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Side-by-side financial comparison of Cincinnati Financial (CINF) and Ingersoll Rand (IR). Click either name above to swap in a different company.

Cincinnati Financial is the larger business by last-quarter revenue ($2.8B vs $2.1B, roughly 1.3× Ingersoll Rand). Ingersoll Rand runs the higher net margin — 12.7% vs 9.6%, a 3.2% gap on every dollar of revenue. On growth, Ingersoll Rand posted the faster year-over-year revenue change (10.1% vs -1.7%). Over the past eight quarters, Ingersoll Rand's revenue compounded faster (11.9% CAGR vs 5.2%).

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

Ingersoll Rand Inc. is an American multinational company that provides flow creation and industrial products. The company was formed in February 2020 through the spinoff of the industrial segment of Ingersoll-Rand plc and its merger with Gardner Denver. Its products are sold under more than 40 brands across all major global markets.

CINF vs IR — Head-to-Head

Bigger by revenue
CINF
CINF
1.3× larger
CINF
$2.8B
$2.1B
IR
Growing faster (revenue YoY)
IR
IR
+11.9% gap
IR
10.1%
-1.7%
CINF
Higher net margin
IR
IR
3.2% more per $
IR
12.7%
9.6%
CINF
Faster 2-yr revenue CAGR
IR
IR
Annualised
IR
11.9%
5.2%
CINF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CINF
CINF
IR
IR
Revenue
$2.8B
$2.1B
Net Profit
$274.0M
$266.1M
Gross Margin
42.6%
Operating Margin
18.7%
Net Margin
9.6%
12.7%
Revenue YoY
-1.7%
10.1%
Net Profit YoY
15.8%
EPS (diluted)
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CINF
CINF
IR
IR
Q1 26
$2.8B
Q4 25
$3.1B
$2.1B
Q3 25
$3.7B
$2.0B
Q2 25
$3.2B
$1.9B
Q1 25
$2.6B
$1.7B
Q4 24
$2.5B
$1.9B
Q3 24
$3.3B
$1.9B
Q2 24
$2.5B
$1.8B
Net Profit
CINF
CINF
IR
IR
Q1 26
$274.0M
Q4 25
$676.0M
$266.1M
Q3 25
$1.1B
$244.1M
Q2 25
$685.0M
$-115.3M
Q1 25
$-90.0M
$186.5M
Q4 24
$405.0M
$229.8M
Q3 24
$820.0M
$221.6M
Q2 24
$312.0M
$185.0M
Gross Margin
CINF
CINF
IR
IR
Q1 26
Q4 25
42.6%
Q3 25
43.7%
Q2 25
43.7%
Q1 25
44.6%
Q4 24
42.9%
Q3 24
43.8%
Q2 24
43.9%
Operating Margin
CINF
CINF
IR
IR
Q1 26
Q4 25
27.2%
18.7%
Q3 25
37.9%
19.2%
Q2 25
26.3%
4.0%
Q1 25
-5.0%
17.6%
Q4 24
18.9%
20.0%
Q3 24
31.3%
19.1%
Q2 24
15.2%
15.1%
Net Margin
CINF
CINF
IR
IR
Q1 26
9.6%
Q4 25
21.9%
12.7%
Q3 25
30.1%
12.5%
Q2 25
21.1%
-6.1%
Q1 25
-3.5%
10.9%
Q4 24
16.0%
12.1%
Q3 24
24.7%
11.9%
Q2 24
12.3%
10.2%
EPS (diluted)
CINF
CINF
IR
IR
Q1 26
Q4 25
$4.29
$0.67
Q3 25
$7.11
$0.61
Q2 25
$4.34
$-0.29
Q1 25
$-0.57
$0.46
Q4 24
$2.57
$0.57
Q3 24
$5.20
$0.54
Q2 24
$1.98
$0.45

