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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and MAGNACHIP SEMICONDUCTOR Corp (MX). Click either name above to swap in a different company.

CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $40.6M, roughly 1.2× MAGNACHIP SEMICONDUCTOR Corp). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -19.9%, a 51.6% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -3.4%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Magnachip Semiconductor Corp is a global semiconductor design and manufacturing firm specializing in high-performance analog and mixed-signal solutions. Its core products include display driver ICs, power management ICs and sensors, serving consumer electronics, automotive, industrial and communications markets worldwide.

CIVB vs MX — Head-to-Head

Bigger by revenue
CIVB
CIVB
1.2× larger
CIVB
$47.3M
$40.6M
MX
Higher net margin
CIVB
CIVB
51.6% more per $
CIVB
31.7%
-19.9%
MX
Faster 2-yr revenue CAGR
CIVB
CIVB
Annualised
CIVB
11.3%
-3.4%
MX

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CIVB
CIVB
MX
MX
Revenue
$47.3M
$40.6M
Net Profit
$15.0M
$-8.1M
Gross Margin
9.3%
Operating Margin
-26.1%
Net Margin
31.7%
-19.9%
Revenue YoY
-20.7%
Net Profit YoY
47.4%
50.4%
EPS (diluted)
$0.72
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
MX
MX
Q1 26
$47.3M
Q4 25
$46.3M
$40.6M
Q3 25
$44.2M
$45.9M
Q2 25
$41.4M
$47.6M
Q1 25
$40.6M
$44.7M
Q4 24
$40.4M
$51.2M
Q3 24
$39.3M
$55.4M
Q2 24
$38.1M
$46.4M
Net Profit
CIVB
CIVB
MX
MX
Q1 26
$15.0M
Q4 25
$-8.1M
Q3 25
$12.8M
$-13.1M
Q2 25
$11.0M
$323.0K
Q1 25
$10.2M
$-8.9M
Q4 24
$-16.3M
Q3 24
$8.4M
$-9.6M
Q2 24
$7.1M
$-13.0M
Gross Margin
CIVB
CIVB
MX
MX
Q1 26
Q4 25
9.3%
Q3 25
18.6%
Q2 25
20.4%
Q1 25
20.9%
Q4 24
21.7%
Q3 24
20.8%
Q2 24
21.1%
Operating Margin
CIVB
CIVB
MX
MX
Q1 26
Q4 25
31.8%
-26.1%
Q3 25
35.4%
-25.1%
Q2 25
31.1%
-15.6%
Q1 25
29.4%
-14.1%
Q4 24
28.2%
-12.5%
Q3 24
25.2%
-8.1%
Q2 24
21.2%
-12.3%
Net Margin
CIVB
CIVB
MX
MX
Q1 26
31.7%
Q4 25
-19.9%
Q3 25
28.9%
-28.5%
Q2 25
26.6%
0.7%
Q1 25
25.0%
-19.9%
Q4 24
-31.8%
Q3 24
21.3%
-17.3%
Q2 24
18.5%
-28.0%
EPS (diluted)
CIVB
CIVB
MX
MX
Q1 26
$0.72
Q4 25
$0.59
$-0.23
Q3 25
$0.68
$-0.36
Q2 25
$0.71
$0.01
Q1 25
$0.66
$-0.24
Q4 24
$0.62
$-0.44
Q3 24
$0.53
$-0.26
Q2 24
$0.45
$-0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
MX
MX
Cash + ST InvestmentsLiquidity on hand
$103.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$248.3M
Total Assets
$4.3B
$351.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
MX
MX
Q1 26
Q4 25
$103.8M
Q3 25
$108.0M
Q2 25
$113.3M
Q1 25
$132.7M
Q4 24
$138.6M
Q3 24
$151.1M
Q2 24
$162.5M
Stockholders' Equity
CIVB
CIVB
MX
MX
Q1 26
$553.9M
Q4 25
$543.5M
$248.3M
Q3 25
$499.0M
$255.3M
Q2 25
$404.1M
$270.2M
Q1 25
$397.4M
$269.2M
Q4 24
$388.5M
$276.8M
Q3 24
$394.4M
$299.6M
Q2 24
$373.8M
$305.8M
Total Assets
CIVB
CIVB
MX
MX
Q1 26
$4.3B
Q4 25
$4.3B
$351.5M
Q3 25
$4.1B
$359.6M
Q2 25
$4.2B
$370.5M
Q1 25
$4.1B
$373.9M
Q4 24
$4.1B
$379.3M
Q3 24
$4.1B
$411.4M
Q2 24
$4.0B
$412.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
MX
MX
Operating Cash FlowLast quarter
$5.4M
Free Cash FlowOCF − Capex
$-4.8M
FCF MarginFCF / Revenue
-11.9%
Capex IntensityCapex / Revenue
25.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-54.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
MX
MX
Q1 26
Q4 25
$43.3M
$5.4M
Q3 25
$19.0M
$162.0K
Q2 25
$11.1M
$-25.1M
Q1 25
$3.6M
$-4.7M
Q4 24
$48.2M
$11.9M
Q3 24
$12.9M
$-12.9M
Q2 24
$12.2M
$-1.1M
Free Cash Flow
CIVB
CIVB
MX
MX
Q1 26
Q4 25
$42.1M
$-4.8M
Q3 25
$-7.5M
Q2 25
$-37.0M
Q1 25
$3.5M
$-4.9M
Q4 24
$44.1M
$4.4M
Q3 24
$-15.5M
Q2 24
$-2.0M
FCF Margin
CIVB
CIVB
MX
MX
Q1 26
Q4 25
90.9%
-11.9%
Q3 25
-16.3%
Q2 25
-77.7%
Q1 25
8.5%
-10.9%
Q4 24
109.1%
8.7%
Q3 24
-28.0%
Q2 24
-4.3%
Capex Intensity
CIVB
CIVB
MX
MX
Q1 26
Q4 25
2.5%
25.3%
Q3 25
16.7%
Q2 25
24.9%
Q1 25
0.4%
0.5%
Q4 24
10.4%
14.5%
Q3 24
4.7%
Q2 24
1.9%
Cash Conversion
CIVB
CIVB
MX
MX
Q1 26
Q4 25
Q3 25
1.49×
Q2 25
1.01×
-77.81×
Q1 25
0.36×
Q4 24
Q3 24
1.54×
Q2 24
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

MX
MX

Power Analog Solutions$36.8M91%
Power Ic$3.8M9%

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