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Side-by-side financial comparison of Columbia Financial, Inc. (CLBK) and Nine Energy Service, Inc. (NINE). Click either name above to swap in a different company.

Nine Energy Service, Inc. is the larger business by last-quarter revenue ($132.2M vs $68.8M, roughly 1.9× Columbia Financial, Inc.). Columbia Financial, Inc. runs the higher net margin — 22.8% vs -14.5%, a 37.4% gap on every dollar of revenue. On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs -6.5%). Columbia Financial, Inc. produced more free cash flow last quarter ($58.6M vs $-4.8M). Over the past eight quarters, Columbia Financial, Inc.'s revenue compounded faster (17.7% CAGR vs -3.6%).

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

Xcel Energy Inc. is a U.S. regulated electric utility and natural gas delivery company based in Minneapolis, Minnesota, serving approximately 3.9 million electricity customers and 2.2 million natural gas customers across parts of eight states as of mid-2025. It consists of four operating subsidiaries: Northern States Power-Minnesota, Northern States Power-Wisconsin, Public Service Company of Colorado, and Southwestern Public Service Co.

CLBK vs NINE — Head-to-Head

Bigger by revenue
NINE
NINE
1.9× larger
NINE
$132.2M
$68.8M
CLBK
Growing faster (revenue YoY)
CLBK
CLBK
+36.3% gap
CLBK
29.7%
-6.5%
NINE
Higher net margin
CLBK
CLBK
37.4% more per $
CLBK
22.8%
-14.5%
NINE
More free cash flow
CLBK
CLBK
$63.4M more FCF
CLBK
$58.6M
$-4.8M
NINE
Faster 2-yr revenue CAGR
CLBK
CLBK
Annualised
CLBK
17.7%
-3.6%
NINE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLBK
CLBK
NINE
NINE
Revenue
$68.8M
$132.2M
Net Profit
$15.7M
$-19.2M
Gross Margin
Operating Margin
28.6%
-4.2%
Net Margin
22.8%
-14.5%
Revenue YoY
29.7%
-6.5%
Net Profit YoY
173.9%
-117.4%
EPS (diluted)
$0.15
$-0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLBK
CLBK
NINE
NINE
Q4 25
$68.8M
$132.2M
Q3 25
$67.3M
$132.0M
Q2 25
$63.9M
$147.3M
Q1 25
$58.8M
$150.5M
Q4 24
$46.4M
$141.4M
Q3 24
$54.3M
$138.2M
Q2 24
$53.3M
$132.4M
Q1 24
$49.7M
$142.1M
Net Profit
CLBK
CLBK
NINE
NINE
Q4 25
$15.7M
$-19.2M
Q3 25
$14.9M
$-14.6M
Q2 25
$12.3M
$-10.4M
Q1 25
$8.9M
$-7.1M
Q4 24
$-21.2M
$-8.8M
Q3 24
$6.2M
$-10.1M
Q2 24
$4.5M
$-14.0M
Q1 24
$-1.2M
$-8.1M
Operating Margin
CLBK
CLBK
NINE
NINE
Q4 25
28.6%
-4.2%
Q3 25
29.5%
-0.9%
Q2 25
25.8%
2.3%
Q1 25
20.4%
3.7%
Q4 24
-57.6%
2.5%
Q3 24
13.5%
1.8%
Q2 24
9.0%
-1.1%
Q1 24
-2.6%
3.1%
Net Margin
CLBK
CLBK
NINE
NINE
Q4 25
22.8%
-14.5%
Q3 25
22.1%
-11.1%
Q2 25
19.3%
-7.1%
Q1 25
15.1%
-4.7%
Q4 24
-45.7%
-6.3%
Q3 24
11.4%
-7.3%
Q2 24
8.5%
-10.6%
Q1 24
-2.3%
-5.7%
EPS (diluted)
CLBK
CLBK
NINE
NINE
Q4 25
$0.15
$-0.47
