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Side-by-side financial comparison of Columbia Financial, Inc. (CLBK) and Zai Lab Ltd (ZLAB). Click either name above to swap in a different company.

Zai Lab Ltd is the larger business by last-quarter revenue ($127.1M vs $68.8M, roughly 1.8× Columbia Financial, Inc.). On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs 17.1%). Columbia Financial, Inc. produced more free cash flow last quarter ($58.6M vs $-26.7M). Over the past eight quarters, Zai Lab Ltd's revenue compounded faster (20.8% CAGR vs 17.7%).

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

Zai Lab Ltd is a global biopharmaceutical company focused on developing, manufacturing and commercializing innovative therapies for oncology, autoimmune disorders, infectious diseases and other unmet medical needs. It operates primarily in the Greater China region and partners with leading global biotech firms to expand access to life-saving treatments for underserved patient populations.

CLBK vs ZLAB — Head-to-Head

Bigger by revenue
ZLAB
ZLAB
1.8× larger
ZLAB
$127.1M
$68.8M
CLBK
Growing faster (revenue YoY)
CLBK
CLBK
+12.6% gap
CLBK
29.7%
17.1%
ZLAB
More free cash flow
CLBK
CLBK
$85.3M more FCF
CLBK
$58.6M
$-26.7M
ZLAB
Faster 2-yr revenue CAGR
ZLAB
ZLAB
Annualised
ZLAB
20.8%
17.7%
CLBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLBK
CLBK
ZLAB
ZLAB
Revenue
$68.8M
$127.1M
Net Profit
$15.7M
Gross Margin
51.0%
Operating Margin
28.6%
-54.6%
Net Margin
22.8%
Revenue YoY
29.7%
17.1%
Net Profit YoY
173.9%
EPS (diluted)
$0.15
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$68.8M
$127.1M
Q3 25
$67.3M
$115.4M
Q2 25
$63.9M
$109.1M
Q1 25
$58.8M
$105.7M
Q4 24
$46.4M
$108.5M
Q3 24
$54.3M
$101.8M
Q2 24
$53.3M
$100.1M
Q1 24
$49.7M
$87.1M
Net Profit
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$15.7M
Q3 25
$14.9M
$-36.0M
Q2 25
$12.3M
$-40.7M
Q1 25
$8.9M
$-48.4M
Q4 24
$-21.2M
Q3 24
$6.2M
$-41.7M
Q2 24
$4.5M
$-80.3M
Q1 24
$-1.2M
$-53.5M
Gross Margin
CLBK
CLBK
ZLAB
ZLAB
Q4 25
51.0%
Q3 25
59.5%
Q2 25
60.6%
Q1 25
63.6%
Q4 24
61.5%
Q3 24
64.1%
Q2 24
64.9%
Q1 24
61.4%
Operating Margin
CLBK
CLBK
ZLAB
ZLAB
Q4 25
28.6%
-54.6%
Q3 25
29.5%
-42.3%
Q2 25
25.8%
-50.3%
Q1 25
20.4%
-53.3%
Q4 24
-57.6%
-62.6%
Q3 24
13.5%
-66.6%
Q2 24
9.0%
-76.0%
Q1 24
-2.6%
-80.7%
Net Margin
CLBK
CLBK
ZLAB
ZLAB
Q4 25
22.8%
Q3 25
22.1%
-31.2%
Q2 25
19.3%
-37.3%
Q1 25
15.1%
-45.8%
Q4 24
-45.7%
Q3 24
11.4%
-40.9%
Q2 24
8.5%
-80.2%
Q1 24
-2.3%
-61.4%
EPS (diluted)
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$0.15
$-0.05
Q3 25
$0.15
$-0.03
Q2 25
$0.12
$-0.04
Q1 25
$0.09
$-0.04
Q4 24
$-0.20
$-0.09
Q3 24
$0.06
$-0.04
Q2 24
$0.04
