vs

Side-by-side financial comparison of Clearfield, Inc. (CLFD) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

Clearfield, Inc. is the larger business by last-quarter revenue ($34.3M vs $19.3M, roughly 1.8× Open Lending Corp). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs -3.2%). Clearfield, Inc. produced more free cash flow last quarter ($-2.4M vs $-3.3M). Over the past eight quarters, Clearfield, Inc.'s revenue compounded faster (-3.5% CAGR vs -20.7%).

Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

CLFD vs LPRO — Head-to-Head

Bigger by revenue
CLFD
CLFD
1.8× larger
CLFD
$34.3M
$19.3M
LPRO
Growing faster (revenue YoY)
LPRO
LPRO
+137.2% gap
LPRO
134.0%
-3.2%
CLFD
More free cash flow
CLFD
CLFD
$822.0K more FCF
CLFD
$-2.4M
$-3.3M
LPRO
Faster 2-yr revenue CAGR
CLFD
CLFD
Annualised
CLFD
-3.5%
-20.7%
LPRO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CLFD
CLFD
LPRO
LPRO
Revenue
$34.3M
$19.3M
Net Profit
$-614.0K
Gross Margin
33.2%
76.0%
Operating Margin
-5.3%
3.9%
Net Margin
-1.8%
Revenue YoY
-3.2%
134.0%
Net Profit YoY
67.8%
EPS (diluted)
$-0.04
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLFD
CLFD
LPRO
LPRO
Q4 25
$34.3M
$19.3M
Q3 25
$23.4M
$24.2M
Q2 25
$49.9M
$25.3M
Q1 25
$47.2M
$24.4M
Q4 24
$29.7M
$-56.9M
Q3 24
$5.6M
$23.5M
Q2 24
$48.8M
$26.7M
Q1 24
$36.9M
$30.7M
Net Profit
CLFD
CLFD
LPRO
LPRO
Q4 25
$-614.0K
Q3 25
$-9.1M
$-7.6M
Q2 25
$1.6M
$1.0M
Q1 25
$1.3M
$617.0K
Q4 24
$-1.9M
Q3 24
$1.4M
Q2 24
$-447.0K
$2.9M
Q1 24
$-5.9M
$5.1M
Gross Margin
CLFD
CLFD
LPRO
LPRO
Q4 25
33.2%
76.0%
Q3 25
53.2%
78.0%
Q2 25
30.5%
78.2%
Q1 25
30.1%
75.1%
Q4 24
29.2%
111.0%
Q3 24
73.9%
Q2 24
21.9%
78.6%
Q1 24
7.7%
81.3%
Operating Margin
CLFD
CLFD
LPRO
LPRO
Q4 25
-5.3%
3.9%
Q3 25
10.3%
-31.9%
Q2 25
3.0%
4.6%
Q1 25
0.6%
3.1%
Q4 24
-6.9%
138.0%
Q3 24
7.9%
Q2 24
-4.7%
14.9%
Q1 24
-26.4%
23.8%
Net Margin
CLFD
CLFD
LPRO
LPRO
Q4 25
-1.8%
Q3 25
-38.8%
-31.3%
Q2 25
3.2%
4.1%
Q1 25
2.8%
2.5%
Q4 24
-6.4%
Q3 24
6.1%
Q2 24
-0.9%
10.9%
Q1 24
-16.0%
16.5%
EPS (diluted)
CLFD
CLFD
LPRO
LPRO
Q4 25
$-0.04
$-0.00
Q3 25
$-0.65
$-0.06
Q2 25
$0.11
$0.01
Q1 25
$0.09
$0.01
Q4 24
$-0.13
$-1.20
Q3 24
$0.01
Q2 24
$-0.04
$0.02
Q1 24
$-0.40
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLFD
CLFD
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$96.4M
$176.6M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$249.7M
$75.0M
Total Assets
$268.1M
$236.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLFD
CLFD
LPRO
LPRO
Q4 25
$96.4M
$176.6M
Q3 25
$106.0M
$222.1M
Q2 25
$117.2M
$230.7M
Q1 25
$112.0M
$236.2M
Q4 24
$113.0M
$243.2M
Q3 24
$129.0M
$250.2M
Q2 24
$123.8M
$248.0M
Q1 24
$142.9M
$247.0M
Total Debt
CLFD
CLFD
LPRO
LPRO
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$2.2M
$141.5M
Q2 24
$2.1M
$143.3M
Q1 24
$143.2M
Stockholders' Equity
CLFD
CLFD
LPRO
LPRO
Q4 25
$249.7M
$75.0M
Q3 25
$256.2M
$72.8M
Q2 25
$264.5M
$78.9M
Q1 25
$265.9M
$79.8M
Q4 24
$267.4M
$78.1M
Q3 24
$275.8M
$220.5M
Q2 24
$274.6M
$216.8M
Q1 24
$279.2M
$211.5M
Total Assets
CLFD
CLFD
LPRO
LPRO
Q4 25
$268.1M
$236.7M
Q3 25
$306.2M
$287.7M
Q2 25
$314.7M
$296.7M
Q1 25
$310.9M
$304.2M
Q4 24
$303.2M
$296.4M
Q3 24
$315.3M
$395.7M
Q2 24
$318.1M
$382.8M
Q1 24
$315.4M
$380.6M
Debt / Equity
CLFD
CLFD
LPRO
LPRO
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.01×
0.64×
Q2 24
0.01×
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLFD
CLFD
LPRO
LPRO
Operating Cash FlowLast quarter
$-1.4M
$-3.2M
Free Cash FlowOCF − Capex
$-2.4M
$-3.3M
FCF MarginFCF / Revenue
-7.1%
-16.8%
Capex IntensityCapex / Revenue
2.9%
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLFD
CLFD
LPRO
LPRO
Q4 25
$-1.4M
$-3.2M
Q3 25
$-5.7M
Q2 25
$7.9M
$848.0K
Q1 25
$3.0M
$-3.8M
Q4 24
$7.2M
$17.6M
Q3 24
$22.2M
$11.4M
Q2 24
$4.0M
$-1.4M
Q1 24
$-5.7M
$11.0M
Free Cash Flow
CLFD
CLFD
LPRO
LPRO
Q4 25
$-2.4M
$-3.3M
Q3 25
Q2 25
$7.5M
$837.0K
Q1 25
$654.0K
$-3.9M
Q4 24
$5.1M
$17.4M
Q3 24
$18.2M
$11.3M
Q2 24
$2.8M
$-1.5M
Q1 24
$-7.7M
FCF Margin
CLFD
CLFD
LPRO
LPRO
Q4 25
-7.1%
-16.8%
Q3 25
Q2 25
15.1%
3.3%
Q1 25
1.4%
-15.9%
Q4 24
17.1%
-30.6%
Q3 24
323.0%
48.0%
Q2 24
5.8%
-5.5%
Q1 24
-20.8%
Capex Intensity
CLFD
CLFD
LPRO
LPRO
Q4 25
2.9%
0.3%
Q3 25
2.0%
0.0%
Q2 25
0.8%
0.0%
Q1 25
5.1%
0.2%
Q4 24
7.0%
-0.3%
Q3 24
71.4%
0.5%
Q2 24
2.5%
0.2%
Q1 24
5.3%
0.0%
Cash Conversion
CLFD
CLFD
LPRO
LPRO
Q4 25
Q3 25
Q2 25
4.93×
0.82×
Q1 25
2.30×
-6.22×
Q4 24
Q3 24
7.92×
Q2 24
-0.48×
Q1 24
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons