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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and GEN Restaurant Group, Inc. (GENK). Click either name above to swap in a different company.
GEN Restaurant Group, Inc. is the larger business by last-quarter revenue ($49.7M vs $47.3M, roughly 1.1× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -3.8%, a 35.5% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -1.0%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Gen Korean BBQ is an American chain of all-you-can-eat Korean barbecue restaurants mainly concentrated around the Western U.S. It opened in 2011, and has since grown to 43 locations as of 2024.
CIVB vs GENK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $49.7M |
| Net Profit | $15.0M | $-1.9M |
| Gross Margin | — | — |
| Operating Margin | — | -24.5% |
| Net Margin | 31.7% | -3.8% |
| Revenue YoY | — | -9.0% |
| Net Profit YoY | 47.4% | -821.4% |
| EPS (diluted) | $0.72 | $-0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $49.7M | ||
| Q3 25 | $44.2M | $50.4M | ||
| Q2 25 | $41.4M | $55.0M | ||
| Q1 25 | $40.6M | $57.3M | ||
| Q4 24 | $40.4M | $54.7M | ||
| Q3 24 | $39.3M | $49.1M | ||
| Q2 24 | $38.1M | $53.9M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-1.9M | ||
| Q3 25 | $12.8M | $-566.0K | ||
| Q2 25 | $11.0M | $-261.0K | ||
| Q1 25 | $10.2M | $-301.0K | ||
| Q4 24 | — | $-206.0K | ||
| Q3 24 | $8.4M | $25.0K | ||
| Q2 24 | $7.1M | $277.0K |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -24.5% | ||
| Q3 25 | 35.4% | -7.4% | ||
| Q2 25 | 31.1% | -3.4% | ||
| Q1 25 | 29.4% | -3.8% | ||
| Q4 24 | 28.2% | -2.4% | ||
| Q3 24 | 25.2% | 0.2% | ||
| Q2 24 | 21.2% | 3.0% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -3.8% | ||
| Q3 25 | 28.9% | -1.1% | ||
| Q2 25 | 26.6% | -0.5% | ||
| Q1 25 | 25.0% | -0.5% | ||
| Q4 24 | — | -0.4% | ||
| Q3 24 | 21.3% | 0.1% | ||
| Q2 24 | 18.5% | 0.5% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.37 | ||
| Q3 25 | $0.68 | $-0.11 | ||
| Q2 25 | $0.71 | $-0.05 | ||
| Q1 25 | $0.66 | $-0.06 | ||
| Q4 24 | $0.62 | $-0.05 | ||
| Q3 24 | $0.53 | $0.01 | ||
| Q2 24 | $0.45 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.8M |
| Total DebtLower is stronger | — | $13.6M |
| Stockholders' EquityBook value | $553.9M | $26.5M |
| Total Assets | $4.3B | $259.9M |
| Debt / EquityLower = less leverage | — | 0.51× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $2.8M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $9.6M | ||
| Q1 25 | — | $15.4M | ||
| Q4 24 | — | $23.7M | ||
| Q3 24 | — | $22.1M | ||
| Q2 24 | — | $29.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $13.6M | ||
| Q3 25 | — | $10.8M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $6.5M | ||
| Q4 24 | — | $6.9M | ||
| Q3 24 | — | $7.2M | ||
| Q2 24 | — | $7.6M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $26.5M | ||
| Q3 25 | $499.0M | $38.1M | ||
| Q2 25 | $404.1M | $41.0M | ||
| Q1 25 | $397.4M | $42.8M | ||
| Q4 24 | $388.5M | $44.1M | ||
| Q3 24 | $394.4M | $46.5M | ||
| Q2 24 | $373.8M | $45.9M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $259.9M | ||
| Q3 25 | $4.1B | $245.5M | ||
| Q2 25 | $4.2B | $246.3M | ||
| Q1 25 | $4.1B | $232.4M | ||
| Q4 24 | $4.1B | $240.4M | ||
| Q3 24 | $4.1B | $225.7M | ||
| Q2 24 | $4.0B | $218.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.51× | ||
| Q3 25 | — | 0.28× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | 0.16× | ||
| Q2 24 | — | 0.17× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-426.0K |
| Free Cash FlowOCF − Capex | — | $-5.6M |
| FCF MarginFCF / Revenue | — | -11.3% |
| Capex IntensityCapex / Revenue | — | 10.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-24.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $-426.0K | ||
| Q3 25 | $19.0M | $-1.6M | ||
| Q2 25 | $11.1M | $3.3M | ||
| Q1 25 | $3.6M | $2.2M | ||
| Q4 24 | $48.2M | $7.3M | ||
| Q3 24 | $12.9M | $1.4M | ||
| Q2 24 | $12.2M | $5.6M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $-5.6M | ||
| Q3 25 | — | $-7.7M | ||
| Q2 25 | — | $-6.3M | ||
| Q1 25 | $3.5M | $-4.7M | ||
| Q4 24 | $44.1M | $165.0K | ||
| Q3 24 | — | $-6.8M | ||
| Q2 24 | — | $1.2M |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | -11.3% | ||
| Q3 25 | — | -15.3% | ||
| Q2 25 | — | -11.5% | ||
| Q1 25 | 8.5% | -8.2% | ||
| Q4 24 | 109.1% | 0.3% | ||
| Q3 24 | — | -13.9% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 10.5% | ||
| Q3 25 | — | 12.0% | ||
| Q2 25 | — | 17.5% | ||
| Q1 25 | 0.4% | 11.9% | ||
| Q4 24 | 10.4% | 13.1% | ||
| Q3 24 | — | 16.9% | ||
| Q2 24 | — | 8.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | 57.96× | ||
| Q2 24 | 1.73× | 20.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
GENK
Segment breakdown not available.
