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Side-by-side financial comparison of Cincinnati Financial (CINF) and Hyatt Hotels Corp (H). Click either name above to swap in a different company.

Cincinnati Financial is the larger business by last-quarter revenue ($2.8B vs $1.8B, roughly 1.6× Hyatt Hotels Corp). Cincinnati Financial runs the higher net margin — 9.6% vs -1.1%, a 10.7% gap on every dollar of revenue. On growth, Hyatt Hotels Corp posted the faster year-over-year revenue change (11.7% vs -1.7%). Over the past eight quarters, Cincinnati Financial's revenue compounded faster (5.2% CAGR vs 2.2%).

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

Hyatt Hotels Corporation, commonly known as Hyatt Hotels & Resorts, is an American multinational hospitality company headquartered in the Riverside Plaza area of Chicago that manages and franchises luxury and business hotels, resorts, and vacation properties. Hyatt Hotels & Resorts is one of the businesses managed by the Pritzker family. Hyatt has more than 1350 hotels and all-inclusive properties in 69 countries, across North America, South America, Europe, Asia, Africa and Australia.

CINF vs H — Head-to-Head

Bigger by revenue
CINF
CINF
1.6× larger
CINF
$2.8B
$1.8B
H
Growing faster (revenue YoY)
H
H
+13.4% gap
H
11.7%
-1.7%
CINF
Higher net margin
CINF
CINF
10.7% more per $
CINF
9.6%
-1.1%
H
Faster 2-yr revenue CAGR
CINF
CINF
Annualised
CINF
5.2%
2.2%
H

