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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Cambium Networks Corp (CMBM). Click either name above to swap in a different company.

CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $40.3M, roughly 1.2× Cambium Networks Corp). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -17.9%, a 49.7% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -27.2%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Cambium Networks Corporation is an American manufacturer of wireless telecommunications equipment, including Enterprise WiFi, Network switch, Internet of Things, and fixed wireless broadband and Wi-Fi for enterprises products for Internet access. Publicly traded on the NASDAQ stock exchange, it spun out of Motorola in October 2011.

CIVB vs CMBM — Head-to-Head

Bigger by revenue
CIVB
CIVB
1.2× larger
CIVB
$47.3M
$40.3M
CMBM
Higher net margin
CIVB
CIVB
49.7% more per $
CIVB
31.7%
-17.9%
CMBM
Faster 2-yr revenue CAGR
CIVB
CIVB
Annualised
CIVB
11.3%
-27.2%
CMBM

Income Statement — Q1 FY2026 vs Q4 FY2024

Metric
CIVB
CIVB
CMBM
CMBM
Revenue
$47.3M
$40.3M
Net Profit
$15.0M
$-7.2M
Gross Margin
36.6%
Operating Margin
-28.4%
Net Margin
31.7%
-17.9%
Revenue YoY
-23.2%
Net Profit YoY
47.4%
71.0%
EPS (diluted)
$0.72
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
CMBM
CMBM
Q1 26
$47.3M
Q4 25
$46.3M
Q3 25
$44.2M
Q2 25
$41.4M
Q1 25
$40.6M
Q4 24
$40.4M
$40.3M
Q3 24
$39.3M
$44.7M
Q2 24
$38.1M
$45.2M
Net Profit
CIVB
CIVB
CMBM
CMBM
Q1 26
$15.0M
Q4 25
Q3 25
$12.8M
Q2 25
$11.0M
Q1 25
$10.2M
Q4 24
$-7.2M
Q3 24
$8.4M
$-34.5M
Q2 24
$7.1M
$-14.2M
Gross Margin
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
36.6%
Q3 24
43.6%
Q2 24
32.5%
Operating Margin
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
31.8%
Q3 25
35.4%
Q2 25
31.1%
Q1 25
29.4%
Q4 24
28.2%
-28.4%
Q3 24
25.2%
-69.6%
Q2 24
21.2%
-27.2%
Net Margin
CIVB
CIVB
CMBM
CMBM
Q1 26
31.7%
Q4 25
Q3 25
28.9%
Q2 25
26.6%
Q1 25
25.0%
Q4 24
-17.9%
Q3 24
21.3%
-77.3%
Q2 24
18.5%
-31.5%
EPS (diluted)
CIVB
CIVB
CMBM
CMBM
Q1 26
$0.72
Q4 25
$0.59
Q3 25
$0.68
Q2 25
$0.71
Q1 25
$0.66
Q4 24
$0.62
$-0.26
Q3 24
$0.53
$-1.22
Q2 24
$0.45
$-0.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
CMBM
CMBM
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$67.6M
Stockholders' EquityBook value
$553.9M
$-3.2M
Total Assets
$4.3B
$173.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Total Debt
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$67.6M
Q3 24
$67.6M
Q2 24
$68.9M
Stockholders' Equity
CIVB
CIVB
CMBM
CMBM
Q1 26
$553.9M
Q4 25
$543.5M
Q3 25
$499.0M
Q2 25
$404.1M
Q1 25
$397.4M
Q4 24
$388.5M
$-3.2M
Q3 24
$394.4M
$1.9M
Q2 24
$373.8M
$34.1M
Total Assets
CIVB
CIVB
CMBM
CMBM
Q1 26
$4.3B
Q4 25
$4.3B
Q3 25
$4.1B
Q2 25
$4.2B
Q1 25
$4.1B
Q4 24
$4.1B
$173.7M
Q3 24
$4.1B
$194.3M
Q2 24
$4.0B
$221.1M
Debt / Equity
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
36.12×
Q2 24
2.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
CMBM
CMBM
Operating Cash FlowLast quarter
$-10.4M
Free Cash FlowOCF − Capex
$-10.8M
FCF MarginFCF / Revenue
-26.8%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-21.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
$43.3M
Q3 25
$19.0M
Q2 25
$11.1M
Q1 25
$3.6M
Q4 24
$48.2M
$-10.4M
Q3 24
$12.9M
$8.9M
Q2 24
$12.2M
$2.4M
Free Cash Flow
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
$42.1M
Q3 25
Q2 25
Q1 25
$3.5M
Q4 24
$44.1M
$-10.8M
Q3 24
$6.8M
Q2 24
$87.0K
FCF Margin
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
90.9%
Q3 25
Q2 25
Q1 25
8.5%
Q4 24
109.1%
-26.8%
Q3 24
15.2%
Q2 24
0.2%
Capex Intensity
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
2.5%
Q3 25
Q2 25
Q1 25
0.4%
Q4 24
10.4%
1.1%
Q3 24
4.8%
Q2 24
5.1%
Cash Conversion
CIVB
CIVB
CMBM
CMBM
Q1 26
Q4 25
Q3 25
1.49×
Q2 25
1.01×
Q1 25
0.36×
Q4 24
Q3 24
1.54×
Q2 24
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

CMBM
CMBM

Enterprise$16.6M41%
Point To Multi Point$16.4M41%
Other$5.8M14%

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