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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and MID PENN BANCORP INC (MPB). Click either name above to swap in a different company.
MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $34.3M, roughly 1.8× Clearfield, Inc.). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -1.8%, a 33.1% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -3.2%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $-2.4M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
CLFD vs MPB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $62.0M |
| Net Profit | $-614.0K | $19.4M |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | 43.6% |
| Net Margin | -1.8% | 31.4% |
| Revenue YoY | -3.2% | 30.8% |
| Net Profit YoY | 67.8% | 47.0% |
| EPS (diluted) | $-0.04 | $0.83 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $34.3M | $62.0M | ||
| Q3 25 | $23.4M | $61.8M | ||
| Q2 25 | $49.9M | $54.3M | ||
| Q1 25 | $47.2M | $47.7M | ||
| Q4 24 | $29.7M | $47.4M | ||
| Q3 24 | $5.6M | $45.3M | ||
| Q2 24 | $48.8M | $44.1M | ||
| Q1 24 | $36.9M | $42.3M |
| Q4 25 | $-614.0K | $19.4M | ||
| Q3 25 | $-9.1M | $18.3M | ||
| Q2 25 | $1.6M | $4.8M | ||
| Q1 25 | $1.3M | $13.7M | ||
| Q4 24 | $-1.9M | $13.2M | ||
| Q3 24 | — | $12.3M | ||
| Q2 24 | $-447.0K | $11.8M | ||
| Q1 24 | $-5.9M | $12.1M |
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
| Q4 25 | -5.3% | 43.6% | ||
| Q3 25 | 10.3% | 39.3% | ||
| Q2 25 | 3.0% | 7.9% | ||
| Q1 25 | 0.6% | 35.2% | ||
| Q4 24 | -6.9% | 34.1% | ||
| Q3 24 | — | 32.8% | ||
| Q2 24 | -4.7% | 32.4% | ||
| Q1 24 | -26.4% | 34.8% |
| Q4 25 | -1.8% | 31.4% | ||
| Q3 25 | -38.8% | 29.6% | ||
| Q2 25 | 3.2% | 8.8% | ||
| Q1 25 | 2.8% | 28.8% | ||
| Q4 24 | -6.4% | 27.9% | ||
| Q3 24 | — | 27.1% | ||
| Q2 24 | -0.9% | 26.7% | ||
| Q1 24 | -16.0% | 28.7% |
| Q4 25 | $-0.04 | $0.83 | ||
| Q3 25 | $-0.65 | $0.79 | ||
| Q2 25 | $0.11 | $0.22 | ||
| Q1 25 | $0.09 | $0.71 | ||
| Q4 24 | $-0.13 | $0.72 | ||
| Q3 24 | — | $0.74 | ||
| Q2 24 | $-0.04 | $0.71 | ||
| Q1 24 | $-0.40 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $249.7M | $814.1M |
| Total Assets | $268.1M | $6.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $96.4M | — | ||
| Q3 25 | $106.0M | — | ||
| Q2 25 | $117.2M | — | ||
| Q1 25 | $112.0M | — | ||
| Q4 24 | $113.0M | — | ||
| Q3 24 | $129.0M | — | ||
| Q2 24 | $123.8M | — | ||
| Q1 24 | $142.9M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
| Q4 25 | $249.7M | $814.1M | ||
| Q3 25 | $256.2M | $796.3M | ||
| Q2 25 | $264.5M | $775.7M | ||
| Q1 25 | $265.9M | $667.9M | ||
| Q4 24 | $267.4M | $655.0M | ||
| Q3 24 | $275.8M | $573.1M | ||
| Q2 24 | $274.6M | $559.7M | ||
| Q1 24 | $279.2M | $551.0M |
| Q4 25 | $268.1M | $6.1B | ||
| Q3 25 | $306.2M | $6.3B | ||
| Q2 25 | $314.7M | $6.4B | ||
| Q1 25 | $310.9M | $5.5B | ||
| Q4 24 | $303.2M | $5.5B | ||
| Q3 24 | $315.3M | $5.5B | ||
| Q2 24 | $318.1M | $5.4B | ||
| Q1 24 | $315.4M | $5.3B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | $80.0M |
| Free Cash FlowOCF − Capex | $-2.4M | $71.8M |
| FCF MarginFCF / Revenue | -7.1% | 115.8% |
| Capex IntensityCapex / Revenue | 2.9% | 13.3% |
| Cash ConversionOCF / Net Profit | — | 4.12× |
| TTM Free Cash FlowTrailing 4 quarters | — | $132.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.4M | $80.0M | ||
| Q3 25 | — | $26.3M | ||
| Q2 25 | $7.9M | $29.0M | ||
| Q1 25 | $3.0M | $11.5M | ||
| Q4 24 | $7.2M | $51.4M | ||
| Q3 24 | $22.2M | $16.9M | ||
| Q2 24 | $4.0M | $18.0M | ||
| Q1 24 | $-5.7M | $12.4M |
| Q4 25 | $-2.4M | $71.8M | ||
| Q3 25 | — | $24.3M | ||
| Q2 25 | $7.5M | $27.2M | ||
| Q1 25 | $654.0K | $8.8M | ||
| Q4 24 | $5.1M | $44.5M | ||
| Q3 24 | $18.2M | $16.8M | ||
| Q2 24 | $2.8M | $17.7M | ||
| Q1 24 | $-7.7M | $12.1M |
| Q4 25 | -7.1% | 115.8% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | 15.1% | 50.1% | ||
| Q1 25 | 1.4% | 18.4% | ||
| Q4 24 | 17.1% | 93.8% | ||
| Q3 24 | 323.0% | 37.1% | ||
| Q2 24 | 5.8% | 40.2% | ||
| Q1 24 | -20.8% | 28.5% |
| Q4 25 | 2.9% | 13.3% | ||
| Q3 25 | 2.0% | 3.1% | ||
| Q2 25 | 0.8% | 3.2% | ||
| Q1 25 | 5.1% | 5.7% | ||
| Q4 24 | 7.0% | 14.6% | ||
| Q3 24 | 71.4% | 0.0% | ||
| Q2 24 | 2.5% | 0.7% | ||
| Q1 24 | 5.3% | 0.8% |
| Q4 25 | — | 4.12× | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | 4.93× | 6.08× | ||
| Q1 25 | 2.30× | 0.84× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | — | 1.37× | ||
| Q2 24 | — | 1.53× | ||
| Q1 24 | — | 1.02× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
