vs
Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and CLPS Inc (CLPS). Click either name above to swap in a different company.
CLPS Inc is the larger business by last-quarter revenue ($82.8M vs $47.3M, roughly 1.8× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 0.2%, a 31.5% gap on every dollar of revenue.
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.
CIVB vs CLPS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2026
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $82.8M |
| Net Profit | $15.0M | $183.0K |
| Gross Margin | — | 23.1% |
| Operating Margin | — | 0.2% |
| Net Margin | 31.7% | 0.2% |
| Revenue YoY | — | — |
| Net Profit YoY | 47.4% | — |
| EPS (diluted) | $0.72 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q2 26 | — | $82.8M | ||
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | — | ||
| Q3 25 | $44.2M | — | ||
| Q2 25 | $41.4M | — | ||
| Q1 25 | $40.6M | — | ||
| Q4 24 | $40.4M | $71.8M | ||
| Q3 24 | $39.3M | — |
| Q2 26 | — | $183.0K | ||
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $12.8M | — | ||
| Q2 25 | $11.0M | — | ||
| Q1 25 | $10.2M | — | ||
| Q4 24 | — | $-993.5K | ||
| Q3 24 | $8.4M | — |
| Q2 26 | — | 23.1% | ||
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 21.9% | ||
| Q3 24 | — | — |
| Q2 26 | — | 0.2% | ||
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | — | ||
| Q3 25 | 35.4% | — | ||
| Q2 25 | 31.1% | — | ||
| Q1 25 | 29.4% | — | ||
| Q4 24 | 28.2% | -1.3% | ||
| Q3 24 | 25.2% | — |
| Q2 26 | — | 0.2% | ||
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 28.9% | — | ||
| Q2 25 | 26.6% | — | ||
| Q1 25 | 25.0% | — | ||
| Q4 24 | — | -1.4% | ||
| Q3 24 | 21.3% | — |
| Q2 26 | — | — | ||
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | — | ||
| Q3 25 | $0.68 | — | ||
| Q2 25 | $0.71 | — | ||
| Q1 25 | $0.66 | — | ||
| Q4 24 | $0.62 | — | ||
| Q3 24 | $0.53 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $29.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $57.6M |
| Total Assets | $4.3B | $118.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q2 26 | — | $29.1M | ||
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $31.2M | ||
| Q3 24 | — | — |
| Q2 26 | — | $57.6M | ||
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | — | ||
| Q3 25 | $499.0M | — | ||
| Q2 25 | $404.1M | — | ||
| Q1 25 | $397.4M | — | ||
| Q4 24 | $388.5M | $63.9M | ||
| Q3 24 | $394.4M | — |
| Q2 26 | — | $118.1M | ||
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | — | ||
| Q3 25 | $4.1B | — | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $4.1B | — | ||
| Q4 24 | $4.1B | $110.0M | ||
| Q3 24 | $4.1B | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
CLPS
Segment breakdown not available.