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CINF
CINF
IR
IR
Cash + ST InvestmentsLiquidity on hand
$1.2B
$1.2B
Total DebtLower is stronger
$816.0M
$4.8B
Stockholders' EquityBook value
$15.7B
$10.1B
Total Assets
$41.2B
$18.3B
Debt / EquityLower = less leverage
0.05×
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CINF
CINF
IR
IR
Q1 26
$1.2B
Q4 25
$148.0M
$1.2B
Q3 25
$1.6B
$1.2B
Q2 25
$1.1B
$1.3B
Q1 25
$1.1B
$1.6B
Q4 24
$1.3B
$1.5B
Q3 24
$1.8B
$1.4B
Q2 24
$771.0M
$1.1B
Total Debt
CINF
CINF
IR
IR
Q1 26
$816.0M
Q4 25
$861.0M
$4.8B
Q3 25
$858.0M
$4.8B
Q2 25
$859.0M
$4.8B
Q1 25
$853.0M
$4.8B
Q4 24
$850.0M
$4.8B
Q3 24
$849.0M
$4.8B
Q2 24
$849.0M
$4.8B
Stockholders' Equity
CINF
CINF
IR
IR
Q1 26
$15.7B
Q4 25
$15.9B
$10.1B
Q3 25
$15.4B
$10.1B
Q2 25
$14.3B
$10.1B
Q1 25
$13.7B
$10.5B
Q4 24
$13.9B
$10.2B
Q3 24
$13.8B
$10.3B
Q2 24
$12.8B
$10.0B
Total Assets
CINF
CINF
IR
IR
Q1 26
$41.2B
Q4 25
$41.0B
$18.3B
Q3 25
$40.6B
$18.2B
Q2 25
$38.8B
$18.1B
Q1 25
$37.3B
$18.4B
Q4 24
$36.5B
$18.0B
Q3 24
$37.0B
$18.2B
Q2 24
$34.8B
$17.8B
Debt / Equity
CINF
CINF
IR
IR
Q1 26
0.05×
Q4 25
0.05×
0.47×
Q3 25
0.06×
0.47×
Q2 25
0.06×
0.47×
Q1 25
0.06×
0.45×
Q4 24
0.06×
0.47×
Q3 24
0.06×
0.47×
Q2 24
0.07×
0.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CINF
CINF
IR
IR
Operating Cash FlowLast quarter
$499.0M
Free Cash FlowOCF − Capex
$461.5M
FCF MarginFCF / Revenue
22.1%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
1.88×
TTM Free Cash FlowTrailing 4 quarters
$1.2B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CINF
CINF
IR
IR
Q1 26
Q4 25
$947.0M
$499.0M
Q3 25
$1.1B
$354.6M
Q2 25
$741.0M
$245.7M
Q1 25
$310.0M
$256.4M
Q4 24
$642.0M
$526.2M
Q3 24
$912.0M
$404.0M
Q2 24
$742.0M
$304.9M
Free Cash Flow
CINF
CINF
IR
IR
Q1 26
Q4 25
$939.0M
$461.5M
Q3 25
$1.1B
$325.5M
Q2 25
$737.0M
$210.4M
Q1 25
$307.0M
$222.7M
Q4 24
$638.0M
$490.9M
Q3 24
$906.0M
$374.3M
Q2 24
$737.0M
$283.1M
FCF Margin
CINF
CINF
IR
IR
Q1 26
Q4 25
30.4%
22.1%
Q3 25
29.8%
16.6%
Q2 25
22.7%
11.1%
Q1 25
12.0%
13.0%
Q4 24
25.1%
25.9%
Q3 24
27.3%
20.1%
Q2 24
29.0%
15.7%
Capex Intensity
CINF
CINF
IR
IR
Q1 26
Q4 25
0.3%
1.8%
Q3 25
0.1%
1.5%
Q2 25
0.1%
1.9%
Q1 25
0.1%
2.0%
Q4 24
0.2%
1.9%
Q3 24
0.2%
1.6%
Q2 24
0.2%
1.2%
Cash Conversion
CINF
CINF
IR
IR
Q1 26
Q4 25
1.40×
1.88×
Q3 25
0.99×
1.45×
Q2 25
1.08×
Q1 25
1.37×
Q4 24
1.59×
2.29×
Q3 24
1.11×
1.82×
Q2 24
2.38×
1.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CINF
CINF

Segment breakdown not available.

IR
IR

Transferred At Point In Time$1.5B71%
Transferred Over Time$193.0M9%
Precision And Science Technologies Segment$183.1M9%
Acquisitions In2024$175.6M8%
Acquisitions In2025$70.8M3%

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