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Side-by-side financial comparison of Columbia Financial, Inc. (CLBK) and GeneDx Holdings Corp. (WGS). Click either name above to swap in a different company.

GeneDx Holdings Corp. is the larger business by last-quarter revenue ($121.0M vs $68.8M, roughly 1.8× Columbia Financial, Inc.). Columbia Financial, Inc. runs the higher net margin — 22.8% vs -14.6%, a 37.4% gap on every dollar of revenue. On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs 26.5%). Columbia Financial, Inc. produced more free cash flow last quarter ($58.6M vs $-7.4M). Over the past eight quarters, GeneDx Holdings Corp.'s revenue compounded faster (39.2% CAGR vs 17.7%).

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

GeneDx is a genetic testing company that was founded in 2000 by two scientists from the National Institutes of Health (NIH), Sherri Bale and John Compton. They started the company to provide clinical diagnostic services for patients and families with rare and ultra-rare disorders, for which no such commercial testing was available at the time. The company started in the Technology Development Center, a biotech incubator supported by the state of Maryland and Montgomery County, MD. In 2006, Bi...

CLBK vs WGS — Head-to-Head

Bigger by revenue
WGS
WGS
1.8× larger
WGS
$121.0M
$68.8M
CLBK
Growing faster (revenue YoY)
CLBK
CLBK
+3.2% gap
CLBK
29.7%
26.5%
WGS
Higher net margin
CLBK
CLBK
37.4% more per $
CLBK
22.8%
-14.6%
WGS
More free cash flow
CLBK
CLBK
$66.0M more FCF
CLBK
$58.6M
$-7.4M
WGS
Faster 2-yr revenue CAGR
WGS
WGS
Annualised
WGS
39.2%
17.7%
CLBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLBK
CLBK
WGS
WGS
Revenue
$68.8M
$121.0M
Net Profit
$15.7M
$-17.7M
Gross Margin
69.6%
Operating Margin
28.6%
-11.8%
Net Margin
22.8%
-14.6%
Revenue YoY
29.7%
26.5%
Net Profit YoY
173.9%
-424.9%
EPS (diluted)
$0.15
$-0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLBK
CLBK
WGS
WGS
Q4 25
$68.8M
$121.0M
Q3 25
$67.3M
$116.7M
Q2 25
$63.9M
$102.7M
Q1 25
$58.8M
$87.1M
Q4 24
$46.4M
$95.6M
Q3 24
$54.3M
$76.9M
Q2 24
$53.3M
$70.5M
Q1 24
$49.7M
$62.4M
Net Profit
CLBK
CLBK
WGS
WGS
Q4 25
$15.7M
$-17.7M
Q3 25
$14.9M
$-7.6M
Q2 25
$12.3M
$10.8M
Q1 25
$8.9M
$-6.5M
Q4 24
$-21.2M
$5.4M
Q3 24
$6.2M
$-8.3M
Q2 24
$4.5M
$-29.2M
Q1 24
$-1.2M
$-20.2M
Gross Margin
CLBK
CLBK
WGS
WGS
Q4 25
69.6%
Q3 25
72.4%
Q2 25
69.0%
Q1 25
67.1%
Q4 24
69.2%
Q3 24
62.2%
Q2 24
60.9%
Q1 24
59.9%
Operating Margin
CLBK
CLBK
WGS
WGS
Q4 25
28.6%
-11.8%
Q3 25
29.5%
-2.8%
Q2 25
25.8%
8.7%
Q1 25
20.4%
-5.2%
Q4 24
-57.6%
9.2%
Q3 24
13.5%
-10.1%
Q2 24
9.0%
-15.0%
Q1 24
-2.6%
-21.9%
Net Margin
CLBK
CLBK
WGS
WGS
Q4 25
22.8%
-14.6%
Q3 25
22.1%
-6.5%
Q2 25
19.3%
10.5%
Q1 25
15.1%
-7.5%
Q4 24
-45.7%
5.7%
Q3 24
11.4%
-10.8%
Q2 24
8.5%
-41.4%
Q1 24
-2.3%
-32.4%
EPS (diluted)
CLBK
CLBK
WGS
WGS
Q4 25
$0.15
$-0.59
Q3 25
$0.15
