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Side-by-side financial comparison of Clearfield, Inc. (CLFD) and Community West Bancshares (CWBC). Click either name above to swap in a different company.
Community West Bancshares is the larger business by last-quarter revenue ($38.3M vs $34.3M, roughly 1.1× Clearfield, Inc.). On growth, Community West Bancshares posted the faster year-over-year revenue change (11.6% vs -3.2%). Community West Bancshares produced more free cash flow last quarter ($43.6M vs $-2.4M). Over the past eight quarters, Community West Bancshares's revenue compounded faster (36.0% CAGR vs -3.5%).
Clearfield, Inc. is a company headquartered in Minneapolis, Minnesota. The company produces fiber optic products.
Community West BancsharesCWBCEarnings & Financial Report
Community West Bancshares is a registered bank holding company headquartered in California. It wholly owns Community West Bank under the Bank Holding Company Act.
CLFD vs CWBC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $34.3M | $38.3M |
| Net Profit | $-614.0K | — |
| Gross Margin | 33.2% | — |
| Operating Margin | -5.3% | 40.0% |
| Net Margin | -1.8% | — |
| Revenue YoY | -3.2% | 11.6% |
| Net Profit YoY | 67.8% | — |
| EPS (diluted) | $-0.04 | $0.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $34.3M | $38.3M | ||
| Q3 25 | $23.4M | $37.9M | ||
| Q2 25 | $49.9M | $35.7M | ||
| Q1 25 | $47.2M | $34.8M | ||
| Q4 24 | $29.7M | $34.3M | ||
| Q3 24 | $5.6M | $31.3M | ||
| Q2 24 | $48.8M | $30.5M | ||
| Q1 24 | $36.9M | $20.7M |
| Q4 25 | $-614.0K | — | ||
| Q3 25 | $-9.1M | $10.9M | ||
| Q2 25 | $1.6M | $7.8M | ||
| Q1 25 | $1.3M | $8.3M | ||
| Q4 24 | $-1.9M | — | ||
| Q3 24 | — | $3.4M | ||
| Q2 24 | $-447.0K | $-6.3M | ||
| Q1 24 | $-5.9M | $3.7M |
| Q4 25 | 33.2% | — | ||
| Q3 25 | 53.2% | — | ||
| Q2 25 | 30.5% | — | ||
| Q1 25 | 30.1% | — | ||
| Q4 24 | 29.2% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.9% | — | ||
| Q1 24 | 7.7% | — |
| Q4 25 | -5.3% | 40.0% | ||
| Q3 25 | 10.3% | 39.8% | ||
| Q2 25 | 3.0% | 30.2% | ||
| Q1 25 | 0.6% | 32.7% | ||
| Q4 24 | -6.9% | 31.0% | ||
| Q3 24 | — | 13.3% | ||
| Q2 24 | -4.7% | -25.9% | ||
| Q1 24 | -26.4% | 23.2% |
| Q4 25 | -1.8% | — | ||
| Q3 25 | -38.8% | 28.7% | ||
| Q2 25 | 3.2% | 22.0% | ||
| Q1 25 | 2.8% | 23.8% | ||
| Q4 24 | -6.4% | — | ||
| Q3 24 | — | 10.8% | ||
| Q2 24 | -0.9% | -20.7% | ||
| Q1 24 | -16.0% | 17.8% |
| Q4 25 | $-0.04 | $0.58 | ||
| Q3 25 | $-0.65 | $0.57 | ||
| Q2 25 | $0.11 | $0.41 | ||
| Q1 25 | $0.09 | $0.44 | ||
| Q4 24 | $-0.13 | $0.29 | ||
| Q3 24 | — | $0.18 | ||
| Q2 24 | $-0.04 | $-0.33 | ||
| Q1 24 | $-0.40 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $96.4M | $119.0M |
| Total DebtLower is stronger | — | $69.5M |
| Stockholders' EquityBook value | $249.7M | $409.6M |
| Total Assets | $268.1M | $3.7B |
| Debt / EquityLower = less leverage | — | 0.17× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $96.4M | $119.0M | ||
| Q3 25 | $106.0M | $121.6M | ||
| Q2 25 | $117.2M | $134.4M | ||
| Q1 25 | $112.0M | $148.4M | ||
| Q4 24 | $113.0M | $120.4M | ||
| Q3 24 | $129.0M | $149.0M | ||
| Q2 24 | $123.8M | $109.7M | ||
| Q1 24 | $142.9M | $61.0M |
| Q4 25 | — | $69.5M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $69.9M | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | — | — |
| Q4 25 | $249.7M | $409.6M | ||
| Q3 25 | $256.2M | $397.6M | ||
| Q2 25 | $264.5M | $380.0M | ||
| Q1 25 | $265.9M | $372.2M | ||
| Q4 24 | $267.4M | $362.7M | ||
| Q3 24 | $275.8M | $363.5M | ||
| Q2 24 | $274.6M | $350.2M | ||
| Q1 24 | $279.2M | $211.7M |
| Q4 25 | $268.1M | $3.7B | ||
| Q3 25 | $306.2M | $3.6B | ||
| Q2 25 | $314.7M | $3.6B | ||
| Q1 25 | $310.9M | $3.6B | ||
| Q4 24 | $303.2M | $3.5B | ||
| Q3 24 | $315.3M | $3.5B | ||
| Q2 24 | $318.1M | $3.5B | ||
| Q1 24 | $315.4M | $2.4B |
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | 0.01× | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.4M | $46.1M |
| Free Cash FlowOCF − Capex | $-2.4M | $43.6M |
| FCF MarginFCF / Revenue | -7.1% | 113.9% |
| Capex IntensityCapex / Revenue | 2.9% | 6.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $77.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.4M | $46.1M | ||
| Q3 25 | — | $13.2M | ||
| Q2 25 | $7.9M | $11.5M | ||
| Q1 25 | $3.0M | $11.1M | ||
| Q4 24 | $7.2M | $22.2M | ||
| Q3 24 | $22.2M | $7.8M | ||
| Q2 24 | $4.0M | $5.2M | ||
| Q1 24 | $-5.7M | $4.0M |
| Q4 25 | $-2.4M | $43.6M | ||
| Q3 25 | — | $12.8M | ||
| Q2 25 | $7.5M | $10.6M | ||
| Q1 25 | $654.0K | $10.8M | ||
| Q4 24 | $5.1M | $17.2M | ||
| Q3 24 | $18.2M | $5.2M | ||
| Q2 24 | $2.8M | $4.8M | ||
| Q1 24 | $-7.7M | $3.6M |
| Q4 25 | -7.1% | 113.9% | ||
| Q3 25 | — | 33.7% | ||
| Q2 25 | 15.1% | 29.6% | ||
| Q1 25 | 1.4% | 30.9% | ||
| Q4 24 | 17.1% | 50.0% | ||
| Q3 24 | 323.0% | 16.7% | ||
| Q2 24 | 5.8% | 15.7% | ||
| Q1 24 | -20.8% | 17.3% |
| Q4 25 | 2.9% | 6.6% | ||
| Q3 25 | 2.0% | 1.1% | ||
| Q2 25 | 0.8% | 2.7% | ||
| Q1 25 | 5.1% | 0.9% | ||
| Q4 24 | 7.0% | 14.7% | ||
| Q3 24 | 71.4% | 8.1% | ||
| Q2 24 | 2.5% | 1.4% | ||
| Q1 24 | 5.3% | 2.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.21× | ||
| Q2 25 | 4.93× | 1.47× | ||
| Q1 25 | 2.30× | 1.33× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.29× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 1.09× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