Q3 25
$0.15
$-0.35
Q2 25
$0.12
$-0.25
Q1 25
$0.09
$-0.18
Q4 24
$-0.20
$-0.21
Q3 24
$0.06
$-0.26
Q2 24
$0.04
$-0.40
Q1 24
$-0.01
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLBK
CLBK
NINE
NINE
Cash + ST InvestmentsLiquidity on hand
$340.8M
$18.4M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$1.2B
$-115.0M
Total Assets
$11.0B
$339.5M
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLBK
CLBK
NINE
NINE
Q4 25
$340.8M
$18.4M
Q3 25
$253.4M
$14.4M
Q2 25
$248.2M
$14.2M
Q1 25
$256.1M
$17.3M
Q4 24
$289.2M
$27.9M
Q3 24
$283.5M
$15.7M
Q2 24
$391.1M
$26.0M
Q1 24
$373.5M
$10.2M
Total Debt
CLBK
CLBK
NINE
NINE
Q4 25
$1.2B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.4B
Q2 24
$1.7B
Q1 24
$1.5B
Stockholders' Equity
CLBK
CLBK
NINE
NINE
Q4 25
$1.2B
$-115.0M
Q3 25
$1.1B
$-95.9M
Q2 25
$1.1B
$-81.7M
Q1 25
$1.1B
$-72.1M
Q4 24
$1.1B
$-66.1M
Q3 24
$1.1B
$-57.6M
Q2 24
$1.0B
$-49.7M
Q1 24
$1.0B
$-43.3M
Total Assets
CLBK
CLBK
NINE
NINE
Q4 25
$11.0B
$339.5M
Q3 25
$10.9B
$340.7M
Q2 25
$10.7B
$361.2M
Q1 25
$10.6B
$359.2M
Q4 24
$10.5B
$360.1M
Q3 24
$10.7B
$353.2M
Q2 24
$10.8B
$381.7M
Q1 24
$10.6B
$380.4M
Debt / Equity
CLBK
CLBK
NINE
NINE
Q4 25
1.02×
Q3 25
1.11×
Q2 25
1.14×
Q1 25
1.01×
Q4 24
1.00×
Q3 24
1.32×
Q2 24
1.61×
Q1 24
1.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLBK
CLBK
NINE
NINE
Operating Cash FlowLast quarter
$68.4M
$-2.2M
Free Cash FlowOCF − Capex
$58.6M
$-4.8M
FCF MarginFCF / Revenue
85.1%
-3.6%
Capex IntensityCapex / Revenue
14.3%
2.0%
Cash ConversionOCF / Net Profit
4.36×
TTM Free Cash FlowTrailing 4 quarters
$95.1M
$-23.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLBK
CLBK
NINE
NINE
Q4 25
$68.4M
$-2.2M
Q3 25
$31.0M
$-9.9M
Q2 25
$14.6M
$10.1M
Q1 25
$-1.6M
$-5.3M
Q4 24
$33.3M
$15.0M
Q3 24
$-28.3M
$-5.8M
Q2 24
$18.6M
$12.9M
Q1 24
$14.1M
$-8.8M
Free Cash Flow
CLBK
CLBK
NINE
NINE
Q4 25
$58.6M
$-4.8M
Q3 25
$28.1M
$-13.4M
Q2 25
$12.9M
$4.2M
Q1 25
$-4.5M
$-9.3M
Q4 24
$25.9M
$11.8M
Q3 24
$-31.1M
$-9.3M
Q2 24
$17.2M
$10.3M
Q1 24
$12.5M
$-14.3M
FCF Margin
CLBK
CLBK
NINE
NINE
Q4 25
85.1%
-3.6%
Q3 25
41.8%
-10.2%
Q2 25
20.2%
2.9%
Q1 25
-7.6%
-6.2%
Q4 24
55.7%
8.3%
Q3 24
-57.3%
-6.7%
Q2 24
32.3%
7.7%
Q1 24
25.1%
-10.1%
Capex Intensity
CLBK
CLBK
NINE
NINE
Q4 25
14.3%
2.0%
Q3 25
4.2%
2.6%
Q2 25
2.7%
4.0%
Q1 25
4.9%
2.6%
Q4 24
16.0%
2.3%
Q3 24
5.1%
2.5%
Q2 24
2.6%
2.0%
Q1 24
3.4%
3.9%
Cash Conversion
CLBK
CLBK
NINE
NINE
Q4 25
4.36×
Q3 25
2.08×
Q2 25
1.19×
Q1 25
-0.18×
Q4 24
Q3 24
-4.57×
Q2 24
4.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLBK
CLBK

Segment breakdown not available.

NINE
NINE

Cement$52.6M40%
Tool Revenue$28.6M22%
Coiled Tubing$25.8M20%
Wireline$25.1M19%

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