$-0.27
Q2 25
$0.12
$0.36
Q1 25
$0.09
$-0.23
Q4 24
$-0.20
$0.25
Q3 24
$0.06
$-0.31
Q2 24
$0.04
$-1.10
Q1 24
$-0.01
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLBK
CLBK
WGS
WGS
Cash + ST InvestmentsLiquidity on hand
$340.8M
$171.3M
Total DebtLower is stronger
$1.2B
$54.5M
Stockholders' EquityBook value
$1.2B
$308.2M
Total Assets
$11.0B
$523.7M
Debt / EquityLower = less leverage
1.02×
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLBK
CLBK
WGS
WGS
Q4 25
$340.8M
$171.3M
Q3 25
$253.4M
$155.1M
Q2 25
$248.2M
$134.6M
Q1 25
$256.1M
$159.2M
Q4 24
$289.2M
$141.2M
Q3 24
$283.5M
$116.5M
Q2 24
$391.1M
$106.9M
Q1 24
$373.5M
$112.9M
Total Debt
CLBK
CLBK
WGS
WGS
Q4 25
$1.2B
$54.5M
Q3 25
$1.3B
$54.8M
Q2 25
$1.3B
$55.1M
Q1 25
$1.1B
$55.5M
Q4 24
$1.1B
$55.8M
Q3 24
$1.4B
$56.1M
Q2 24
$1.7B
$56.3M
Q1 24
$1.5B
$56.3M
Stockholders' Equity
CLBK
CLBK
WGS
WGS
Q4 25
$1.2B
$308.2M
Q3 25
$1.1B
$292.3M
Q2 25
$1.1B
$277.1M
Q1 25
$1.1B
$257.4M
Q4 24
$1.1B
$245.2M
Q3 24
$1.1B
$204.5M
Q2 24
$1.0B
$194.0M
Q1 24
$1.0B
$207.2M
Total Assets
CLBK
CLBK
WGS
WGS
Q4 25
$11.0B
$523.7M
Q3 25
$10.9B
$493.9M
Q2 25
$10.7B
$463.9M
Q1 25
$10.6B
$446.4M
Q4 24
$10.5B
$419.4M
Q3 24
$10.7B
$408.8M
Q2 24
$10.8B
$389.1M
Q1 24
$10.6B
$394.5M
Debt / Equity
CLBK
CLBK
WGS
WGS
Q4 25
1.02×
0.18×
Q3 25
1.11×
0.19×
Q2 25
1.14×
0.20×
Q1 25
1.01×
0.22×
Q4 24
1.00×
0.23×
Q3 24
1.32×
0.27×
Q2 24
1.61×
0.29×
Q1 24
1.47×
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLBK
CLBK
WGS
WGS
Operating Cash FlowLast quarter
$68.4M
$-3.1M
Free Cash FlowOCF − Capex
$58.6M
$-7.4M
FCF MarginFCF / Revenue
85.1%
-6.1%
Capex IntensityCapex / Revenue
14.3%
3.6%
Cash ConversionOCF / Net Profit
4.36×
TTM Free Cash FlowTrailing 4 quarters
$95.1M
$14.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLBK
CLBK
WGS
WGS
Q4 25
$68.4M
$-3.1M
Q3 25
$31.0M
$15.8M
Q2 25
$14.6M
$10.4M
Q1 25
$-1.6M
$10.2M
Q4 24
$33.3M
$-3.2M
Q3 24
$-28.3M
$-4.4M
Q2 24
$18.6M
$-4.5M
Q1 24
$14.1M
$-16.4M
Free Cash Flow
CLBK
CLBK
WGS
WGS
Q4 25
$58.6M
$-7.4M
Q3 25
$28.1M
$9.6M
Q2 25
$12.9M
$8.1M
Q1 25
$-4.5M
$4.1M
Q4 24
$25.9M
$-6.2M
Q3 24
$-31.1M
$-5.0M
Q2 24
$17.2M
$-5.9M
Q1 24
$12.5M
$-16.9M
FCF Margin
CLBK
CLBK
WGS
WGS
Q4 25
85.1%
-6.1%
Q3 25
41.8%
8.2%
Q2 25
20.2%
7.8%
Q1 25
-7.6%
4.7%
Q4 24
55.7%
-6.5%
Q3 24
-57.3%
-6.6%
Q2 24
32.3%
-8.3%
Q1 24
25.1%
-27.0%
Capex Intensity
CLBK
CLBK
WGS
WGS
Q4 25
14.3%
3.6%
Q3 25
4.2%
5.3%
Q2 25
2.7%
2.3%
Q1 25
4.9%
7.0%
Q4 24
16.0%
3.2%
Q3 24
5.1%
0.8%
Q2 24
2.6%
1.9%
Q1 24
3.4%
0.7%
Cash Conversion
CLBK
CLBK
WGS
WGS
Q4 25
4.36×
Q3 25
2.08×
Q2 25
1.19×
0.96×
Q1 25
-0.18×
Q4 24
-0.59×
Q3 24
-4.57×
Q2 24
4.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLBK
CLBK

Segment breakdown not available.

WGS
WGS

Diagnostic Test Third Party Insurance$101.1M84%
Diagnostic Test Institutional Customers$15.5M13%
Other$3.4M3%

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