$-0.08
Q1 24
$-0.01
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLBK
CLBK
ZLAB
ZLAB
Cash + ST InvestmentsLiquidity on hand
$340.8M
$689.6M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$1.2B
$715.5M
Total Assets
$11.0B
$1.2B
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$340.8M
$689.6M
Q3 25
$253.4M
$717.2M
Q2 25
$248.2M
$732.2M
Q1 25
$256.1M
$757.3M
Q4 24
$289.2M
$779.7M
Q3 24
$283.5M
$616.1M
Q2 24
$391.1M
$630.0M
Q1 24
$373.5M
$650.8M
Total Debt
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$1.2B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.4B
Q2 24
$1.7B
Q1 24
$1.5B
Stockholders' Equity
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$1.2B
$715.5M
Q3 25
$1.1B
$759.9M
Q2 25
$1.1B
$791.7M
Q1 25
$1.1B
$810.8M
Q4 24
$1.1B
$840.9M
Q3 24
$1.1B
$667.7M
Q2 24
$1.0B
$704.2M
Q1 24
$1.0B
$762.2M
Total Assets
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$11.0B
$1.2B
Q3 25
$10.9B
$1.2B
Q2 25
$10.7B
$1.2B
Q1 25
$10.6B
$1.2B
Q4 24
$10.5B
$1.2B
Q3 24
$10.7B
$985.3M
Q2 24
$10.8B
$987.4M
Q1 24
$10.6B
$988.4M
Debt / Equity
CLBK
CLBK
ZLAB
ZLAB
Q4 25
1.02×
Q3 25
1.11×
Q2 25
1.14×
Q1 25
1.01×
Q4 24
1.00×
Q3 24
1.32×
Q2 24
1.61×
Q1 24
1.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLBK
CLBK
ZLAB
ZLAB
Operating Cash FlowLast quarter
$68.4M
$-26.0M
Free Cash FlowOCF − Capex
$58.6M
$-26.7M
FCF MarginFCF / Revenue
85.1%
-21.0%
Capex IntensityCapex / Revenue
14.3%
0.5%
Cash ConversionOCF / Net Profit
4.36×
TTM Free Cash FlowTrailing 4 quarters
$95.1M
$-158.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$68.4M
$-26.0M
Q3 25
$31.0M
$-32.0M
Q2 25
$14.6M
$-31.0M
Q1 25
$-1.6M
$-61.7M
Q4 24
$33.3M
$-55.8M
Q3 24
$-28.3M
$-26.8M
Q2 24
$18.6M
$-42.2M
Q1 24
$14.1M
$-90.1M
Free Cash Flow
CLBK
CLBK
ZLAB
ZLAB
Q4 25
$58.6M
$-26.7M
Q3 25
$28.1M
$-35.0M
Q2 25
$12.9M
$-33.9M
Q1 25
$-4.5M
$-63.2M
Q4 24
$25.9M
$-58.4M
Q3 24
$-31.1M
$-28.2M
Q2 24
$17.2M
$-42.9M
Q1 24
$12.5M
$-91.1M
FCF Margin
CLBK
CLBK
ZLAB
ZLAB
Q4 25
85.1%
-21.0%
Q3 25
41.8%
-30.4%
Q2 25
20.2%
-31.1%
Q1 25
-7.6%
-59.9%
Q4 24
55.7%
-53.8%
Q3 24
-57.3%
-27.7%
Q2 24
32.3%
-42.9%
Q1 24
25.1%
-104.5%
Capex Intensity
CLBK
CLBK
ZLAB
ZLAB
Q4 25
14.3%
0.5%
Q3 25
4.2%
2.6%
Q2 25
2.7%
2.6%
Q1 25
4.9%
1.5%
Q4 24
16.0%
2.4%
Q3 24
5.1%
1.3%
Q2 24
2.6%
0.7%
Q1 24
3.4%
1.1%
Cash Conversion
CLBK
CLBK
ZLAB
ZLAB
Q4 25
4.36×
Q3 25
2.08×
Q2 25
1.19×
Q1 25
-0.18×
Q4 24
Q3 24
-4.57×
Q2 24
4.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLBK
CLBK

Segment breakdown not available.

ZLAB
ZLAB

Zejula$56.0M44%
Other$21.9M17%
Nuzyra$16.0M13%
Optune$11.9M9%
XACDURO$10.7M8%
Qinlock$9.7M8%
AUGTYRO$836.0K1%

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