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Side-by-side financial comparison of Cincinnati Financial (CINF) and Primo Brands Corp (PRMB). Click either name above to swap in a different company.

Cincinnati Financial is the larger business by last-quarter revenue ($2.8B vs $1.6B, roughly 1.8× Primo Brands Corp). Cincinnati Financial runs the higher net margin — 9.6% vs -0.8%, a 10.4% gap on every dollar of revenue.

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

Primo Brands Corporation is an American-Canadian water company offering multi-gallon bottled water, water dispensers, self-service refill water machines, and water filtration appliances. The company is headquartered in Tampa, Florida, and services residential and commercial customers across the United States, Canada, Europe and Israel.

CINF vs PRMB — Head-to-Head

Bigger by revenue
CINF
CINF
1.8× larger
CINF
$2.8B
$1.6B
PRMB
Higher net margin
CINF
CINF
10.4% more per $
CINF
9.6%
-0.8%
PRMB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CINF
CINF
PRMB
PRMB
Revenue
$2.8B
$1.6B
Net Profit
$274.0M
$-13.0M
Gross Margin
27.7%
Operating Margin
1.2%
Net Margin
9.6%
-0.8%
Revenue YoY
-1.7%
Net Profit YoY
EPS (diluted)
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CINF
CINF
PRMB
PRMB
Q1 26
$2.8B
Q4 25
$3.1B
$1.6B
Q3 25
$3.7B
$1.8B
Q2 25
$3.2B
$1.7B
Q1 25
$2.6B
$1.6B
Q4 24
$2.5B
Q3 24
$3.3B
$0
Q2 24
$2.5B
$1.3B
Net Profit
CINF
CINF
PRMB
PRMB
Q1 26
$274.0M
Q4 25
$676.0M
$-13.0M
Q3 25
$1.1B
$16.8M
Q2 25
$685.0M
$27.6M
Q1 25
$-90.0M
$28.7M
Q4 24
$405.0M
Q3 24
$820.0M
$-2.0K
Q2 24
$312.0M
$54.5M
Gross Margin
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
27.7%
Q3 25
29.9%
Q2 25
31.3%
Q1 25
32.3%
Q4 24
Q3 24
Q2 24
32.7%
Operating Margin
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
27.2%
1.2%
Q3 25
37.9%
8.3%
Q2 25
26.3%
6.5%
Q1 25
-5.0%
9.5%
Q4 24
18.9%
Q3 24
31.3%
Q2 24
15.2%
12.1%
Net Margin
CINF
CINF
PRMB
PRMB
Q1 26
9.6%
Q4 25
21.9%
-0.8%
Q3 25
30.1%
1.0%
Q2 25
21.1%
1.6%
Q1 25
-3.5%
1.8%
Q4 24
16.0%
Q3 24
24.7%
Q2 24
12.3%
4.1%
EPS (diluted)
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
$4.29
$-0.03
Q3 25
$7.11
$0.04
Q2 25
$4.34
$0.07
Q1 25
$-0.57
$0.08
Q4 24
$2.57
Q3 24
$5.20
$-20.00
Q2 24
$1.98
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CINF
CINF
PRMB
PRMB
Cash + ST InvestmentsLiquidity on hand
$1.2B
$376.7M
Total DebtLower is stronger
$816.0M
$5.2B
Stockholders' EquityBook value
$15.7B
$3.0B
Total Assets
$41.2B
$10.6B
Debt / EquityLower = less leverage
0.05×
1.72×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CINF
CINF
PRMB
PRMB
Q1 26
$1.2B
Q4 25
$148.0M
$376.7M
Q3 25
$1.6B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$1.3B
Q3 24
$1.8B
Q2 24
$771.0M
Total Debt
CINF
CINF
PRMB
PRMB
Q1 26
$816.0M
Q4 25
$861.0M
$5.2B
Q3 25
$858.0M
$5.1B
Q2 25
$859.0M
$5.1B
Q1 25
$853.0M
$5.0B
Q4 24
$850.0M
Q3 24
$849.0M
Q2 24
$849.0M
Stockholders' Equity
CINF
CINF
PRMB
PRMB
Q1 26
$15.7B
Q4 25
$15.9B
$3.0B
Q3 25
$15.4B
$3.2B
Q2 25
$14.3B
$3.2B
Q1 25
$13.7B
$3.3B
Q4 24
$13.9B
Q3 24
$13.8B
$-2.0K
Q2 24
$12.8B
$-296.8M
Total Assets
CINF
CINF
PRMB
PRMB
Q1 26
$41.2B
Q4 25
$41.0B
$10.6B
Q3 25
$40.6B
$11.0B
Q2 25
$38.8B
$11.0B
Q1 25
$37.3B
$11.0B
Q4 24
$36.5B
Q3 24
$37.0B
$0
Q2 24
$34.8B
Debt / Equity
CINF
CINF
PRMB
PRMB
Q1 26
0.05×
Q4 25
0.05×
1.72×
Q3 25
0.06×
1.61×
Q2 25
0.06×
1.57×
Q1 25
0.06×
1.51×
Q4 24
0.06×
Q3 24
0.06×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CINF
CINF
PRMB
PRMB
Operating Cash FlowLast quarter
$203.1M
Free Cash FlowOCF − Capex
$57.3M
FCF MarginFCF / Revenue
3.7%
Capex IntensityCapex / Revenue
9.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$302.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
$947.0M
$203.1M
Q3 25
$1.1B
$283.4M
Q2 25
$741.0M
$155.0M
Q1 25
$310.0M
$38.8M
Q4 24
$642.0M
Q3 24
$912.0M
$0
Q2 24
$742.0M
$102.5M
Free Cash Flow
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
$939.0M
$57.3M
Q3 25
$1.1B
$167.7M
Q2 25
$737.0M
$101.1M
Q1 25
$307.0M
$-23.2M
Q4 24
$638.0M
Q3 24
$906.0M
Q2 24
$737.0M
$61.4M
FCF Margin
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
30.4%
3.7%
Q3 25
29.8%
9.5%
Q2 25
22.7%
5.8%
Q1 25
12.0%
-1.4%
Q4 24
25.1%
Q3 24
27.3%
Q2 24
29.0%
4.7%
Capex Intensity
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
0.3%
9.4%
Q3 25
0.1%
6.6%
Q2 25
0.1%
3.1%
Q1 25
0.1%
3.8%
Q4 24
0.2%
Q3 24
0.2%
Q2 24
0.2%
3.1%
Cash Conversion
CINF
CINF
PRMB
PRMB
Q1 26
Q4 25
1.40×
Q3 25
0.99×
16.87×
Q2 25
1.08×
5.62×
Q1 25
1.35×
Q4 24
1.59×
Q3 24
1.11×
Q2 24
2.38×
1.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CINF
CINF

Segment breakdown not available.

PRMB
PRMB

Regional Spring Water$765.1M49%
Purified Water$484.5M31%
Other$188.4M12%
Premium Water$90.3M6%
Other Water$25.8M2%

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