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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Ouster, Inc. (OUST). Click either name above to swap in a different company.

Ouster, Inc. is the larger business by last-quarter revenue ($62.2M vs $47.3M, roughly 1.3× CIVISTA BANCSHARES, INC.). Over the past eight quarters, Ouster, Inc.'s revenue compounded faster (54.8% CAGR vs 11.3%).

Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.

Ouster, Inc. is an American lidar technology company headquartered in San Francisco, California. It builds high-resolution, digital 3D lidar sensors for use in autonomous vehicles, industrial, robotics, drones, mapping, defense, and security systems.

CIVB vs OUST — Head-to-Head

Bigger by revenue
OUST
OUST
1.3× larger
OUST
$62.2M
$47.3M
CIVB
Faster 2-yr revenue CAGR
OUST
OUST
Annualised
OUST
54.8%
11.3%
CIVB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CIVB
CIVB
OUST
OUST
Revenue
$47.3M
$62.2M
Net Profit
$15.0M
Gross Margin
60.2%
Operating Margin
1.5%
Net Margin
31.7%
Revenue YoY
106.6%
Net Profit YoY
47.4%
EPS (diluted)
$0.72
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CIVB
CIVB
OUST
OUST
Q1 26
$47.3M
Q4 25
$46.3M
$62.2M
Q3 25
$44.2M
$39.5M
Q2 25
$41.4M
$35.0M
Q1 25
$40.6M
$32.6M
Q4 24
$40.4M
$30.1M
Q3 24
$39.3M
$28.1M
Q2 24
$38.1M
$27.0M
Net Profit
CIVB
CIVB
OUST
OUST
Q1 26
$15.0M
Q4 25
Q3 25
$12.8M
$-21.7M
Q2 25
$11.0M
$-20.6M
Q1 25
$10.2M
$-22.0M
Q4 24
Q3 24
$8.4M
$-25.6M
Q2 24
$7.1M
$-23.9M
Gross Margin
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
60.2%
Q3 25
42.1%
Q2 25
45.2%
Q1 25
41.3%
Q4 24
43.8%
Q3 24
38.3%
Q2 24
33.7%
Operating Margin
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
31.8%
1.5%
Q3 25
35.4%
-61.4%
Q2 25
31.1%
-76.5%
Q1 25
29.4%
-73.0%
Q4 24
28.2%
-85.1%
Q3 24
25.2%
-98.0%
Q2 24
21.2%
-93.6%
Net Margin
CIVB
CIVB
OUST
OUST
Q1 26
31.7%
Q4 25
Q3 25
28.9%
-55.0%
Q2 25
26.6%
-58.8%
Q1 25
25.0%
-67.5%
Q4 24
Q3 24
21.3%
-91.1%
Q2 24
18.5%
-88.4%
EPS (diluted)
CIVB
CIVB
OUST
OUST
Q1 26
$0.72
Q4 25
$0.59
$0.10
Q3 25
$0.68
$-0.37
Q2 25
$0.71
$-0.38
Q1 25
$0.66
$-0.42
Q4 24
$0.62
$-0.46
Q3 24
$0.53
$-0.54
Q2 24
$0.45
$-0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CIVB
CIVB
OUST
OUST
Cash + ST InvestmentsLiquidity on hand
$208.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$553.9M
$261.7M
Total Assets
$4.3B
$349.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
$208.6M
Q3 25
$244.5M
Q2 25
$226.5M
Q1 25
$168.2M
Q4 24
$172.0M
Q3 24
$151.4M
Q2 24
$184.2M
Stockholders' Equity
CIVB
CIVB
OUST
OUST
Q1 26
$553.9M
Q4 25
$543.5M
$261.7M
Q3 25
$499.0M
$247.4M
Q2 25
$404.1M
$221.0M
Q1 25
$397.4M
$167.9M
Q4 24
$388.5M
$180.9M
Q3 24
$394.4M
$171.7M
Q2 24
$373.8M
$170.6M
Total Assets
CIVB
CIVB
OUST
OUST
Q1 26
$4.3B
Q4 25
$4.3B
$349.5M
Q3 25
$4.1B
$353.8M
Q2 25
$4.2B
$321.8M
Q1 25
$4.1B
$268.6M
Q4 24
$4.1B
$276.1M
Q3 24
$4.1B
$255.2M
Q2 24
$4.0B
$309.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CIVB
CIVB
OUST
OUST
Operating Cash FlowLast quarter
$-15.4M
Free Cash FlowOCF − Capex
$-37.2M
FCF MarginFCF / Revenue
-59.8%
Capex IntensityCapex / Revenue
35.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-64.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
$43.3M
$-15.4M
Q3 25
$19.0M
$-18.3M
Q2 25
$11.1M
$-1.3M
Q1 25
$3.6M
$-4.9M
Q4 24
$48.2M
$-2.6M
Q3 24
$12.9M
$-3.8M
Q2 24
$12.2M
$-21.6M
Free Cash Flow
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
$42.1M
$-37.2M
Q3 25
$-20.0M
Q2 25
$-2.2M
Q1 25
$3.5M
$-5.4M
Q4 24
$44.1M
$-4.0M
Q3 24
$-4.3M
Q2 24
$-22.0M
FCF Margin
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
90.9%
-59.8%
Q3 25
-50.7%
Q2 25
-6.3%
Q1 25
8.5%
-16.6%
Q4 24
109.1%
-13.3%
Q3 24
-15.4%
Q2 24
-81.5%
Capex Intensity
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
2.5%
35.0%
Q3 25
4.3%
Q2 25
2.5%
Q1 25
0.4%
1.7%
Q4 24
10.4%
4.8%
Q3 24
2.0%
Q2 24
1.3%
Cash Conversion
CIVB
CIVB
OUST
OUST
Q1 26
Q4 25
Q3 25
1.49×
Q2 25
1.01×
Q1 25
0.36×
Q4 24
Q3 24
1.54×
Q2 24
1.73×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CIVB
CIVB

Net Interest Income$37.8M80%
Noninterest Income$9.4M20%

OUST
OUST

Segment breakdown not available.

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