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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Vitesse Energy, Inc. (VTS). Click either name above to swap in a different company.
Vitesse Energy, Inc. is the larger business by last-quarter revenue ($58.6M vs $47.3M, roughly 1.2× CIVISTA BANCSHARES, INC.). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -1.3%, a 33.0% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -2.1%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Vitesse Energy, Inc. is a U.S.-headquartered independent energy company focused on exploration, development, and production of oil and natural gas assets. It operates primarily in high-potential onshore basins including North Dakota's Williston Basin, serving domestic and global upstream energy market demand.
CIVB vs VTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $58.6M |
| Net Profit | $15.0M | $-739.0K |
| Gross Margin | — | — |
| Operating Margin | — | -12.0% |
| Net Margin | 31.7% | -1.3% |
| Revenue YoY | — | 4.8% |
| Net Profit YoY | 47.4% | 85.6% |
| EPS (diluted) | $0.72 | $-0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $58.6M | ||
| Q3 25 | $44.2M | $67.4M | ||
| Q2 25 | $41.4M | $81.8M | ||
| Q1 25 | $40.6M | $66.2M | ||
| Q4 24 | $40.4M | $55.9M | ||
| Q3 24 | $39.3M | $58.3M | ||
| Q2 24 | $38.1M | $66.6M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-739.0K | ||
| Q3 25 | $12.8M | $-1.3M | ||
| Q2 25 | $11.0M | $24.7M | ||
| Q1 25 | $10.2M | $2.7M | ||
| Q4 24 | — | $-5.1M | ||
| Q3 24 | $8.4M | $17.4M | ||
| Q2 24 | $7.1M | $10.9M |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -12.0% | ||
| Q3 25 | 35.4% | 0.2% | ||
| Q2 25 | 31.1% | 22.8% | ||
| Q1 25 | 29.4% | 8.1% | ||
| Q4 24 | 28.2% | 3.7% | ||
| Q3 24 | 25.2% | 15.4% | ||
| Q2 24 | 21.2% | 25.2% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -1.3% | ||
| Q3 25 | 28.9% | -1.9% | ||
| Q2 25 | 26.6% | 30.2% | ||
| Q1 25 | 25.0% | 4.0% | ||
| Q4 24 | — | -9.2% | ||
| Q3 24 | 21.3% | 29.9% | ||
| Q2 24 | 18.5% | 16.4% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-0.01 | ||
| Q3 25 | $0.68 | $-0.03 | ||
| Q2 25 | $0.71 | $0.60 | ||
| Q1 25 | $0.66 | $0.08 | ||
| Q4 24 | $0.62 | $-0.15 | ||
| Q3 24 | $0.53 | $0.53 | ||
| Q2 24 | $0.45 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $553.9M | $629.3M |
| Total Assets | $4.3B | $893.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $4.5M | ||
| Q4 24 | — | $3.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $629.3M | ||
| Q3 25 | $499.0M | $650.3M | ||
| Q2 25 | $404.1M | $671.9M | ||
| Q1 25 | $397.4M | $667.7M | ||
| Q4 24 | $388.5M | $500.3M | ||
| Q3 24 | $394.4M | $520.4M | ||
| Q2 24 | $373.8M | $518.5M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $893.4M | ||
| Q3 25 | $4.1B | $932.9M | ||
| Q2 25 | $4.2B | $951.5M | ||
| Q1 25 | $4.1B | $975.2M | ||
| Q4 24 | $4.1B | $810.9M | ||
| Q3 24 | $4.1B | $791.2M | ||
| Q2 24 | $4.0B | $778.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $37.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $37.4M | ||
| Q3 25 | $19.0M | $49.4M | ||
| Q2 25 | $11.1M | $66.0M | ||
| Q1 25 | $3.6M | $17.5M | ||
| Q4 24 | $48.2M | $34.7M | ||
| Q3 24 | $12.9M | $45.7M | ||
| Q2 24 | $12.2M | $35.2M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | — | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | 2.68× | ||
| Q1 25 | 0.36× | 6.56× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | 2.62× | ||
| Q2 24 | 1.73× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
VTS
| Oil Reserves | $54.5M | 93% |
| Natural Gas Reserves | $4.2M | 7% |
