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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and HARTE HANKS INC (HHS). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $39.9M, roughly 1.2× HARTE HANKS INC). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs 5.5%, a 26.2% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -6.4%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Harte Hanks is a global marketing services company headquartered in Boston, Massachusetts. Harte Hanks services include analytics, strategy, marketing technology, creative services, digital marketing, customer care, direct mail, logistics, and fulfillment.
CIVB vs HHS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $39.9M |
| Net Profit | $15.0M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | — | -0.3% |
| Net Margin | 31.7% | 5.5% |
| Revenue YoY | — | -15.4% |
| Net Profit YoY | 47.4% | — |
| EPS (diluted) | $0.72 | $0.30 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $39.9M | ||
| Q3 25 | $44.2M | $39.5M | ||
| Q2 25 | $41.4M | $38.6M | ||
| Q1 25 | $40.6M | $41.6M | ||
| Q4 24 | $40.4M | $47.1M | ||
| Q3 24 | $39.3M | $47.6M | ||
| Q2 24 | $38.1M | $45.0M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $2.2M | ||
| Q3 25 | $12.8M | $-2.3M | ||
| Q2 25 | $11.0M | $-335.0K | ||
| Q1 25 | $10.2M | $-392.0K | ||
| Q4 24 | — | — | ||
| Q3 24 | $8.4M | $142.0K | ||
| Q2 24 | $7.1M | $-27.8M |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -0.3% | ||
| Q3 25 | 35.4% | 1.3% | ||
| Q2 25 | 31.1% | 0.1% | ||
| Q1 25 | 29.4% | -0.1% | ||
| Q4 24 | 28.2% | -3.3% | ||
| Q3 24 | 25.2% | 4.0% | ||
| Q2 24 | 21.2% | 3.0% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | 5.5% | ||
| Q3 25 | 28.9% | -5.8% | ||
| Q2 25 | 26.6% | -0.9% | ||
| Q1 25 | 25.0% | -0.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | 21.3% | 0.3% | ||
| Q2 24 | 18.5% | -61.8% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $0.30 | ||
| Q3 25 | $0.68 | $-0.31 | ||
| Q2 25 | $0.71 | $-0.05 | ||
| Q1 25 | $0.66 | $-0.05 | ||
| Q4 24 | $0.62 | $-0.31 | ||
| Q3 24 | $0.53 | $0.02 | ||
| Q2 24 | $0.45 | $-3.84 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $20.5M |
| Total Assets | $4.3B | $91.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $5.6M | ||
| Q3 25 | — | $6.5M | ||
| Q2 25 | — | $4.8M | ||
| Q1 25 | — | $9.0M | ||
| Q4 24 | — | $9.8M | ||
| Q3 24 | — | $5.9M | ||
| Q2 24 | — | $11.0M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $20.5M | ||
| Q3 25 | $499.0M | $19.9M | ||
| Q2 25 | $404.1M | $22.2M | ||
| Q1 25 | $397.4M | $21.4M | ||
| Q4 24 | $388.5M | $21.7M | ||
| Q3 24 | $394.4M | $21.0M | ||
| Q2 24 | $373.8M | $20.6M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $91.8M | ||
| Q3 25 | $4.1B | $92.7M | ||
| Q2 25 | $4.2B | $95.0M | ||
| Q1 25 | $4.1B | $100.6M | ||
| Q4 24 | $4.1B | $101.8M | ||
| Q3 24 | $4.1B | $108.1M | ||
| Q2 24 | $4.0B | $109.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $737.0K |
| Free Cash FlowOCF − Capex | — | $-686.0K |
| FCF MarginFCF / Revenue | — | -1.7% |
| Capex IntensityCapex / Revenue | — | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.33× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-4.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $737.0K | ||
| Q3 25 | $19.0M | $3.2M | ||
| Q2 25 | $11.1M | $-4.8M | ||
| Q1 25 | $3.6M | $-818.0K | ||
| Q4 24 | $48.2M | $4.0M | ||
| Q3 24 | $12.9M | $-2.9M | ||
| Q2 24 | $12.2M | $1.6M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $-686.0K | ||
| Q3 25 | — | $2.2M | ||
| Q2 25 | — | $-5.1M | ||
| Q1 25 | $3.5M | $-923.0K | ||
| Q4 24 | $44.1M | $3.4M | ||
| Q3 24 | — | $-4.9M | ||
| Q2 24 | — | $926.0K |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | -1.7% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | -13.1% | ||
| Q1 25 | 8.5% | -2.2% | ||
| Q4 24 | 109.1% | 7.3% | ||
| Q3 24 | — | -10.2% | ||
| Q2 24 | — | 2.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 3.6% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | 0.4% | 0.3% | ||
| Q4 24 | 10.4% | 1.3% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 1.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.33× | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | -20.76× | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
HHS
| Fulfillment And Logistics Services | $17.3M | 43% |
| Customer Care | $13.7M | 34% |
| Other | $8.9M | 22% |
