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Side-by-side financial comparison of Cincinnati Financial (CINF) and Stanley Black & Decker (SWK). Click either name above to swap in a different company.
Stanley Black & Decker is the larger business by last-quarter revenue ($3.8B vs $2.8B, roughly 1.3× Cincinnati Financial). Cincinnati Financial runs the higher net margin — 9.6% vs 1.4%, a 8.2% gap on every dollar of revenue. On growth, Stanley Black & Decker posted the faster year-over-year revenue change (0.1% vs -1.7%). Over the past eight quarters, Cincinnati Financial's revenue compounded faster (5.2% CAGR vs 0.3%).
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
Stanley Black & Decker, Inc., formerly known as The Stanley Works, is an American manufacturer of industrial tools and household hardware, and a provider of security products. Headquartered in the Greater Hartford city of New Britain, Connecticut, Stanley Black & Decker is the result of the merger of The Stanley Works and Black & Decker on March 12, 2010.
CINF vs SWK — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $3.8B |
| Net Profit | $274.0M | $51.4M |
| Gross Margin | — | 31.4% |
| Operating Margin | — | — |
| Net Margin | 9.6% | 1.4% |
| Revenue YoY | -1.7% | 0.1% |
| Net Profit YoY | — | -43.6% |
| EPS (diluted) | — | $0.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.8B | — | ||
| Q4 25 | $3.1B | — | ||
| Q3 25 | $3.7B | $3.8B | ||
| Q2 25 | $3.2B | $3.9B | ||
| Q1 25 | $2.6B | $3.7B | ||
| Q4 24 | $2.5B | $3.7B | ||
| Q3 24 | $3.3B | $3.8B | ||
| Q2 24 | $2.5B | $4.0B |
| Q1 26 | $274.0M | — | ||
| Q4 25 | $676.0M | — | ||
| Q3 25 | $1.1B | $51.4M | ||
| Q2 25 | $685.0M | $101.9M | ||
| Q1 25 | $-90.0M | $90.4M | ||
| Q4 24 | $405.0M | $194.9M | ||
| Q3 24 | $820.0M | $91.1M | ||
| Q2 24 | $312.0M | $-11.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 31.4% | ||
| Q2 25 | — | 27.0% | ||
| Q1 25 | — | 29.9% | ||
| Q4 24 | — | 30.8% | ||
| Q3 24 | — | 29.9% | ||
| Q2 24 | — | 28.4% |
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | — | ||
| Q3 25 | 37.9% | — | ||
| Q2 25 | 26.3% | — | ||
| Q1 25 | -5.0% | — | ||
| Q4 24 | 18.9% | 3.4% | ||
| Q3 24 | 31.3% | 10.6% | ||
| Q2 24 | 15.2% | 9.5% |
| Q1 26 | 9.6% | — | ||
| Q4 25 | 21.9% | — | ||
| Q3 25 | 30.1% | 1.4% | ||
| Q2 25 | 21.1% | 2.6% | ||
| Q1 25 | -3.5% | 2.4% | ||
| Q4 24 | 16.0% | 5.2% | ||
| Q3 24 | 24.7% | 2.4% | ||
| Q2 24 | 12.3% | -0.3% |
| Q1 26 | — | — | ||
| Q4 25 | $4.29 | — | ||
| Q3 25 | $7.11 | $0.34 | ||
| Q2 25 | $4.34 | $0.67 | ||
| Q1 25 | $-0.57 | $0.60 | ||
| Q4 24 | $2.57 | $1.29 | ||
| Q3 24 | $5.20 | $0.60 | ||
| Q2 24 | $1.98 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $268.3M |
| Total DebtLower is stronger | $816.0M | $5.3B |
| Stockholders' EquityBook value | $15.7B | $9.0B |
| Total Assets | $41.2B | $21.8B |
