1.1% | ||
| Q2 24 | 0.2% | 0.8% |
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | 42.80× | ||
| Q3 25 | 0.99× | — | ||
| Q2 25 | 1.08× | 9.70× | ||
| Q1 25 | — | 0.56× | ||
| Q4 24 | 1.59× | 4.18× | ||
| Q3 24 | 1.11× | — | ||
| Q2 24 | 2.38× | 1.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CINF
| Property casualty | $2.6B | 93% |
| Life | $105.0M | 4% |
| Other | $92.0M | 3% |
| Fee revenues | $1.0M | 0% |
FLUT
| Other | $2.6B | 55% |
| Sports Book | $1.5B | 32% |
| Igaming | $586.0M | 12% |
| Service Other | $59.0M | 1% |