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CINF
CINF
H
H
Revenue
$2.8B
$1.8B
Net Profit
$274.0M
$-20.0M
Gross Margin
Operating Margin
0.4%
Net Margin
9.6%
-1.1%
Revenue YoY
-1.7%
11.7%
Net Profit YoY
64.3%
EPS (diluted)
$-0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CINF
CINF
H
H
Q1 26
$2.8B
Q4 25
$3.1B
$1.8B
Q3 25
$3.7B
$1.8B
Q2 25
$3.2B
$1.8B
Q1 25
$2.6B
$1.7B
Q4 24
$2.5B
$1.6B
Q3 24
$3.3B
$1.6B
Q2 24
$2.5B
$1.7B
Net Profit
CINF
CINF
H
H
Q1 26
$274.0M
Q4 25
$676.0M
$-20.0M
Q3 25
$1.1B
$-49.0M
Q2 25
$685.0M
$-3.0M
Q1 25
$-90.0M
$20.0M
Q4 24
$405.0M
$-56.0M
Q3 24
$820.0M
$471.0M
Q2 24
$312.0M
$359.0M
Operating Margin
CINF
CINF
H
H
Q1 26
Q4 25
27.2%
0.4%
Q3 25
37.9%
-1.0%
Q2 25
26.3%
2.1%
Q1 25
-5.0%
3.0%
Q4 24
18.9%
-3.0%
Q3 24
31.3%
37.3%
Q2 24
15.2%
27.1%
Net Margin
CINF
CINF
H
H
Q1 26
9.6%
Q4 25
21.9%
-1.1%
Q3 25
30.1%
-2.7%
Q2 25
21.1%
-0.2%
Q1 25
-3.5%
1.2%
Q4 24
16.0%
-3.5%
Q3 24
24.7%
28.9%
Q2 24
12.3%
21.1%
EPS (diluted)
CINF
CINF
H
H
Q1 26
Q4 25
$4.29
$-0.20
Q3 25
$7.11
$-0.51
Q2 25
$4.34
$-0.03
Q1 25
$-0.57
$0.19
Q4 24
$2.57
$-0.37
Q3 24
$5.20
$4.63
Q2 24
$1.98
$3.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CINF
CINF
H
H
Cash + ST InvestmentsLiquidity on hand
$1.2B
$813.0M
Total DebtLower is stronger
$816.0M
Stockholders' EquityBook value
$15.7B
$3.3B
Total Assets
$41.2B
$14.0B
Debt / EquityLower = less leverage
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CINF
CINF
H
H
Q1 26
$1.2B
Q4 25
$148.0M
$813.0M
Q3 25
$1.6B
$749.0M
Q2 25
$1.1B
$912.0M
Q1 25
$1.1B
$1.8B
Q4 24
$1.3B
$1.4B
Q3 24
$1.8B
$1.1B
Q2 24
$771.0M
$2.0B
Total Debt
CINF
CINF
H
H
Q1 26
$816.0M
Q4 25
$861.0M
Q3 25
$858.0M
$6.0B
Q2 25
$859.0M
$6.0B
Q1 25
$853.0M
$4.3B
Q4 24
$850.0M
$3.8B
Q3 24
$849.0M
$3.1B
Q2 24
$849.0M
$3.9B
Stockholders' Equity
CINF
CINF
H
H
Q1 26
$15.7B
Q4 25
$15.9B
$3.3B
Q3 25
$15.4B
$3.5B
Q2 25
$14.3B
$3.6B
Q1 25
$13.7B
$3.5B
Q4 24
$13.9B
$3.5B
Q3 24
$13.8B
$3.7B
Q2 24
$12.8B
$3.9B
Total Assets
CINF
CINF
H
H
Q1 26
$41.2B
Q4 25
$41.0B
$14.0B
Q3 25
$40.6B
$15.7B
Q2 25
$38.8B
$15.9B
Q1 25
$37.3B
$14.0B
Q4 24
$36.5B
$13.3B
Q3 24
$37.0B
$11.9B
Q2 24
$34.8B
$12.8B
Debt / Equity
CINF
CINF
H
H
Q1 26
0.05×
Q4 25
0.05×
Q3 25
0.06×
1.73×
Q2 25
0.06×
1.69×
Q1 25
0.06×
1.25×
Q4 24
0.06×
1.07×
Q3 24
0.06×
0.85×
Q2 24
0.07×
1.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CINF
CINF
H
H
Operating Cash FlowLast quarter
$313.0M
Free Cash FlowOCF − Capex
$236.0M
FCF MarginFCF / Revenue
13.2%
Capex IntensityCapex / Revenue
4.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$159.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CINF
CINF
H
H
Q1 26
Q4 25
$947.0M
$313.0M
Q3 25
$1.1B
$-20.0M
Q2 25
$741.0M
$-67.0M
Q1 25
$310.0M
$153.0M
Q4 24
$642.0M
$235.0M
Q3 24
$912.0M
$-21.0M
Q2 24
$742.0M
$177.0M
Free Cash Flow
CINF
CINF
H
H
Q1 26
Q4 25
$939.0M
$236.0M
Q3 25
$1.1B
$-89.0M
Q2 25
$737.0M
$-111.0M
Q1 25
$307.0M
$123.0M
Q4 24
$638.0M
$184.0M
Q3 24
$906.0M
$-64.0M
Q2 24
$737.0M
$135.0M
FCF Margin
CINF
CINF
H
H
Q1 26
Q4 25
30.4%
13.2%
Q3 25
29.8%
-5.0%
Q2 25
22.7%
-6.1%
Q1 25
12.0%
7.2%
Q4 24
25.1%
11.5%
Q3 24
27.3%
-3.9%
Q2 24
29.0%
7.9%
Capex Intensity
CINF
CINF
H
H
Q1 26
Q4 25
0.3%
4.3%
Q3 25
0.1%
3.9%
Q2 25
0.1%
2.4%
Q1 25
0.1%
1.7%
Q4 24
0.2%
3.2%
Q3 24
0.2%
2.6%
Q2 24
0.2%
2.5%
Cash Conversion
CINF
CINF
H
H
Q1 26
Q4 25
1.40×
Q3 25
0.99×
Q2 25
1.08×
Q1 25
7.65×
Q4 24
1.59×
Q3 24
1.11×
-0.04×
Q2 24
2.38×
0.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CINF
CINF

Segment breakdown not available.

H
H

Other$627.0M35%
Rooms Revenue$326.0M18%
Net Fees$290.0M16%
Distribution Segment$177.0M10%
Franchise And Other Fees$114.0M6%
Base Management Fees$112.0M6%
Incentive Management Fees$81.0M5%
Other Owned And Leased Hotel Revenue$41.0M2%
Contra Revenue$17.0M1%
Other Revenues$4.0M0%

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