| Debt / EquityLower = less leverage | 0.05× | 0.59× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.2B | — | ||
| Q4 25 | $148.0M | — | ||
| Q3 25 | $1.6B | $268.3M | ||
| Q2 25 | $1.1B | $311.8M | ||
| Q1 25 | $1.1B | $344.8M | ||
| Q4 24 | $1.3B | $290.5M | ||
| Q3 24 | $1.8B | $298.7M | ||
| Q2 24 | $771.0M | $318.5M |
| Q1 26 | $816.0M | — | ||
| Q4 25 | $861.0M | — | ||
| Q3 25 | $858.0M | $5.3B | ||
| Q2 25 | $859.0M | $5.6B | ||
| Q1 25 | $853.0M | $5.6B | ||
| Q4 24 | $850.0M | $6.1B | ||
| Q3 24 | $849.0M | $6.1B | ||
| Q2 24 | $849.0M | $6.1B |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.9B | — | ||
| Q3 25 | $15.4B | $9.0B | ||
| Q2 25 | $14.3B | $9.1B | ||
| Q1 25 | $13.7B | $8.8B | ||
| Q4 24 | $13.9B | $8.7B | ||
| Q3 24 | $13.8B | $8.9B | ||
| Q2 24 | $12.8B | $8.7B |
| Q1 26 | $41.2B | — | ||
| Q4 25 | $41.0B | — | ||
| Q3 25 | $40.6B | $21.8B | ||
| Q2 25 | $38.8B | $22.5B | ||
| Q1 25 | $37.3B | $22.5B | ||
| Q4 24 | $36.5B | $21.8B | ||
| Q3 24 | $37.0B | $22.5B | ||
| Q2 24 | $34.8B | $22.5B |
| Q1 26 | 0.05× | — | ||
| Q4 25 | 0.05× | — | ||
| Q3 25 | 0.06× | 0.59× | ||
| Q2 25 | 0.06× | 0.62× | ||
| Q1 25 | 0.06× | 0.63× | ||
| Q4 24 | 0.06× | 0.70× | ||
| Q3 24 | 0.06× | 0.69× | ||
| Q2 24 | 0.07× | 0.70× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $221.2M |
| Free Cash FlowOCF − Capex | — | $155.3M |
| FCF MarginFCF / Revenue | — | 4.1% |
| Capex IntensityCapex / Revenue | — | 1.8% |
| Cash ConversionOCF / Net Profit | — | 4.30× |
| TTM Free Cash FlowTrailing 4 quarters | — | $369.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | — | ||
| Q3 25 | $1.1B | $221.2M | ||
| Q2 25 | $741.0M | $214.3M | ||
| Q1 25 | $310.0M | $-420.0M | ||
| Q4 24 | $642.0M | $679.1M | ||
| Q3 24 | $912.0M | $285.8M | ||
| Q2 24 | $742.0M | $573.0M |
| Q1 26 | — | — | ||
| Q4 25 | $939.0M | — | ||
| Q3 25 | $1.1B | $155.3M | ||
| Q2 25 | $737.0M | $134.7M | ||
| Q1 25 | $307.0M | $-485.0M | ||
| Q4 24 | $638.0M | $564.6M | ||
| Q3 24 | $906.0M | $199.3M | ||
| Q2 24 | $737.0M | $485.8M |
| Q1 26 | — | — | ||
| Q4 25 | 30.4% | — | ||
| Q3 25 | 29.8% | 4.1% | ||
| Q2 25 | 22.7% | 3.4% | ||
| Q1 25 | 12.0% | -13.0% | ||
| Q4 24 | 25.1% | 15.2% | ||
| Q3 24 | 27.3% | 5.3% | ||
| Q2 24 | 29.0% | 12.1% |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.1% | 1.8% | ||
| Q2 25 | 0.1% | 2.0% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 0.2% | 3.1% | ||
| Q3 24 | 0.2% | 2.3% | ||
| Q2 24 | 0.2% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | — | ||
| Q3 25 | 0.99× | 4.30× | ||
| Q2 25 | 1.08× | 2.10× | ||
| Q1 25 | — | -4.65× | ||
| Q4 24 | 1.59× | 3.48× | ||
| Q3 24 | 1.11× | 3.14× | ||
| Q2 24 | 2.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CINF
Segment breakdown not available.
SWK
| Tools And Outdoor Segment | $3.3B | 87% |
| Engineered Fastening Segment | $500.5M | 13% |
